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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Mar 12 2024, 09:25 PM

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QUOTE(ckokwei @ Mar 12 2024, 06:07 PM)
hi does anyone know which limit should we change for UOB fpx to CIMB ? All the transaction limit I have update but none of the setting show FPX . I even change the duitnow transaction but all does not seems to be work. anyone experience before ?
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why not?

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cybpsych
post Mar 15 2024, 09:25 AM

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Public Bank

Please be informed that the promotional interest / profit rates for the following Campaigns will be revised with effect from 15 March 2024:

https://www.pbebank.com/en/announcements/re...or-campaigns-3/


For Campaign Period from 15 March 2024 to 31 March 2024:

https://www.pbebank.com/media/q4bpae4s/tc_special-fd-en.pdf

TenurePromotional Interest Rates (% p.a.)
3-Month3.55
6-Month3.60
9-Month3.65
12-Month3.70



https://www.pbebank.com/media/dhvckdif/efdfpxntnc-en.pdf

TenurePromotional Interest Rates (% p.a.)
3-Month3.60
6-Month3.65
9-Month3.70
12-Month3.75



Public Islamic

https://www.publicislamicbank.com.my/person...aign-via-fpx-1/


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This post has been edited by cybpsych: Mar 15 2024, 11:38 AM
cybpsych
post Apr 1 2024, 07:31 AM

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PB Special Fixed Deposit Campaign
1 April 2024 to 30 June 2024

https://www.pbebank.com/media/derjydpq/pb-s..._1-apr-2024.pdf

TenurePromotional Interest Rates (% p.a.)
3-Month3.55
6-Month3.60
9-Month3.65
12-Month3.70


50 Golden Journey Campaign
https://www.pbebank.com/media/yhtf1ug1/50go...y0424-tc-en.pdf

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cybpsych
post Apr 1 2024, 07:54 AM

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https://www.hlb.com.my/en/personal-banking/...otion-2024.html
cybpsych
post Apr 4 2024, 06:05 PM

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https://www.cimb.com.my/en/personal/promoti...4-campaign.html

Transfer from a CIMB Account (CASA/-i)

6 months
3.65% p.a.

12 months
3.70% p.a.

Transfer from a non-CIMB Account (via FPX)

3 months
3.55% p.a.

7 months
3.70% p.a.



https://www.cimb.com.my/en/personal/promoti...paign-2024.html

TIA-i (Investment via CIMB Branch)

6 months
3.70% p.a.

12 months
3.75% p.a.


eTIA-i (Investment via CIMB Clicks Web)

3 months
3.60% p.a.

6 months
3.70% p.a.

12 months
3.75% p.a.
cybpsych
post Apr 5 2024, 03:04 PM

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affin's efd also not bad, considering the rates nowadays barely able to hit 3.9% (mass user, not preferential rates)

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hlb tia also not bad for 6mths

Promotion | Term Investment Account-i Promotion

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cybpsych
post Apr 5 2024, 05:12 PM

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QUOTE(Chiggah @ Apr 5 2024, 04:14 PM)
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Mbsb shared this to me today

4% 12 months
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addon T&C

https://www.mbsbbank.com/promotions/terpali...i-td-i-campaign

https://www.mbsbbank.com/sites/default/file...-i-Raya-ENG.pdf

This post has been edited by cybpsych: Apr 5 2024, 05:12 PM
cybpsych
post Apr 8 2024, 09:24 AM

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QUOTE(cybpsych @ Apr 1 2024, 07:31 AM)
PB Special Fixed Deposit Campaign
1 April 2024 to 30 June 2024

https://www.pbebank.com/media/derjydpq/pb-s..._1-apr-2024.pdf

TenurePromotional Interest Rates (% p.a.)
3-Month3.55
6-Month3.60
9-Month3.65
12-Month3.70
50 Golden Journey Campaign
https://www.pbebank.com/media/yhtf1ug1/50go...y0424-tc-en.pdf

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PB Special Fixed Deposit Campaign
8 April 2024 to 30 June 2024
https://www.pbebank.com/media/wqvjdfpj/tc_s...d-080424-en.pdf

3-Month 3.55
6-Month 3.60
9-Month 3.60
12-Month 3.65

PB eFD via FPX Campaign
8 April 2024 to 30 June 2024
https://www.pbebank.com/media/dhvckdif/efdfpxntnc-en.pdf

3-Month 3.60
6-Month 3.65
9-Month 3.65
12-Month 3.70

50 Golden Journey Campaign
8 April 2024 to 30 June 2024
https://www.pbebank.com/media/tn1pc3da/50go...80424-tc-en.pdf

3-Month 3.60
6-Month 3.65
9-Month 3.65
12-Month 3.70


RCB https://www.pbebank.com/en/announcements/re...or-campaigns-4/

Public Islamic https://www.publicislamicbank.com.my/person...mpaign-via-fpx/

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This post has been edited by cybpsych: May 22 2024, 07:51 AM
cybpsych
post Apr 8 2024, 04:04 PM

