QUOTE(MasBoleh! @ Nov 11 2016, 05:23 PM)
Total earning comes from 2 website. Both are related (CSO and CSO2). The last one is not fully defined yet. Still thinking of a niche, haha
Mindfucuk by fresh grad expenses
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Nov 11 2016, 05:33 PM
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Elite
5,093 posts Joined: Mar 2009 From: Land of make believe |
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Nov 11 2016, 05:34 PM
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Junior Member
269 posts Joined: Feb 2011 |
My first job was only RM1800 nett at 2011.
Car - RM550. Makan - RM4/day - RM120 Saving RM500 a day. Now I was earning 4-5 times yet zero savings. |
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Nov 11 2016, 05:34 PM
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Senior Member
3,599 posts Joined: Jun 2009 From: MYBoleh.NET |
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Nov 11 2016, 05:39 PM
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Junior Member
302 posts Joined: Dec 2014 |
according to you, all freshie must be car.
hahaha then habis our road, all jam. |
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Nov 11 2016, 05:40 PM
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Elite
5,093 posts Joined: Mar 2009 From: Land of make believe |
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Nov 11 2016, 06:19 PM
Show posts by this member only | IPv6 | Post
#266
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Junior Member
280 posts Joined: Jan 2003 |
QUOTE(trewq @ Nov 5 2016, 10:32 PM) I am accessing this based on a fresh grad who work in klang valley. I am a 36 years old Professional. Currently I work almost 7 days a week. Alternating between corework and part times. I m a big spender. I would like to say. If you want certain lifestyle, U ll have to make sure you got the moolah for it. But these two years.. I realised I m depleting my savings. I can earn up to 12k per month.. But hard to save. So I took a drastic lifestyle change as I have to sustain my parents and siblings. I also got a wife and 3 kiddos. Make sacrifices so they can eat better. I hope you can too. Based on your expenses up there, I reckon u can make some changes. I think i have make a fair expenses review here. Room Rental (include elec, water, internet): RM 600 per month Car installment: RM 400 per month Petrol + Parking: RM 150 per month PTPTN: RM 150 per month Parent: RM 200 per month Phone Bill: RM 50 per month Eat: RM 25 per day * 30 = RM 700 Insurance: RM 100 per month Additional expenses (entertainment): RM 200 per month Total: RM 2550 per month So those who no earn RM 3k per month how u survive? Mind share Scrape: The Car. I Commute Full time with a Bike these 2 years. Not that I have no cars. I got 3 old cars. Ranging from 34 years old to current Alza. But I hate to be stuck in the traffic daily. My office is right smack in KL and yes.. Being stuck in the traffic daily can be damn stressful. Trust me dude.. You can bypass the car.. Depreciating investment anyway. Get a used bike and commute with it. I dont pay tolls anymore except weekends when I travel with my family in the car. Guess my bike petrol consumption every month? RM36 only. I dont need to pay for parking. This is where you save. Of course the downside is... Riding a bike can be dangerous.. Especially in the city. But you got to ride carefully. