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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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mamamia
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 Dec 19 2022, 11:30 AM
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Is it common that card application via M2U will be rejected? As per checking with call centre, rejected due to credit score not fulfilled their requirement. I’ve m2card Amex card, trying to apply the Islamic Amex card, but received this sms today after 2 days of online application via M2U. Call centre ask me to reapply after 3 months, I asked if I can split my credit limit from conventional to Islamic, the CS can’t confirm. Anyone can share their experience?
RM0 MBB:We regret to inform that we are unable to accede to your card application. Thank you for your interest shown.
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mamamia
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Dec 19 2022, 03:50 PM
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QUOTE(ClarenceT @ Dec 19 2022, 11:40 AM) Give up your M2 AMEX and convert your credit line to Islamic. 99% approve.  But I am using m2 Amex card as well since ikhwan Amex is for online only.. QUOTE(fruitie @ Dec 19 2022, 01:13 PM) Just drop them an email to ask to split limit. I did it 6-7 years ago and it was accepted, now I don’t know but no harm trying. Let me try to email them. |
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mamamia
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Jan 30 2023, 03:04 PM
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QUOTE(sl3ge @ Jan 25 2023, 12:11 PM) Hi guys, I apply through email mention want split my conventional card limit but still failed. Anyone know what i can do now to get the card? Thanks I submit manual form on 16 Jan, n no update n follow up today, suddenly receive approval sms.. But, check M2U no update of the card approved, normally how long will it take to appear online? |
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mamamia
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Feb 4 2023, 06:11 PM
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Those who have issue on missing cashback, is that resolved?
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mamamia
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Jun 9 2023, 01:03 PM
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anyone try to pay Maxis bill via Maxispay with AMEX Ikhwan and get cashback?
This post has been edited by mamamia: Jun 9 2023, 01:05 PM
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mamamia
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Apr 5 2024, 01:28 PM
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Not sure what campaign is this.. good with free credit for Ikhwan Amex This post has been edited by mamamia: Apr 5 2024, 01:28 PM Attached thumbnail(s)
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mamamia
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Apr 22 2024, 05:27 PM
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QUOTE(Human Nature @ Apr 9 2024, 11:51 PM) Ikhwan Amex In march, I made a 3500 online transaction and the 100 CB has been credited on 7-April. In April, that transaction was refunded. Then I made another 3300 online transaction. So, March CB +100 for 1st transaction April CB -100 for the refund and +100 for the 2nd transaction = 0 Do I still have CB quota in April if I make other transactions? QUOTE(cybpsych @ Apr 10 2024, 04:41 PM) no experience to answer  but it could be zero quota left as you've earned +100 cb in April already. how can there be extra? My guess if u wan to get RM100 cashback for April txn, u will still need to spend... because in April 2024- ur online transaction is -3500+3300 = -200. To get RM100 cashback for Apr24, u need 1250, i.e. u need to spend another RM1450 to have nett transaction of RM1250 after minus the refund,.. but really dunno how maybank treat this since your initial spending is more than 1250... I wonder whether ur Mar24 txn CB will be claw back by RM16 due to the nett amount is still negative 200.. but, u can dispute if their system cant capture it... |
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mamamia
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May 19 2024, 12:17 PM
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QUOTE(mamamia @ Apr 22 2024, 05:27 PM) My guess if u wan to get RM100 cashback for April txn, u will still need to spend... because in April 2024- ur online transaction is -3500+3300 = -200. To get RM100 cashback for Apr24, u need 1250, i.e. u need to spend another RM1450 to have nett transaction of RM1250 after minus the refund,.. but really dunno how maybank treat this since your initial spending is more than 1250... I wonder whether ur Mar24 txn CB will be claw back by RM16 due to the nett amount is still negative 200.. but, u can dispute if their system cant capture it... As what I said.. but y 280-264 = 4 and not 16? QUOTE(Human Nature @ May 9 2024, 08:32 AM) They clawed back more than than the RM100 CB received. RM3300 CB = +RM264 -RM3500 CB = -RM280 So -RM280+RM264 = -RM4 reversal. Meaning, if I were to spend more on that month, will get positive CB |
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mamamia
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Jul 9 2024, 03:24 PM
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It seem the round down mechanism no longer applicable? I get more cashback than expected for my Amex ikhwan card.
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mamamia
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Aug 2 2024, 10:09 AM
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QUOTE(Human Nature @ Aug 1 2024, 03:54 PM) The date stated at M2U refers to transaction date or posted date? MAE app will show both date |
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mamamia
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Nov 8 2024, 05:45 PM
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QUOTE(xiaomoon @ Nov 8 2024, 10:16 AM) ewallet and online banking, just bought few with spaylater  bought rm50x10, still got stock too late, no more..  |
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mamamia
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Nov 25 2024, 04:07 PM
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QUOTE(MGM @ Nov 25 2024, 03:41 PM) For Amex Ikhwan: In Oct I spent rm700 & got rm50 cb (actually only need rm625 to get rm50). 2 txn was refunded in NOV, 24+11 = rm35, still Oct spend is 700-35=665. So for this month Nov, I need to spend 625 or 625+35 to get rm50 cb? 625+35 |
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mamamia
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Today, 09:12 AM
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QUOTE(ClarenceT @ Dec 9 2025, 07:59 AM) Check again. 28 Nov 2025 SHOPEEPAY KUALA LUMPUR MY (Note: pay Spaylater debt, not top up ShopeePay) GOT 8% CB ! P/S: MAE App - Expenses SPAYLATER REPAYMENT-EC... [Marketing] SHOPEEPAY... [Financial Services] U have full cashback for Nov25 txn? I only get RM15.77 while expecting RM50, Maybank having issue for Ikhwan cb again.. |
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mamamia
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Today, 10:24 AM
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QUOTE(cybpsych @ Dec 9 2025, 09:35 AM) not spending la that's the "feature" of txn category inside mae app -> Expenses tab (not actual spending) wanna share your Nov txn list? redact personal/location info if needed I also didn’t get full cashback, my txn are all with Lazada.. suspected is the later date transactions not counted, ie 27 Nov. |
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