

This post has been edited by cybpsych: Jul 7 2018, 06:16 AM
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jul 7 2018, 06:12 AM
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#201
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![]() ![]() This post has been edited by cybpsych: Jul 7 2018, 06:16 AM |
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Jul 7 2018, 06:24 AM
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#202
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Jul 7 2018, 08:00 AM
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#203
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QUOTE(Flicx @ Jul 7 2018, 06:27 AM) A bit unclear on prevailing rate meaning. prevailing board rate.If we put auto renew does it mean the next 3 month and subsequent will also get 4.37? meaning 4.37% p.a. @ 3mth is for 1 cycle only. upon renewal, it will auto-renew to prevailing (current, at the point of renewal) board rate, NOT promo rate. e.g. placement on DD 7/7, maturity on 7/10. on 7 Oct, it would renew to a new cycle of 3mth tenure based on the rate @ 7 Oct. <-- unless your magic crystal ball is super accurate, rate in the FUTURE may change, right? all these promo/special rates rarely run continuously. |
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Jul 10 2018, 04:12 PM
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#204
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with a big "call us for more info", probably there are some other products attached to the FD rate.
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Jul 10 2018, 09:13 PM
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#205
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Jul 10 2018, 09:30 PM
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#206
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Jul 10 2018, 09:35 PM
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#207
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Jul 12 2018, 05:29 PM
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#208
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Jul 16 2018, 08:48 PM
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#209
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Jul 20 2018, 10:18 PM
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#210
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QUOTE(Lineage @ Jul 20 2018, 07:55 PM) Update:- Just placed FD in UOB today. Fund from CIMB to UOB, instant and without any fee. UOB banker told me i can straight tranfer to my UOB saving acc, any fund transfer into saving acc within 7 days consider fresh fund. The best thing is CIMB IBGT is free and good to know UOB IBGT also free.. mbb dont charge for instant transfer up to rm5k/transfer. can do multiple transfers if >rm5kWondering why Maybank still charge until today.. |
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Jul 26 2018, 03:56 PM
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#211
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QUOTE(Deal Hunter @ Dec 22 2017, 11:15 PM) pXm short code for interest payment in FD jargon 0 - 0 months involved meaning interest only on maturity 1 - monthly intervals 3 - 3 monthly intervals 6 - 6 monthly intervals 12 - yearly interval 663 - sometimes used for 15 months FD s - end of each step of varying intervals Other usual FD jargon short forms FF - fresh new fund deposited into bank within a period accepted and as interpreted by the bank AF - any kind of fund, mix of existing, matured or additional FF can do. TF - top-up requirement added to redeemed existing matured fund IBD - interest bearing days used for calculation of interest/profit ED - Effective Date when bank starts counting IBD, may be later due to clearing of depositor background and fund. MD - Maturity Date when bank stops counting IBD and you can redeem on that day. p.a. - per annum - interest or profit rate expressed usually as a percentage for a year fixed as always 365 days long, or 366 days for leap years for some banks (eg Maybank). ER - Effective Rate. imprecise indicator p.a. rate where months are all the same non-existent imaginary length 365/12 or 366/12 days long used for step type FD. CASA - current or saving account FD - Fixed Deposit, the pure type. UFD - UnFixed Deposit where certain parts of principal can be taken out under specific rules. BFD - Bundled FD with other financial products/complications bundled together. earmark - certain sum to remain in CASA for full or specified length of time to obtain the rate otherwise some kind of loss. QUOTE(fairylord @ Jul 26 2018, 03:44 PM) |
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Jul 30 2018, 05:21 PM
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#212
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Aug 1 2018, 08:39 PM
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#213
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QUOTE(cybpsych @ Jun 28 2018, 06:12 PM) PB eFD Campaign Please be informed that the Campaign Period of "PB eFixed Deposit (PB eFD)"has been extended to 31 August 2018. Click here for the revised Terms and Conditions. - 28 June 2018 PB Special FD/TD-i Campaign Please be informed that the Campaign Period of “PB Special Fixed Deposit / Term Deposit-i” has been extended to 31 August 2018. Click here for the revised Terms and Conditions - 28 June 2018 QUOTE(thenuts15 @ Aug 1 2018, 07:33 PM) old promo, extended till 31 Aug |
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Aug 2 2018, 02:00 PM
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#214
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Aug 2 2018, 02:11 PM
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#215
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QUOTE(ManutdGiggs @ Aug 2 2018, 02:08 PM) that is given, if customer choose to move to other banks. it's your decision.for current bank, mostly accept "top-up" to the existing fund to make it "fresh". so, from current bank's perspective, it's "new fund" (vs original fund). |
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Aug 9 2018, 07:54 AM
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#216
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QUOTE(key91 @ Aug 9 2018, 01:54 AM) MBB has always not offering the best rates but still I prefer to place with it for easy monitoring. use the [SEARCH] function in this topic using "mbb" keyword. you get answers for those posted maybank fd info.Anyone knows the latest FD deals for MBB? Be it e-placement or OTC. |
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Aug 9 2018, 08:28 AM
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#217
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QUOTE(Deal Hunter @ Aug 1 2018, 02:32 PM) Correction:- Bank Rakyat Promo 1 August to 31 October 2018, minimum 10k FF. 4.3% p0m7 4.5% p0m11 Interest creditted on maturity into compulsory CASA. QUOTE(thkhai @ Aug 2 2018, 06:29 PM) QUOTE(D-Zire @ Aug 9 2018, 08:18 AM) I received an sms in regards to Bank Raykat’s promo. Anyone got the same sms as well? BANK RAKYAT EXCITING FIXED DEPOSIT PROMOTION RATE !!! 7 Months : 4.3% 11 Months : 4.5% Min RM 10k / Fresh Fund Ends 31 Oct 2018 / T&C Visit us at Bank Rakyat Glo Damansara For any inquiries, Please Call Our Officer :- Nazirah : 0193902481 Faridun : 0122512364 Sariyah : 01116997736 |
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Aug 27 2018, 02:57 PM
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#218
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Important Notice on Amendments to Unfixed Deposit/FRIA-i Terms and Conditions
https://www.cimbbank.com.my/content/dam/cim...deposit-eng.pdf BM: https://www.cimbbank.com.my/content/dam/cim...-deposit-bm.pdf |
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Aug 29 2018, 04:23 PM
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#219
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Aug 30 2018, 07:05 PM
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#220
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