Are you sure? I make a placement last week failed, only 6 months success to have promo rate.

101% sure ! I have seen the step-up rate shown when I hovered on the "i", beside the 3.6%. The interest rate shown is 3.6%, not the 3.55% of normal GIA i. I copied the info as below:

Account name (1):
Principal amount:
Term: 12 months
Interest rate: 3.6%
Maturity date: 28 December 2017
Profit payment mode:
Instruction on maturity:

Why don't u try it again ?

This post has been edited by bbgoat: Dec 28 2016, 08:49 PM

Hi guys, not sure if this is answered previously.
When I do FD (Hong Leong, got the maxis one 4.2% promo), once mature is it a must for be to go back to the branch where I placed the FD?
Am at my parents till new year, and want to catch the promo that is expiring on 31/12.
If yes, anyway to get bank to bank into savings account after matured?
Thanks for your advice

I went to hlb mv, they did ask me to bring the cert back for uplifting, so I guess u hv to be there.

What are the steps u did ? Some forumers have spelt out the steps before. For me, I have been used to the placement but most of the time just 1 mth or 2 mth placement. For this one u have to select 12 mth placement.

It seems MBB open and close the promo rate at different times of the month for this GIA-i.

Nice, thanks for sharing. Suppose that I place RM 10000 in e-GIA with 3.6% promo rate, and select 12-month placement. When I uplift a day later, then I should get 1-day interest at this promo rate.

If I do not uplift this 12-month placement, do I still get monthly interest (for this placement) credited to my Maybank Saving Account?

i am currently looking at the maybank GIA-i promotion...I cant really understand the "indicative PSR to investor"....anyone mind to share a more info on that?

thanks!

Just ignore it as it does not play a part to what u will get or the FD/profit rate. Islamic FD has this type of statements. Important one is the FD or profit rate shown.

Other banks Islamic FD may show different PSR ratio which is NOT important to us.

This post has been edited by bbgoat: Dec 29 2016, 09:09 AM

Called to MBSB to nego on FD rate. Still waiting for reply. Guess they are waiting for HQ reply.

Talked to OCBC RM. By TOMORROW, OCBC 12 mth FD, 4% with monthly interest. 13mth one, funny, only 3.85%.

I uplifted the FD after 7 days due to some personal commitment, but was pleasantly surprised they gave me interest for 7 days at 3.6% (p.a)!!

Hi all,

Just want to ask a quick question. If my FD mature on 30-Dec, can I uplift it on 30-Dec itself? (without forfeiting the interest)

Thanks.

Yes, no issue. It is the maturity date.

Thanks for the clarification!

Received call from AmBank ABM. Today only 3 mth 4%. No idea on next week/year promo yet.

This post has been edited by bbgoat: Dec 30 2016, 09:42 AM

Yes... Its a 2 months of 4% and 3 months of 4%. For today and tomorrow..

Affin by today 4.1% 15 mth >100k.

guys, I went buka one joint FD today and got the shock when the bank told me that even though the account is "either one to sign", both person must be present in order to withdraw that FD.

Doesnt makes sense to me at all. The bank says its a new BNM ruling. Anyone heard of this news?

Branch misinformed

This post has been edited by idoblu: Jan 5 2017, 10:44 AM

.

This post has been edited by idoblu: Dec 30 2016, 03:33 PM

So far, I have NOT encountered this problem before. Most FD fans here did not report any similar problem.

Which bank is that ?

I've never come across these issues.
Which bank you are having problem with ?

For either one to sign FD, what is your instruction on the interest and upon maturity ?