previously, ppl already shared the actual rate will readjust the next day lah

in short, there's no 4.5% or 4.2% to begin with.

dont believe what you see upon renewal. let the system re-adjust to a correct rate.

there was rumor of 4.2% from BIMB, but no actual/official news yet.

hlb tia, 6mth 3.75%

otc only

read the t&c https://www.mbsbbank.com/sites/default/file...-i-Raya-ENG.pdf

many reasons

KYC you
upselling opportunity
lack of system automation or readiness
increase traffic to branch

non-fd https://forum.lowyat.net/topic/5243436

waiting for your next post(s) tomorrow due to disappointment!

30k from mbsb online banking
additional 50k from mbsb atm (duitnow transfer, linked to nric/etc ... not mobile number)

haiya, this is FD topic le

not savings account rate

read the tnc

you need to nominate a casa when placing this TD

you can open from online, but whether smooth or not, is another question.

for me, it failed, then gotta visit branch to complete the final process.*

iirc, my acct was BSA "Wise Saver" and luckily i took their debit card. at least can withdraw additional RM50k from ATM (after max RM30k from online banking).


*p/s. just noticed mbsb has another REVALIDATION process. i guess this is to redo/revalidate initial failed online application.

This post has been edited by cybpsych: May 26 2024, 08:33 PM

i also got few BI matured, temporary parked at Aeon Bank 3.88% first

no time to visit MBSB branch cuz expecting to allocate near half-day (worst-case scenario).

dont know the limit.

since it's a digital bank, likely it can go higher than ewallets.

discuss further in https://forum.lowyat.net/topic/5439709

yes im aware of the deadline.

aeon bank is temporary park some $$ there until convenient for OTC FD/TD placement.

if put too long till Sep, you'd just losing some potential FD/TD interests already

mbsb FD placement is troublesome

your casa can be from home branch or anywhere.

however, FD Account is restricted to individual branch only.

then the otc placements follow the branch/FD account.

eg if previously you placed FD in branch A, you can easily place FDs from same Branch A.

however if you go to Branch B to place FD, they need to open new FD Account at Branch B. will take some time to process, but overall not too long. simple doc to fill. the staff do the rest and guide you accordingly.

matured certs will be fully credited into the nominated casa. fund can be withdrawn anywhere as usual.

already extended to July 2024 (as mentioned by reports here too); and the usual T&C, "subject to quota availability, bla bla bla"

PB rates going downhill, effective 31 May 2024

https://www.pbebank.com/en/announcements/re...or-campaigns-5/

PB Islamic



This post has been edited by cybpsych: May 31 2024, 12:17 PM

mbb fpx issue

there are usually 2 limits:

per transfer limit for FPX B2C, usually max RM30k/transfer

another is respective bank's daily (cumulative) limit. most are at RM50k/day.