last time room with bills all in without aircond only RM320...
and ride bike

no problem also

I met lot of gen y who like to rush things out
During my probationary period I rode my bike
For 6 months before I earn enough and bought
my own first car a myvi (which I still keep today)
For 4 years I share a rented apartment with 4 friends
Hence shared those utilities n streamyx fees
We can survive without much income as student
Sure we can survive now with fix income
Again saving enough, we split ways to buy our own houses
Things are tough for 5-6 years but as my position n income grows, it is now easy for me eventually

Back when I was a fresh grad

Rent : RM300. No internet
Car Installment : No car. Just my kapchai from Uni. Fully paid.
Petrol / Parking : All in RM150
Phone : Prepaid. RM50
Eat : RM 15-RM20. Average RM17.50. Roundup to RM550
Insurance : None. #YOLO
Additional / Ancillary : RM100
3 year part time masters programme at Public Uni : Average RM700 per month incl books library fees etc
LRT /KTM to Uni : RM100

Total RM1950 on a RM2500 pay before epf, socso, income tax. Ngam ngam cukup makan saja.

Hey, mind to share what part time job you done ? Thanks.

Well you need to YoLo if not you re going to get stuck in the rat race! Hence the risk that gen Y take nowadays.

My expenses are a bit yolo but what's life without risk!

Monthly expenses: $1,500
Mortgage 1: $1500
Mortgage 2: starting soon but another $1000
Car:$500
Leftovers: The rest

Restructured. I did mine too. From 28X to 14X per month

No need buy gift sometimes to relative like cny mooncake?
No provision for car maintenance?
No provision for cut hair la. Buy cloths la. Buy book?
No provision for go clubbing bowling badminton sport n cheong?

Sure or not?

no
take a bus
once every 3 months. RM10 per hair cut.
no

my first salary was RM700, 10 years ago in PJ... and I survived.

Petrol n parking rm150? U work next taman izit?

Before fresh grad.
Spend money like water.
After grad, no money but die die wanna spend like undergraduate.how la like this.

i stay with fama.. free
fama said they got enuff , no need me to pay them monthly.. free
food.. rm20 to rm30 per day... coz need pay for girl
entertainment.. watch movies usually, can up to 5 times a month, need pay for girl also.. rm100
setarbuk.. go there study.. one month bout rm 50
petrol rm200
parking free except occasional majlis bndaraya cpupon, <rm2 per month.


total rm 1100

gaji as fresh grad.. 4.9k

Google AdSense. My website nets me the income while I sit back and relax

This post has been edited by UserU: Nov 6 2016, 02:24 PM

can PM me more about this? like how to setup etc

no car means you save 500 a month.
25 a day to eat is quite high for a fresh grad, my normal lunch is under rm6.50
ditch your insurance, use your company medical card
your rent is also too high for a freshie..

you are living too comfortable a life and then complaining not enuf money (seriously), your expenses can easily be cut a few hundred.

back when i was freshie
stay with aunt (gave her rm300 as yee see)
drive family old 15 year old car (zero loan payment)
no internet
no setarbuk
no medical

1800 can survive KL



This post has been edited by jwrx: Nov 6 2016, 02:33 PM

I fresh grad that time pakai moto aje.

This post has been edited by kcchong2000: Nov 6 2016, 02:32 PM

I'll set-up a guide since getting started can be daunting. Would keep you posted once it's done.

Ok

Because boss need transport lol

The logical thing is that companies should adjust for inflation...out fresh grad salary is same as 1998 but the companies make more money nowadays due to increase consumer base based on sales figures

But companies here just ignore coz they know we are stupid and eventually will blame gov for it

taylors not that expensive la. owai