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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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cybpsych
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May 8 2018, 11:52 AM
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QUOTE(asil66 @ May 8 2018, 11:13 AM) How they know it's fresh funds? Do the system auto detect or got officer to review? If let's say I transfer funds into my savings account first, then do eFD on Maybank2u, will it be considered fresh funds? shared by few users above ... no checking, although it's stated as "fresh fund" in t&c my placements were using existing Savings fund.
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cybpsych
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May 10 2018, 07:17 PM
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QUOTE(rainbird @ May 10 2018, 07:11 PM) Do we get charged if we uplift the eFD after we find out that the promo rate is no more? I think Maybank can improve the system by showing the interest rate upfront. Then consumers can decide by themselves whether to proceed or look for other primo. no fee for any efd uplift
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cybpsych
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May 15 2018, 09:58 PM
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QUOTE(syaaron @ May 15 2018, 09:57 PM) Speaking of placing e-fds, what is the latest time eligible for interest? I.E, if i place on 15May 11pm+ will it effective on 15May or 16May ? If not mistaken, previously saw some posts mention is it latest cut off 10pm ? Just to confirm thanks in advance 10pm for efd final placement uplift at 6am onwards.
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cybpsych
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May 17 2018, 02:31 PM
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QUOTE(HotshotS @ May 17 2018, 01:07 AM) In order enjoy this Maybank eFD rate, can I use my savings in Maybank savings account to apply for eFD? Or is it a must for me to transfer my savings out of Maybank to other bank account before transferring back to Maybank? no need complicate it. just place direct. the only problem is we dont know the promo rate upfront before placement. just recheck it after placement.
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cybpsych
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May 28 2018, 10:23 PM
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placed a few placements for mbb 4.1% mth eFD.
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cybpsych
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Jun 6 2018, 08:46 PM
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Enjoy great returns when you save with Maybank Conventional eFixed Deposit [ MBB ] Campaign Period: 28 May 2018 to 30 June 2018How to Make eFD Placement | How to View eFD Campaign Placement RateThis promotion is only applicable for Conventional eFixed Deposit with 3 months or 5 months tenure with minimum deposit of RM5,000 fresh funds for Individual, Joint Account Depositors and Sole Proprietors in a single certificate via Maybank2u. Offer is open to new & existing Maybank customers and it is applicable for Conventional eFixed Deposit placement of fresh funds made through Maybank2u only. The campaign period is valid from 28 May to 30 June 2018 or upon reaching the campaign limit, whichever is earlier. Should there be an Overnight Policy Rate change, the offer rates will be revised. Terms & Conditions apply. | Tenure | Campaign Rates* | | 3 months | 3.90% p.a | | 5 months | 4.00% p.a | *Should there be an Overnight Policy Rate (OPR) change, the offered rates may be revised.
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cybpsych
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Jun 21 2018, 01:20 PM
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Great news for Seniors! We are running Am50plus Fixed Deposit Promotion for 36 months @ 4.50% p.a.! Offer period 18 June 2018 - 15 July 2018. Hurry!!! Visit https://www.ambank.com.my/eng/promotions-pa...Deposit36months for details or make your placement at an AmBank branch near you today! This post has been edited by cybpsych: Jun 27 2018, 03:30 PM
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cybpsych
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Jun 22 2018, 12:33 PM
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QUOTE(kenny79 @ Jun 19 2018, 06:50 PM) Ocbc offering for 4.35% 12 month QUOTE(kenny79 @ Jun 22 2018, 10:53 AM) Ocbc now is offering 4.35% for 12 month..With interest credit to casa service avaible both actually same?
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cybpsych
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Jun 22 2018, 03:59 PM
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UOB: Revision of Fixed Deposit (FD)/Islamic Fixed Deposit (FD-i) Premature Withdrawal (effective 1 January 2019)
Effective 1 January 2019, no interest/profit portion of the Murabahah Sale Price will be paid for FD / FD-i* premature withdrawals regardless of placement date. Premature withdrawals made before 1 January 2019 will not be affected by this revision.
Should your require further clarification or assistance, please do not hesitate to contact your respective home branches.
*In this regard, you agree to waive your rights to claim full Murabahah Sale Price and grant the Bank the full rebate (Ibra’) on the profit of the Murabahah Sale price.
