Hi all,
Just want to ask a quick question. If my FD mature on 30-Dec, can I uplift it on 30-Dec itself? (without forfeiting the interest)
Thanks.
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Dec 29 2016, 06:07 PM
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur  
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Dec 29 2016, 07:11 PM
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#2
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(bbgoat @ Dec 29 2016, 07:02 PM) Yes, no issue. It is the maturity date. Thanks for the clarification!    |
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Dec 30 2016, 02:58 PM
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#3
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(idoblu @ Dec 30 2016, 12:09 PM) Ive tried before, they say I will lose the interest and I have to withdraw the day after the maturity date Just checked today, the interest already deposited to my account. So I guess you can uplift it.Please try yourself and report back here |
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Dec 30 2016, 03:27 PM
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#4
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(bbgoat @ Dec 30 2016, 03:01 PM) Is it eFD ? Either way eFD or OTC placement should not have problem to uplift on maturity day. What the other forummer reported is a bit strange as most of us do not encounter this issue. Mine OTC... I check the balance using the bank book.   |
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Dec 30 2016, 04:36 PM
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#5
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(bbgoat @ Dec 30 2016, 03:36 PM) Principal also deposited or auto renew ? I changed the option... instead of deposit the interest to account to add on. (previously was on promo rate) |
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Sep 30 2017, 07:49 AM
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#6
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(MEngineer @ Sep 26 2017, 09:36 AM) Maybank KLCC. 4.0% for 3 months. Those who want short term. Just placed yesterday Anyone else that manage to get this promo? Today last day? |
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Nov 20 2017, 03:34 PM
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#7
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Not sure if this is the right place to ask, but is it that HLB basic saving account is limited for salary crediting? I'm planning to open an basic saving account (for FD purpose), but was told that I can't open it if it is not for salary crediting.
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Nov 20 2017, 11:52 PM
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#8
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(#Victor @ Nov 20 2017, 03:52 PM) Who told you that? Supposed they should ask u to provide ur source of income instead. Maybe it is very strict for CASA opening nowadays due to rules implemented by BNM. The bank staff told me that.QUOTE(alexanderclz @ Nov 20 2017, 04:02 PM) bullsh*t. just opened one recently. Damn...  QUOTE(StarPrimo @ Nov 20 2017, 04:30 PM) Should be one of the few branch that too lazy to 'layan' opening Basic Savings Account. Prefer to open at those branches that open during weekend. More convenient if need to do anything that need to go to the branch.Just go to another HL branch to get your Basic Savings Account. |
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Nov 23 2017, 12:04 AM
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#9
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(??!! @ Nov 22 2017, 04:34 PM) similar experience with HLB ...told me there's no such account. Maybe I should use this method. I asked cashier to ask manager about the account. Came out and said "takda" I said "ok, please issue me letter stating HLB has no such account." They then said ok, can open the Basic account   But are there any difference between basic saving account and the normal saving account other than the initial opening amount? (RM20 vs RM200) |
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Dec 2 2017, 03:18 PM
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#10
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(cklimm @ Nov 30 2017, 02:30 PM) good thing is, you can open a savings account online How to open HL savings account online? |
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Jan 2 2018, 11:41 PM
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#11
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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so, currently the HLB eFD promo is the best no frills FD?
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Jan 6 2018, 01:22 PM
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#12
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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for the HL eFD promo, is it that we need to set it to auto-renewal?
From T&C:- 12. Upon maturity, the principal eFD / eFD-i Amount shall be auto-renewed at the prevailing eFD / eFD-i board rates respectively. But during the application, I can select no auto renewal.  |
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Feb 19 2018, 05:56 PM
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#13
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Any charges for the FPX transfer for the HLB eFD promo? (MBB/CIMB to HLB)
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Feb 21 2018, 11:15 PM
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#14
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Don't really like HLB, like to force you to do this or that. eg: force me to download their mobile app.
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Oct 27 2018, 03:59 PM
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#15
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(??!! @ Oct 26 2018, 02:27 PM) CIMB eFD 4.5% 6 months banner reappeared in my CIMB Clicks today! Where it appears?It disappeared after 2 transactions last week Maybe consider Affin normal board rate for 1 month at 3.25%? |
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Oct 29 2018, 11:24 AM
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#16
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(cybpsych @ Oct 27 2018, 07:23 PM) try direct link. Not working for me...  QUOTE(??!! @ Oct 28 2018, 09:30 PM) It's like a an advertisement banner on Dashboard of CIMB click. I see.... but now can't login to CIMB Clicks. Usually, the banner in that position is one with message to effect of "Stronger password is more secured"  They still having issue? |
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May 21 2019, 11:16 AM
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#17
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(taiping... @ May 15 2019, 03:00 PM) 6months So for BI, it will renew the FD (board rate) upon maturity for those without CASA?Damn it! Y mine need to wait.. terrible branch BI no need CASA |
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