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> Mindfucuk by fresh grad expenses

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Subang Nuclear Reactor
post Nov 6 2016, 12:02 AM

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QUOTE(kswee @ Nov 5 2016, 10:54 PM)
Oum for 25k part time degree . Course duration 4y/half
*
Go see taylor one hw much
And still crowded with people
Hmhhmphh
kswee
post Nov 6 2016, 12:49 AM

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QUOTE(Subang Nuclear Reactor @ Nov 6 2016, 01:02 AM)
Go see taylor one hw much
And still crowded with people
Hmhhmphh
*
But why ah? Able to transfer overseas easily?
Still not able to grasp.. higher profile university = higher quality of education??
SUSDespairWorld
post Nov 6 2016, 01:34 AM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
*
Why u so lazy drive uber
Then u can earn 2k per months d
xtylish
post Nov 6 2016, 01:59 AM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
*
ptptn 150 per month? that is lower than the required amount to pay back.
morninghero
post Nov 6 2016, 02:04 AM

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kan lubang pungkok ada
powerangah
post Nov 6 2016, 02:06 AM

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QUOTE(mf0001 @ Nov 5 2016, 10:47 PM)
me salary RM2k sniff sniff*
naik ex5 beli cash jer... stay with family...

house bill: RM200(normally around RM150 share with brother)
minyak motor+minyak hitam: RM50+RM50
PTPTN: RM150
Insurans: plan to get for myself soon but got AIA medical card also from company
makan: subsidize by my company RM3
the rest money makan2 (normally i spend RM1000) another RM1000 keep for future(marry+house+car and so on)...
*
150 for ptptn is below the required amount, unless you restructured your loan. Make sure no tunggakan, else will be big trouble for you
xtylish
post Nov 6 2016, 02:09 AM

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and those who suggest buy 2nd hand car,

you're not afraid of keep on need to pay extra for maintenance fee?

last time i fix my parent's old car until vomit blood. overhaul and change radiator.

new car no need to fork out these kind of money!
netmatrix
post Nov 6 2016, 02:35 AM

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If u ride a cheap bike save RM300.

This post has been edited by netmatrix: Nov 6 2016, 02:35 AM
scorptim
post Nov 6 2016, 02:58 AM

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QUOTE(hcmalaya @ Nov 5 2016, 10:35 PM)
My first job was paid 2370 only...
I still can survive without debt
10 years later today earning 10k
So stop complaining n just earn your way up
*
2370 10 years ago is easily worth double today. Do bear that in mind.
allinuff
post Nov 6 2016, 03:24 AM

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In my fresh grad years, I took a couple of jobs that require extensive traveling. Weeks to months at a time, only a few days gap in between to come home. Accommodation and meals all company bayar. When back at home, squat at parents' home for a few days tops then out I go again.

Jimat nearly 100%. Only risk (THE RISK) is must manage money well since all expenses while out of country is on claims basis. So if you fucuk-ed up in a foreign country, nahaslah kau.
katsumoto2011
post Nov 6 2016, 04:29 AM

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QUOTE(xtylish @ Nov 6 2016, 02:09 AM)
and those who suggest buy 2nd hand car,

you're not afraid of keep on need to pay extra for maintenance fee?

last time i fix my parent's old car until vomit blood. overhaul and change radiator.

new car no need to fork out these kind of money!
*
ada jaga kereta ka ????

my car more then 200k km until now never overhaul/overheat before

owait i forget i repair my own car laugh.gif
katsumoto2011
post Nov 6 2016, 04:38 AM

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why new grad always want use car leh ???

i been using motorcycle since form 2 until 30 year old
yamaha sport to yamaha SS2 to suzuki belang

if not i involve in a accident at break some bones,
i think i will still be using motorcycle.

dont buy something you cant effort , pls remember
car is not a asset , is a liability

it depreciate over the year , it need repair and maintenance
it cost you money as long as you hold on to it.


