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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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Ramjade
post Nov 24 2022, 09:11 AM

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QUOTE(ClarenceT @ Nov 24 2022, 08:00 AM)
https://www.maybank2u.com.my/maybank2u/mala...s-revision.page

Can you find Weekend, Friday, Saturday or Sunday?

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Ramadhan and Syawal months.
22/3/23 - 20/5/23 ? Then CB how to calculate?
March/April/May all RM100/month? Or only April?
Monthly CB follows Islamic Calendar? (Ikhwan Visa and MasterCard use Georgian calender)
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No but I assume it's same like Maybank 2 amex.

I don't think anyone used islamic calender. Everyone uses Georgian calender.
Wolgie
post Nov 24 2022, 09:40 AM

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QUOTE(Ramjade @ Nov 24 2022, 02:03 AM)
Can you use this to pay maxis online and get 8% cashback?
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QUOTE(ClarenceT @ Nov 24 2022, 04:40 AM)
You check yourself if it accept Amex, I don't have Maxis Postpaid/Fibre account.
But Hotlink Maxispay - Visa or MasterCard only.
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Im using MAXIS. Everymonth paid use AMEX
tropik
post Nov 24 2022, 09:40 AM

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QUOTE(Ramjade @ Nov 24 2022, 09:11 AM)
No but I assume it's same like Maybank 2 amex.

I don't think anyone used islamic calender. Everyone uses Georgian calender.
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Just get a 'kuda' calendar in the app or play store 😂

Next year golden period for folks here will be 23 March till 20 May 🎉🎉

This post has been edited by tropik: Nov 24 2022, 09:44 AM
cybpsych
post Nov 24 2022, 09:45 AM

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QUOTE(tropik @ Nov 24 2022, 09:40 AM)
Just get a 'kuda' calendar in the app or play store 😂
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implementation must be universal for all customers biggrin.gif

let's see how maybank define ramadhan and syawal months. will be a mess if strictly follow islamic calendar laugh.gif


then we may have the cross-month loophole, like what we experienced with FCB VS rclxms.gif
victorian
post Nov 25 2022, 08:15 AM

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Anyone know what to do of application rejected by Maybank? Already have three cards with Maybank.
ClarenceT
post Nov 25 2022, 08:58 AM

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QUOTE(victorian @ Nov 25 2022, 08:15 AM)
Anyone know what to do of application rejected by Maybank? Already have three cards with Maybank.
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Rejected by Maybank Islamic Bhd, not Malayan Banking Berhad. They are legally separated entities, ie different banks.

#3591 & #3595

This post has been edited by ClarenceT: Nov 25 2022, 09:02 AM
sg8989
post Nov 26 2022, 01:39 AM

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QUOTE(ClarenceT @ Nov 23 2022, 09:18 AM)
If I am not wrong, all the new and existing CC from Maybank & Maybank Islamic will have same expiry month.
If you activate the new CC in Dec 2022, you will see the SST on 1/1/23 (but it is for fiscal year 2022 because the activation is performed in 2022), lets say your anniversary date is 06/XX, you will get another SST on 1/7/23 (fiscal year 2023).
If you get and activate the card in Jan 2023, the activation SST will be billed on 1/2/23 and next anniversary SST will be on 1/7/24, because Kastam collect once only in a fiscal year.
Not sure it is true or not now, but based on my past experience (Maybank Islamic Visa+Amex in 2008, changed to Maybank M2 Vista+Amex, added FCB Visa in 2017, SST 1.0 when changed from Maybank Islamic CC to Maybank M2 CC)
It is not a new card, but revise card features only. So old rules still apply, no CB on Govt, E-wallet, utilities transactions. Still not sure pay bill at M2U is considered online or not (Maybank M2 Amex gives 5% doesn't matter it is online or not).
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Anyone try to pay gov (MPSJ) at lazada? the card chare to lazada or MPSJ? hihihi biggrin.gif
ClarenceT
post Nov 26 2022, 04:22 AM

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QUOTE(sg8989 @ Nov 26 2022, 01:39 AM)
Anyone try to pay gov (MPSJ) at lazada? the card chare to lazada or MPSJ? hihihi biggrin.gif
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I no longer pay MPSJ bills.
Most likely you pay to Lazada, Lazada Anypay will pay to MPSJ.