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QUOTE(Chiggah @ Apr 5 2024, 04:14 PM)
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Mbsb shared this to me today

4% 12 months
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QUOTE(cybpsych @ Apr 5 2024, 05:12 PM)
QUOTE(gamenoob @ Apr 8 2024, 01:54 PM)
Mbsb 4% 12m 3.8% 6m

Promo start today
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above



QUOTE(sweetpea123 @ Apr 8 2024, 03:08 PM)
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topup sikit thumbsup.gif

Promo https://www.ambank.com.my/eng/promotions-pa...TDi-Promo-April
T&C https://www.ambank.com.my/ambank/SiteAssets...TDiApr24TnC.pdf

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This post has been edited by cybpsych: Apr 8 2024, 04:06 PM
cybpsych
post Apr 8 2024, 05:16 PM

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QUOTE(Zaryl @ Apr 8 2024, 05:01 PM)
Usually, banks like these, i need to open up CASA account with them or no need?

Can transfer from other banks or need prepare cheque or bring wads of cash in a briefcase?  sweat.gif
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this is eFD

read the t&c and the promo page on how to do the placement
cybpsych
post Apr 12 2024, 01:52 PM

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QUOTE(joeblow @ Apr 12 2024, 01:25 PM)
Anyone placed this MBSB 4% promotion with maturity on a weekend? Initially the staff said will carry forward to the next working day, but then said this promotion no auto-renew hence the money will be transferred to the savings account upon maturity, ie Saturday. Anyone placed with this promotion and have their maturity date bring forward to the next working day?
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// 4.6 Upon maturity, the principal of TD-i placement amount shall be auto renewed at the prevailing TD-i Board Rate or
auto-withdrawn and credited to the nominated CASA-i, based on the option selected by the Eligible Customer during
the TD-i placement. //


if u re-read the T&C, it says placement can be auto-renew at board rate OR you can instruct bank to auto-credit back to CASA.

afaik, mbsb system will auto-adjust the maturity date if default maturity falls on weekend.
cybpsych
post Apr 12 2024, 09:07 PM

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QUOTE(b787 @ Apr 12 2024, 08:40 PM)
At this current FD Rate, may i know why do u guys still prefer to place the money in FD instead of placing it in ASNB ?
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haiya dont bait this here lah. ... better ask in asnb-related topics instead

each has its own pros and cons. nothing wrong with FD. also nothing wrong with asnb/asx. some ppl got both too.
cybpsych
post Apr 15 2024, 09:19 AM

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QUOTE(sg8989 @ Apr 14 2024, 02:23 PM)
So now the best rate is MBSB-4
I found bank islam 4.15% for 6 months.
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QUOTE(ycktech @ Apr 15 2024, 07:38 AM)
As I notice Bank Islam is always giving out best rate in the market.
Is bank islam promo fd able to do it online?
Or only able otc only.
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bimb promo already ended prematurely mid-last month due to meeting quota
cybpsych
post Apr 15 2024, 04:01 PM

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Community Ria Day is back!

You and your loved ones can expect great fun at the following RHB branches and we’ll make your day spectacular with these exclusive rewards and privileges.

For one day only, enjoy an attractive promotional rate of 3.85% p.a. for 6 months when you place a minimum of RM10,000 in RHB Term Deposit over the counter.

Come one, come all… no reservations needed!

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cybpsych
post Apr 26 2024, 04:43 PM

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QUOTE(SnowWhiteTan @ Apr 26 2024, 04:26 PM)
how's the performance hlb tia so far? any losses incurred?  tongue.gif
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nope
cybpsych
post Apr 29 2024, 09:52 AM

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Limited Time Offer for Labour Day!
Campaign Period: 29 April 2024 – 10 May 2024

Grow your savings with our exclusive 5.1%* p.a. Alliance Term Deposit-i offer. Minimum placement from RM5000!
Hurry! Open an account at our branch from 29 April to 10 May 2024 to enjoy this special offer from us.

Learn more at https://www.alliancebank.com.my/Promotions/...-atdi-promotion

Terms and Conditions apply.


FYI, 1 placement only


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This post has been edited by cybpsych: Apr 29 2024, 09:53 AM
cybpsych
post Apr 30 2024, 10:57 AM

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QUOTE(ronnie @ Apr 30 2024, 09:54 AM)
Why so kiam siap with max cap so little.
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fair for all
cybpsych
post May 4 2024, 08:31 AM

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QUOTE(Thasmita @ May 4 2024, 07:29 AM)
KDI only for 1st 50k right ?
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don't forget: multiple accounts
cybpsych
post May 4 2024, 11:44 AM

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QUOTE(areankim @ May 4 2024, 11:32 AM)
How possible with multiple account? Family member?
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anyone you trust and has enough age to register lor
cybpsych
post May 4 2024, 05:40 PM

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QUOTE(sg8989 @ May 4 2024, 05:11 PM)
Hi
For rize, may i know how is the interest credited? monthly or daily?
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ask in rize topic lor

https://forum.lowyat.net/topic/5452847

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