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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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hando911
post Jul 3 2024, 04:37 PM

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QUOTE(eeblue18 @ Jun 28 2024, 08:22 AM)
Hihi smile.gif Anyone has experience with problem making payment for bill/Unifi via Shopee? Secure2u approved. But kept stuck at the Shopee payment screen (the do not refresh screen). I tried several times. Yesterday and today.  unsure.gif
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IOS? Try updating your shopee and MAE apps
Human Nature
post Jul 9 2024, 11:50 AM

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Is it transaction <RM1 will not get CB? Amex
cybpsych
post Jul 9 2024, 12:02 PM

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QUOTE(Human Nature @ Jul 9 2024, 11:50 AM)
Is it transaction <RM1 will not get CB? Amex
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per transaction, shouldnt be

you dont get any cb if your total accumulated cb is <RM1.00
Human Nature
post Jul 9 2024, 12:05 PM

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QUOTE(cybpsych @ Jul 9 2024, 12:02 PM)
per transaction, shouldnt be

you dont get any cb if your total accumulated cb is <RM1.00
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That's what I thought too.

But today received 0.07 less and the only culprit is RM0.89 Lazada normal transaction.

Now we know biggrin.gif

cybpsych
post Jul 9 2024, 12:14 PM

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QUOTE(Human Nature @ Jul 9 2024, 12:05 PM)
That's what I thought too.

But today received 0.07 less and the only culprit is RM0.89 Lazada normal transaction.

Now we know  biggrin.gif
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unlikely

previously i've spent 11.47 at shopee, cb 0.92 received (as part of total 50.00 cb)

also spent at maxis postpaid 6.82, cb 0.55 received.
Human Nature
post Jul 9 2024, 12:25 PM

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QUOTE(cybpsych @ Jul 9 2024, 12:14 PM)
unlikely

previously i've spent 11.47 at shopee, cb 0.92 received (as part of total 50.00 cb)

also spent at maxis postpaid 6.82, cb 0.55 received.
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My case is spending less than RM1.
cybpsych
post Jul 9 2024, 12:29 PM

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QUOTE(Human Nature @ Jul 9 2024, 12:25 PM)
My case is spending less than RM1.
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ooo i dont have very minute transaction laugh.gif
kawteem
post Jul 9 2024, 12:31 PM

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QUOTE(kawteem @ Jun 30 2024, 10:52 AM)
Ok thanks, will spend for july as usual and monitor for june spending. I never been in such situation before, found it odd coz my first repayment (due date) also would be only on 20 Aug, but got chance to get for 2 months of cb cycle ady even before that.
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Get my expected cb as usual. Statement also came out dated 30 June. Means I can spend as usual and no cross month issue here.
mamamia
post Jul 9 2024, 03:24 PM

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It seem the round down mechanism no longer applicable? I get more cashback than expected for my Amex ikhwan card.
ronnie
post Jul 16 2024, 10:07 AM

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My Maybank Ikhwan kena fraud transaction on 1 July USD24.94
But there is a reversal on 2 Jul from the same merchant.

I untung RM0.07 due to currency differences

Merchant: SP GAMECOM BY NACON KIRKLAND US
Human Nature
post Jul 16 2024, 12:10 PM

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QUOTE(ronnie @ Jul 16 2024, 10:07 AM)
My Maybank Ikhwan kena fraud transaction on 1 July USD24.94
But there is a reversal on 2 Jul from the same merchant.

I untung RM0.07 due to currency differences

Merchant: SP GAMECOM BY NACON KIRKLAND US
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So do you call MBB to replace?
ronnie
post Jul 16 2024, 01:37 PM

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QUOTE(Human Nature @ Jul 16 2024, 12:10 PM)
So do you call MBB to replace?
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yes...called them already....
current card blocked... waiting for replacement card in 5 working days

This post has been edited by ronnie: Jul 16 2024, 01:37 PM
poooky
post Jul 17 2024, 08:18 AM

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QUOTE(ClarenceT @ Jun 13 2023, 08:27 AM)
Ikhwan Amex
Mon-Sun, not limited to weekend.
Online transactions NOT including M2U bill payment, Jompay/FPX, direct debit.