NGFN
post Nov 6 2016, 04:41 AM

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i know many people who earn less than RM3k but have wife and kids and yet they live quite comfortably....
heavensea
post Nov 6 2016, 08:00 AM

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Lol rm25 makan also bash... makan angin sudah.

Add on:
Rokok rm17x15 (1 pack last 2 days)
Petrol+parking 150 not enough..
Iphone installments
Direct sales member fees
Credir card minimum payment
Chiong expenses
Genting fighting lim bobo
Clothing shopping + hair cut
Gym membership
Outside car wash and stupiak coating
Gf expenses such as dating, special celebration gift

I guess at least net 5k for fresh grad la, if not gtfo from kl.
Yveatel
post Nov 6 2016, 08:05 AM

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QUOTE(hcmalaya @ Nov 5 2016, 10:35 PM)
My first job was paid 2370 only...
I still can survive without debt
10 years later today earning 10k
So stop complaining n just earn your way up
*
Please consider the inflation rate before speaking of 10 years back. Thanks
natamhanjing
post Nov 6 2016, 08:10 AM

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1st salary 1.4k. Rilek je.
Yveatel
post Nov 6 2016, 08:13 AM

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QUOTE(2malaysia @ Nov 5 2016, 11:14 PM)
Anyone with the following bad habits will have not advancement in any private company :-(better join umno red shirt)

1. Cannot speak or write correct english, repeatedly using wrong grammers when speaking english like just leave, have eat
I never told etc

2. No concern no responsibility and no energy type of worker. You can see a lot of such people in the Umno government.

3. Slow and indecisive or with physical probem type of worker with a lot of excuse not to do anything. If you have wife
or children always sick also will affect you because you will need to take leave to attend to them..

4. Poor interpersonal relationship person. Always badmouth people, set unreasonable target for peer and accusing people
this and that type of people.

If you think you do not have the 1-4 habit above, you are a valuable asset to any company, you need to change you job
immediately..
*
You got good points there. But my current employer still paying me 2.5k even I worked my ass out. I am fine with no OT, but no Site Allowance, no Outstation allowance. And I am looking for places to jump now. I hope all employers can be as reasonable as you. I know 9 months is not enough to prove my value to company, but seriously consider I already got baby girl, and nanny cost RM 850 even at Kampung Bukit Tinggi here, I really need to jump to make more money. My wife is working and we cannot cover even staying so far from KL. Besides, I daily travel to Kepong for work.
Artic Monkeys
post Nov 6 2016, 08:14 AM

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QUOTE(nazrul90 @ Nov 5 2016, 11:29 PM)
So bodoh spend so much for car,toll and petrol.
Freshie should know their place.

If married and having kids, having car is a must.
If stay single, car is a burden. Want car so much? Buy 2nd hand. Stop with your ego want to buy new car because car value depreciate each year but you still paying so much on same car compared to 2nd hand value car. For example, go buy 1st generation Myvi compared to brand new latest gen Myvi. Later if you got promoted to better job position and have good salary, can slowly upgrade car.

No wonder gen w,x laugh at gen y and z
They have bad planning.
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During my Politeknik days I bought 2nd hand kancil for about 10k I think, I pay half, my dad also support half. Already finished paying years ago, and still using it until today.

I still have no plan to buy new car, because I'm focusing on buying a house first lol
hcmalaya
post Nov 6 2016, 08:15 AM

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QUOTE(Yveatel @ Nov 6 2016, 08:05 AM)
Please consider the inflation rate before speaking of 10 years back. Thanks
*
I know
But my message is still the same
Don't complain too much on first job pay
Look for a company that can train you well
Consider that as training allowance
After getting enough experience then only look for the salary u want
l4nunm4l4y4
post Nov 6 2016, 08:16 AM

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Your data is f*up la TS. Make assumption based on ONE fresh graduate. LOL.

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