if u noticed, most ppl are lazy and keep quoting new "updates" which already "old"

still promoting RHB huh?

better still, other banks dont have CASA deposit requirements like RHB.

straightforward FD is the best.

hlb efd payday ended 31 Dec 2017.

no renewal news, yet, for year 2018.

possible. each bank has different "grace period of freshness".

check with the respective bank whether it is acceptable and how many days after transfer is considered "fresh".

same with PBB's FD

forced me to open joint-SA just for new joint-FD, eventhough we have our individual PBB SA account. freaking stupid policy.


remember, just open a BSA with min RM20 deposit. dont care what they tell you about ATM withdrawal b/s etc etc. Tell them you use Internet Banking exclusively, ATM is not important. heck, i didnt even want the ATM card. also make sure the BSA is linked to PBe account so you can view it in PBe.

when i was in PBB branch, i kept cucuk them that pbb forced customers to open joint-SA for the sake of opening it, I was not interested with their SA at all. stop feeding me b/s excuses.

This post has been edited by cybpsych: Jan 27 2018, 02:25 PM

another method: try to UPLIFT but not yet confirm. you could see the principal amount is lesser than your original amount.

GIA doesnt work that way anymore. it behaves like normal FD.

have u read the T&C?

do u know how the fund transfer works for hlb efd?

PB Special FD/TD-i Campaign

6-Month @ 4.00% p.a.
12-Month @ 4.20% p.a.

Please be informed that Public Bank is launching a new fixed deposit/term deposit-i campaign known as “PB Special Fixed Deposit/Term Deposit-i” starting from 1 February to 30 April 2018.

Click here for the Campaign’s Terms and Conditions in English.
Click here for the Campaign’s Terms and Conditions in Bahasa Malaysia.

why don't u try the placement and see the screens? all setup pretty straightforward.

just don't fpx if no intention to place.

fyi, interest earned will not be autorenew la. it's already creditded to your SA.

"efd about number"?? you meant account?

1st time placement, it will auto-create for you. subsequent placements, will be based on this previously-created efd account.

never tried. i still got ongoing hlb efd.

why are you so concerned about efd account number?

for PBB, you can choose BSA without ATM/DC. however, they still issue you the booklet instead. no issue with Internet Banking.

for HLB, you can choose BSA. staffs tried hard NOT to give me BSA, but after much insistence and threats to them, they finally "figured" it out BSA is "available" in their system. no issue with Internet Banking either. they will issue a DC but without any fees attached.

most, if not all, banks claims you need ATM/DC for Internet Banking, with the reasons of creating temp PIN at ATM machine.

however, in both banks above, I created the Internet Banking account/profile at the branch after opening BSA.

This post has been edited by cybpsych: Feb 6 2018, 09:43 AM

b/s lor

threaten them instead since this BSA facilility is required by BNM

http://www.bnm.gov.my/index.php?ch=en_pres...&ac=950&lang=en

some yes some no

DC or no DC, as long as no annual fee then it's good.

RM0.00 UOB Cheras: Visit us on Saturday 10/02/18 (10am-2pm). Enjoy 12 mths FD promo rates of 4.33%pa with min RM10k new funds. Info, call 03-91062788. T&C apply

later you'll going to ask islamic credit card, right? then debit card? then car loan?

please read up the info about Islamic banking & products. it does not discriminate against the person!

knew about it last month.

also only applicable to NEW placements from 1 Feb onwards. my older eFDs still getting monthly interest.

OCBC: Bonus on Bonus Campaign
Promotion Period: 9 February 2018 – 31 March 2018

For the full terms and conditions, click here.

Make the most out of your bonus by growing it in our Fixed Deposit/-i. Put your money to good use and don’t miss out on our high returns of up to 4.38% p.a.* available for a limited time only.

Deposit Amount: Minimum RM 10,000
12-Month Tenure: 4.38% p.a.*

*Note: The promotional Fixed Deposit/-i is only for placements of between RM10,000 (minimum) and RM10 million (maximum). Fresh funds are required. For comparison, the board rates as of 8 February 2018 for 12-month Fixed Deposit/-i is 3.25% p.a..

This post has been edited by cybpsych: Feb 15 2018, 07:27 PM

you sure FPX no charges? by every bank? every merchants?

you sure m2u dont have FPX?


better read up what is FPX, GIRO, etc. also find out the participating banks.

Closure of Mach by Hong Leong Bank Branches [ HLB ]
Kuala Lumpur, 12 February 2018

Thank you for your continued patronage of Hong Leong Bank.

We wish to inform you that that since Bank Negara Malaysia (BNM) has approved our application, the last day of business for all Mach branches is Friday, 23rd February 2018.

All your account(s) that are currently maintained at any of the below mentioned branches will be automatically transferred to your respective new home branches at the following locations and your account number(s) along with other related facilities will remain unaffected.

The transfer will take place effective Saturday, 24th February 2018. The details are as below :