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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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LostAndFound
post Nov 23 2018, 01:45 PM

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Ikhwan Mastercard petrol includes 5172 MCC?
LostAndFound
post Nov 23 2018, 02:34 PM

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QUOTE(David83 @ Nov 23 2018, 02:00 PM)
It didn't state but I believe should be for 5541 & 5542

5541 Service Stations (With or Without Ancillary Services)
5542 Fuel Dispenser, Automated

5172 Petroleum and Petroleum Products
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Okay, will test. The 'Setel' app (petronas e-wallet) reload is this MCC.
LostAndFound
post Jan 24 2019, 12:39 PM

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QUOTE(cybpsych @ Jan 24 2019, 11:04 AM)
just curious: have u tested this to either of the ikhwan visa petronas or ikhwan mastercard?
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I did, with the Ikhwan Mastercard. Did not receive.
LostAndFound
post Jan 30 2019, 10:21 AM

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QUOTE(ClarenceT @ Jan 30 2019, 08:01 AM)
"To encourage motorists to try out the new Primax 95 with Pro-Drive, Petronas will be giving RM1 off any Kedai Mesra items for every RM30 purchase of the new fuel, from February 1 to February 3."

Look for RM1 snack/drink...
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Free ice cream!
LostAndFound
post Dec 30 2019, 04:00 AM

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QUOTE(eddievh @ Dec 29 2019, 08:06 PM)
Try call cs ask for waiver,
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This is the right thing to do. While paying statement balance always is good advise, once that hasn't been done most bank should be able to assist in refunding the interest charge once CS sees the chronology of transactions.
LostAndFound
post Sep 25 2025, 12:09 PM

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QUOTE(fruitie @ Sep 21 2025, 04:41 PM)
If apply online, the system has tendency to reject, so better submit manually. If already submitted manually and still rejected, then write to MBB to take out a bit of your conventional card’s limit to the Ikhwan card. I assume you already have MBB conventional cards.
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Interestingly my wife (who doesn't have a great record for CC applications, the former Citibank rejected her many many times) just got Ikhwan Amex approved through online (MAE) application. She has had one (non Islamic) card from maybank from 2020-2021, otherwise only got a small joint savings account there with me, and those junior account for one of our kids.

Just wanted to ask - is this topic or the American Express topic more on-topic for Ikhwan Amex?

This post has been edited by LostAndFound: Sep 25 2025, 12:09 PM
LostAndFound
post Sep 25 2025, 04:12 PM

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QUOTE(ClarenceT @ Sep 25 2025, 12:13 PM)
Here: Maybank Islamic CC including Ikhwan Amex-i
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Right, then I have a quite 'basic' question which can't seem to find from their product FAQ - the Ramadhan/Syawal dates are for spending within the months or statement dates within the month? So next year from mid feb to mid apr (let's say Feb 16 to Apr 20) the RM100 cap is for those statements which fall within that range?

So for example if my statement is Mar 6, any Fri/Sat spend from Feb 6 onwards will be in the Mar 6 statement and hence contribute to 100 ringgit cap?

Similarly since statement of May 6 is outside Syawal already, so effectively any spend after Apr 5 is no longer RM100 cap?

Or does Maybank send out details every year for this (since dates change every year)?
LostAndFound
post Sep 25 2025, 04:40 PM

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QUOTE(fruitie @ Sep 25 2025, 04:22 PM)
No, it is for the whole month of Feb and March (i.e. 1st to 28th Feb, 1st to 31st March).
Follow calendar month, Maybank never uses statement month.
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QUOTE(ClarenceT @ Sep 25 2025, 04:23 PM)
Read
https://www.maybank2u.com.my/iwov-resources...ikhwan-card.pdf

Assume no revision on FAQ and cashback feature.
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Thanks, so simply is Feb and Mar of 2026, any spending within those months (as long as transacted fri/sat and posted within the month itself) will have RM100 quota per month.
LostAndFound
post Sep 25 2025, 08:24 PM

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QUOTE(fruitie @ Sep 25 2025, 04:47 PM)
Ikhwan AmEx no need to spend on Fridays and Saturdays. It is 7 days a week will be entitled for cash back.
Only MasterCard Ikhwan need to spend on Fridays and Saturdays.
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Oh I misread the TnC... even better!
LostAndFound
post Oct 1 2025, 11:07 AM

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Hi all, wanted to ask on the Ikhwan Amex using to pay SPayLater - does Maybank have a similar problem as Public Bank where Shopee related transactions appear to be 8 hours earlier (GMT+0) - hence for example a transaction at 6am on 1st October would appear in Public Bank system to have been done late at night on 30th September?
LostAndFound
post Oct 1 2025, 11:51 AM

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QUOTE(ClarenceT @ Oct 1 2025, 11:17 AM)
Only Shopee/ShopeePay switch to a special channel with GMT+8 for Public Bank credit/debit cards.

For Maybank Visa/MC or most of the other banks card, Shopee/ShopeePay use Maybank channel.

For CB calculation, transaction Date is not a factor for Ikhwan Amex. Transactions POSTED on 30/9 -> Sep CB
Transactions POSTED on 1/10 -> Oct CB
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Thanks

For mine it is relevant as there is a promo (new cardholders) where qualification is earliest X spenders within the month.
LostAndFound
post Nov 2 2025, 07:27 PM

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When is Ikhwan Amex cashback for October credited?

 

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