Transactions at Lazada including purchases of physical goods and digital goods (eg bill payment, food voucher, TNG PIN voucher, Shell/Petronas/Petron voucher) but excluding top up Lazada Wallet.
I had used Ikhwan Amex / PB VS for Lazada transactions in the past few months, only 1 out of hundred was channelled to Direct Debit (no online CB but earned Treat points), the rest still went through online verification without OTP.
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Just found out about the 8% CB on online purchases for the Maybank Islamic Ikhwan American Express Platinum Card-i.

Seems too good to be true. Much better than Gold AMEX 5% CB on weekends only or even Affin Duo Visa 3% CB.

What's the catch with this card?

Are Steam, Telco online prepaid top-up, twitch, patron also eligible for CB?
coolguy99
post Jul 17 2024, 08:46 AM

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QUOTE(poooky @ Jul 17 2024, 08:18 AM)
Just found out about the 8% CB on online purchases for the Maybank Islamic Ikhwan American Express Platinum Card-i.

Seems too good to be true. Much better than Gold AMEX 5% CB on weekends only or even Affin Duo Visa 3% CB.

What's the catch with this card?

Are Steam, Telco online prepaid top-up, twitch, patron also eligible for CB?
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I use it mainly for shopee and lazada purchases since both platforms accept amex. That is already good enough for me and I am maxed out on this card every month.
ClarenceT
post Jul 17 2024, 09:13 AM

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QUOTE(poooky @ Jul 17 2024, 08:18 AM)

Seems too good to be true. Much better than Gold AMEX 5% CB on weekends only or even Affin Duo Visa 3% CB.

What's the catch with this card?

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Not many online site accept Amex.
For online sites, if the transaction is auto/direct debit (quite common for some foreign sites), no online CB!
poooky
post Jul 17 2024, 09:23 AM

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QUOTE(ClarenceT @ Jul 17 2024, 09:13 AM)
Not many online site accept Amex.
For online sites, if the transaction is auto/direct debit (quite common for some foreign sites), no online CB!
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Auto/direct debit as in it approves the transaction without asking for OTP/code?

Anywhere we can confirm this behaviour? Per past experience, shopper, Agoda and even steam doesn't ask for code when making payment.
poooky
post Jul 17 2024, 09:23 AM

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QUOTE(coolguy99 @ Jul 17 2024, 08:46 AM)
I use it mainly for shopee and lazada purchases since both platforms accept amex. That is already good enough for me and I am maxed out on this card every month.
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Maxed out every month? What are you buying to max out the CB?
ClarenceT
post Jul 17 2024, 09:28 AM

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QUOTE(poooky @ Jul 17 2024, 09:23 AM)
Auto/direct debit as in it approves the transaction without asking for OTP/code?

Anywhere we can confirm this behaviour? Per past experience, shopper, Agoda and even steam doesn't ask for code when making payment.
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You have to try yourself.

You provide Card Number, Expiry Number etc online, if it go through Amex Safekey verification, it is online transaction. If the merchant use old online verification method without OTP/Secure2u, it is still online. If the merchant debit your card account based on the info you provide, it is auto/direct debit.
poooky
post Jul 17 2024, 10:29 AM

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QUOTE(ClarenceT @ Jul 17 2024, 09:28 AM)
You have to try yourself.

You provide Card Number, Expiry Number etc online, if it go through Amex Safekey verification, it is online transaction. If the merchant use old online verification method without OTP/Secure2u, it is still online. If the merchant debit your card account based on the info you provide, it is auto/direct debit.
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Do VISA and MC cards not face the same issue?
ClarenceT
post Jul 17 2024, 10:42 AM

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QUOTE(poooky @ Jul 17 2024, 10:29 AM)
Do VISA and MC cards not face the same issue?
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Same thing to Visa/MC, it is how the merchant processes your payment, either Online verification or debit card account.

This post has been edited by ClarenceT: Jul 17 2024, 10:42 AM

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