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cybpsych
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Jun 24 2018, 07:49 PM
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QUOTE(TSOM @ Jun 24 2018, 07:28 PM) completely zero?? I thought they used to pay out interest if you fulfil half of the period?? read the t&c. you were asking about 3mths tenure, so no inteest at all. No interest shall be paid on any FD with a tenure of three (3) months or fewer that has not completed its respective full tenure period
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cybpsych
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Jun 27 2018, 01:32 PM
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QUOTE(good1115 @ Jun 27 2018, 01:26 PM) Hi, like to know if change OPR will the rate changed after placement of FD? click the link and read the details. even listed on the photo.
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cybpsych
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Jun 27 2018, 04:35 PM
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cybpsych
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Jun 27 2018, 04:39 PM
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QUOTE(O-haiyo @ Jun 27 2018, 04:38 PM) islamic vs conventional?
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cybpsych
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Jun 27 2018, 05:15 PM
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already shared by someone earlier, but there seems to be a promo code Our AmOnline e-Fixed Deposit PROMO is still on-going until 31 July 2018! Enjoy 4.28% p.a. with a minimum placement of RM1,000 via AmOnline web or app. Oh, don’t forget to key in the Reward Code: LAUNCH when you apply! Visit ambank.com.my/efd for more info 
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cybpsych
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Jun 28 2018, 06:12 PM
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PB eFD CampaignPlease be informed that the Campaign Period of "PB eFixed Deposit (PB eFD)"has been extended to 31 August 2018. Click here for the revised Terms and Conditions. - 28 June 2018 PB Special FD/TD-i CampaignPlease be informed that the Campaign Period of “PB Special Fixed Deposit / Term Deposit-i” has been extended to 31 August 2018. Click here for the revised Terms and Conditions - 28 June 2018
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cybpsych
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Jun 29 2018, 10:45 PM
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#HLBDigitalDay is back and it’s bigger and better.07 JULY 2018-13 JULY 2018get ready for the eFD rates! https://www.hlb.com.my/en/personal-banking/...l-day-2018.htmlThis post has been edited by cybpsych: Jun 29 2018, 10:46 PM
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cybpsych
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Jul 2 2018, 03:23 PM
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QUOTE(cklimm @ Jul 6 2017, 08:12 PM) Ok kids, More details revealed bout HLB digital day 7 months efd 4.17% 7 months counter FD 4.3%, (simple tasks needed) https://www.hlb.com.my/en/personal-banking/...igital-day.htmlQUOTE(philipkyw @ Jul 1 2018, 10:59 PM) What was last year offer for hlb digital day & its term/condition? 2017 DD eFD T&C https://www.hlb.com.my/content/dam/hlb/my/d..._online_eFD.pdf
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cybpsych
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Jul 2 2018, 03:58 PM
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QUOTE(chicaman @ Jul 2 2018, 03:50 PM) They did not mention the rate? because it's not 7/7 yet? based on DD 2017, the rates were released/leaked on 6/7
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cybpsych
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Jul 2 2018, 04:16 PM
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QUOTE(mustmust009 @ Jul 2 2018, 04:14 PM) this 1 still have or full already?? for efd, try in PBe. for fd, ask your respective counters.
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cybpsych
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Jul 4 2018, 05:25 PM
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QUOTE(cybpsych @ Jun 6 2018, 08:46 PM) Enjoy great returns when you save with Maybank Conventional eFixed Deposit [ MBB ] Campaign Period: 28 May 2018 to 30 June 2018How to Make eFD Placement | How to View eFD Campaign Placement RateThis promotion is only applicable for Conventional eFixed Deposit with 3 months or 5 months tenure with minimum deposit of RM5,000 fresh funds for Individual, Joint Account Depositors and Sole Proprietors in a single certificate via Maybank2u. Offer is open to new & existing Maybank customers and it is applicable for Conventional eFixed Deposit placement of fresh funds made through Maybank2u only. The campaign period is valid from 28 May to 30 June 2018 or upon reaching the campaign limit, whichever is earlier. Should there be an Overnight Policy Rate change, the offer rates will be revised. Terms & Conditions apply. | Tenure | Campaign Rates* | | 3 months | 3.90% p.a | | 5 months | 4.00% p.a | *Should there be an Overnight Policy Rate (OPR) change, the offered rates may be revised.QUOTE(blank_slate @ Jul 4 2018, 04:44 PM) Maybank FD 4.0% for 5 months (min 5k placement) *over the counter really?
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