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> Mindfucuk by fresh grad expenses

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vanpersie91
post Nov 6 2016, 07:42 PM

Regular-ly posting shits and stuffs
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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
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The most stupid decision a fresh grad can make is getting a car loan straight away after grad..

And eating outside everyday too.
PlayMaker`
post Nov 6 2016, 07:49 PM

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u know what's the difference between those fresh grat (90) with others like 80 and 70, all starting with low salary but they wan iphone, driving a foreign car brand at least like toyota and honda, eating "luxury" food at those so called cafe regardless is during lunch hour or not, and travelling overseas... and then post it at facebook or insta to show everyone

This post has been edited by PlayMaker`: Nov 6 2016, 07:50 PM
monsteru
post Nov 6 2016, 08:54 PM

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It's OK to suffer for the first few years. Make sure ur life change at the later stage.
Subang Nuclear Reactor
post Nov 6 2016, 09:00 PM

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QUOTE(arshad @ Nov 6 2016, 07:39 PM)
taylors not that expensive la. owai
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Bachelor in hospitality management 99k
Might as well top up 20k for architecture, engineering or law
NasiLemakMan
post Nov 6 2016, 09:04 PM

oh hai! wan naslemak?
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QUOTE(PlayMaker` @ Nov 6 2016, 07:49 PM)
u know what's the difference between those fresh grat (90) with others like 80 and 70, all starting with low salary but they wan iphone, driving a foreign car brand at least like toyota and honda, eating "luxury" food at those so called cafe regardless is during lunch hour or not, and travelling overseas... and then post it at facebook or insta to show everyone
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It's amazing how the 80s and 70s fresh grads can live without iPhone. Bet those grads don't use emails and never step a foot in hipster cafe either.
myasiahobby
post Nov 6 2016, 09:28 PM

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bangla and indon earn much lesser try ask them how them survive
hwt
post Nov 6 2016, 09:33 PM

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QUOTE(NasiLemakMan @ Nov 6 2016, 09:04 PM)
It's amazing how the 80s and 70s fresh grads can live without iPhone. Bet those grads don't use emails and never step a foot in hipster cafe either.
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People borned in 1970s were already using the Internet and of course email when in college. Internet was already very common in schools in early 1990s.
fryze
post Nov 6 2016, 09:34 PM

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QUOTE(skydreamcatcher @ Nov 5 2016, 10:39 PM)
25 is quite prudent for 3 meals per day based on the budget drawn above, can eat OK without resorting to survival mode style of meals
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agreed
arshad
post Nov 6 2016, 10:23 PM

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QUOTE(Subang Nuclear Reactor @ Nov 6 2016, 09:00 PM)
Bachelor in hospitality management 99k
Might as well top up 20k for architecture, engineering or law
*
People do what they like la
seiferalmercy
post Nov 6 2016, 10:25 PM

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survive can, saving for long term, marry, buy house, buy car, cannot
[F]atalit[Y]
post Nov 6 2016, 10:58 PM

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Eating in KL itself already RM10/meal....so I guess ur RM25 may be tough to reach...
AyamBlend
post Nov 7 2016, 01:34 AM

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Be fair.

If they don't spend like no t9morrow. How you' smart people's make money from it
Fzeo
post Nov 7 2016, 01:40 AM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
*
fuiyo. day day diner makan at murni ke?
NasiLemakMan
post Nov 7 2016, 05:15 AM

oh hai! wan naslemak?
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QUOTE(hwt @ Nov 6 2016, 09:33 PM)
People borned in 1970s were already using the Internet and of course email when in college.  Internet was already very common in schools in early 1990s.
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Missed the in.

Remember in the 70s-80s TV fad? Just got new salary already want to buy the TV in their house. 60s fresh grad shared one TV for the whole village. This 80s grad straight away want to buy TV for one house doh.gif
SUSrolling2014
post Nov 7 2016, 06:17 AM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
*
Eat is expensive. Like nasi kukus ilham in kota damansara. Steamed rice served with pineapple and onions, three types of of gulai (gulai ikan, gulai darat and kuah kerutup daging), ikan bilis and a piece of freshly fried chicken is RM 6.70 only. RM25 can have 3 servings of those where 1 serving is enough to last the whole day. So RM25 is definitely too much for fresh grad.

Eat out for lunch and incorporate eat at home for breakfast and dinner (sandwhiches, sausages, occasional instant noodle)..

You can cut RM700 to RM500 easy.

Rental RM600 is also expensive

Like quick survey at Vista Saujana Apartment.. RM390/mo including utilities..place got pool, gym, allowed to cook,near LRT. Can save RM210
http://m.mudah.my/view?q=Chinese&ca=9_1_u&...&ad_id=47604672

Small changes can already save RM400..

Then as get increnment and new better paying job.. life easier.
SUSrolling2014
post Nov 7 2016, 06:24 AM

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QUOTE(skydreamcatcher @ Nov 5 2016, 10:39 PM)
25 is quite prudent for 3 meals per day based on the budget drawn above, can eat OK without resorting to survival mode style of meals
*
Eat is expensive. Like nasi kukus ilham in mutiara damansara ie not some kampung area. Steamed rice served with pineapple and onions, three types of of gulai (gulai ikan, gulai darat and kuah kerutup daging), ikan bilis and a piece of freshly fried chicken is RM 6.70 only. RM25 can have 3 servings of those where 1 serving is enough to last the whole day. So RM25 is definitely too much for fresh grad.

Eat out for lunch and incorporate eat at home for breakfast and dinner (sandwhiches, sausages, occasional instant noodle)..

You can cut RM700 to RM500 easy.
adix4
post Nov 7 2016, 06:54 AM

ich bin eine Katze :3
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lmao aku kenal orang gaji RM3000 gitu ada fortuner and ada anak anak smile.gif
cempedaklife
post Nov 7 2016, 07:35 AM

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QUOTE(skydreamcatcher @ Nov 5 2016, 10:39 PM)
25 is quite prudent for 3 meals per day based on the budget drawn above, can eat OK without resorting to survival mode style of meals
*
Siapa suruh makan breakfast luar? Beli roti ke makan nasi lemak rm1 ke, go office drink office Milo. There. You just need budget 2 meals a day.
godhand
post Nov 7 2016, 08:34 AM

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QUOTE(hcmalaya @ Nov 5 2016, 10:35 PM)
My first job was paid 2370 only...
I still can survive without debt
10 years later today earning 10k
So stop complaining n just earn your way up
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*keyword 10 years ago
godhand
post Nov 7 2016, 08:37 AM

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QUOTE(yattnana @ Nov 5 2016, 10:56 PM)
Room Rental (include elec, water, internet): RM250 share ramai2
Car installment: RM0 - ride bike bought cash during U days
Petrol + Parking: RM70
PTPTN: RM 150 per month
Parent: RM0 coz parent faham
Phone Bill: RM 50 per month
Eat: RM 20 per day * 30 = RM600 - ikat perut a bit
Insurance: RM0 no.need
Additional expenses (entertainment): RM 200 per month

Total: RM1320 per month
*
wheres the quality in it lol. macam kuli ajer

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