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OCBC 360 account good or not?

deposit new fresh fund 250k in FD can get the S9+ or not? or only can deposit in CASA?

if only can deposit in CASA then not worth, FD can get 3.3% interest. (3.3% x 250k x 6 months = 4,125) More than enough to buy S9+

I've open a Basic Savings Account at Maybank on 27/2. The CS said it is not a passbook account, so I have to generate statement from M2u myself. She said my statement will be available in 3 months, so it can be generated for Jan-Mar in early April. I have banked in RM2000 in the account in March, but until now I still cannot generate the Statement.

Anyone encounter this before? are u able to generate statement for Savings account from M2u?

Basic account is always only every quarter generated. If u wan every month statement just open their m2u savers account. U will have monthly statement generated

I don't mind having quarterly statement. Just wondering now is already April, shouldn't the Jan-Mar Statement be generated already?

OCBC 360 consider one of the highest interest rate saving acc @ 4.1% max pa (Rm100k max for the interest), even higher than normal FD @ 3.x%.

Provided you fulfilling all their requirement, each earn you 1.2% pa starting at base interest 0.5%. More info here:
- Deposits RM500 to OCBC each month
- Pay at least 3 bills using OCBC online
- Spend at least RM500 with OCBC debit/credit card

So if you're doing all the above currently, i think it will be a good choice to use as saving acc to park money.

This post has been edited by hong823: Apr 8 2018, 04:24 PM

anyone can explain what is this?

http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal


currently above 18 liao, but why now just change? what is the differences?

Because the account is meant for under legal age people. I guess previously they just ignore it when one attains the legal age but now they have decidedly to change this and not to let you guys to enjoy high interest anymore. Basically this means less for you guys.

thats very sad to hear...
but how do i know my acc is imteen ?

Cant see it from M2U. If you had subscribed the service of monthly savings account email statement , then you will see it there



Attached image(s)

I'm still asking Maybank about the conversion to Personal Saver account having any annual fees ..
Anyone know can advice ?

Debit card fee may apply, depending on you opting for RM8/pa for unlimited ATM withdrawals or no annual fee with limited ATM withdrawals every month. Everything should follow your previous instruction, by the way.

Received the SMS too... wonder why suddenly change despite already over 18 for many years.

i get from maybank facebook


good day to you. Not to worry, we will assist you to explain further. Kindly be informed, effective 5 May 2018, Imteen/ Imteen-i Account will be reclassified to Personal Saver/ Personal Saver-i Account upon the account holder attaining the age of 18 years old.

This reclassification exercise will also involve all existing Imteen/ Imteen-i account holders aged 18 years old and above.

Please note that the account number will remain unchanged and the customers may continue to operate the account with all existing services as usual.

For more information, kindly click on the link given below:

http://ow.ly/ZklH30jnOxy

Thank you.


the annual fee of RM8.00 (excluding 6% GST) is referring to an unlimited withdrawal using Maybank ATM machines which will be imposed if you do not have any of below Maybank one products:

http://ow.ly/AGz330jnTRv - Personal Cash
http://ow.ly/3WFL30jnTSv - ASB Flexi Cash Loan
http://ow.ly/pIzT30jnTUc - ASB Flexi Loan
http://ow.ly/duem30jnTUV - PremiumPA Plus Insurance

Why change?SImple if they continue giving you imteen account, you are getting #%+ \p.a. Now with adult account, interest is about 0.5% p.a. So the extra 2.5% can use to pay dividends to share holders, keep as their savings.

I got that same standard reply from Maybank FB too.
For the annual fee, currently I'm using without annual fee despite I do not have any of the mentioned products. Does that mean once converted to Personal Saver/ Personal Saver-i Account will be compulsory to opt for annual fee?

I mean why do they only change now instead of yearly when the account holder is over 18y/o.
I don't think imteen Account is having better rate neither. I'm getting like 0.3% interest rate.

It's defintely FD rate but you need to furfilled their criteria of 1 withdrawal/month

No wonder, never fulfill the condition before. Since they already mention lower interest rate upon reaching age of 18 even maintaining same account won't get the high interest rate.
*Once attained the age of 18 and above, lower interest rate (Kawanku Savings interest rate) will apply.

So there you have the answer. Why should they continue giving igh interest rate FD rates when they can give you peanut rate?