This post has been edited by ClarenceT: Nov 26 2022, 05:55 AM
blackseed202
post Nov 26 2022, 08:21 AM

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Should i wait for 12 dec to activate my amex ikhwan or can activate now?
ClarenceT
post Nov 26 2022, 08:58 AM

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QUOTE(blackseed202 @ Nov 26 2022, 08:21 AM)
Should i wait for 12 dec to activate my amex ikhwan or can activate now?
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If new card member to Maybank Group CC, expiry 11/**, no difference.
Human Nature
post Nov 26 2022, 12:23 PM

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QUOTE(blackseed202 @ Nov 26 2022, 08:21 AM)
Should i wait for 12 dec to activate my amex ikhwan or can activate now?
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Welcome gift eligibility depends on approval date, if that is your concern
sg8989
post Nov 26 2022, 04:02 PM

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QUOTE(ClarenceT @ Nov 26 2022, 04:22 AM)
I no longer pay MPSJ bills.
Most likely you pay to Lazada, Lazada Anypay will pay to MPSJ.
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Thanks for your input
I decided to apply this card.

blackseed202
post Nov 28 2022, 02:11 PM

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QUOTE(Human Nature @ Nov 26 2022, 12:23 PM)
Welcome gift eligibility depends on approval date, if that is your concern
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Does it show in the tnc?
My card already arrived but havent activated
Human Nature
post Nov 28 2022, 02:28 PM

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QUOTE(blackseed202 @ Nov 28 2022, 02:11 PM)
Does it show in the tnc?
My card already arrived but havent activated
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i asked cs
blackseed202
post Nov 28 2022, 02:45 PM

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QUOTE(Human Nature @ Nov 28 2022, 02:28 PM)
i asked cs
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Ah i see.
How do i cancel this one then? Haha

If i dont activate to certain date?
Human Nature
post Nov 28 2022, 02:50 PM

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QUOTE(blackseed202 @ Nov 28 2022, 02:45 PM)
Ah i see.
How do i cancel this one then? Haha

If i dont activate to certain date?
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No idea if approval date = activation date.

Btw, how long it takes for it to be approved and then delivered?

This post has been edited by Human Nature: Nov 28 2022, 02:54 PM
blackseed202
post Nov 28 2022, 02:56 PM

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QUOTE(Human Nature @ Nov 28 2022, 02:50 PM)
No idea if approval date = activation date.

Btw, how long it takes for it to be approved and then delivered?
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Only 3 days. I live in KL. Not sure if that really affects it.

shazzmania
post Nov 29 2022, 01:07 AM

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Anyone can help with application? I'm trying to get 1 t use the facilities but always gets rejected although my annual salary is more than enough. I just want to get the gold petronas ikhwan
lovelyuser
post Nov 29 2022, 07:05 AM

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QUOTE(shazzmania @ Nov 29 2022, 01:07 AM)
Anyone can help with application? I'm trying to get 1 t use the facilities but always gets rejected although my annual salary is more than enough. I just want to get the gold petronas ikhwan
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If you apllied online previously, then try walk in nearest branch and get staff submit for you.

The bank is not ONLY looking at your salary when they access your application. One could have income of 50k/mth, at the same time serving loan of 51k/mth, do you think bank will grant more credit for this person?
blackseed202
post Nov 30 2022, 01:12 AM

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QUOTE(shazzmania @ Nov 29 2022, 01:07 AM)
Anyone can help with application? I'm trying to get 1 t use the facilities but always gets rejected although my annual salary is more than enough. I just want to get the gold petronas ikhwan
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I just applied for master platinum today. Got sms for approval like in a few hours.

Btw im already a visa platinum card user so not sure if that affects the process

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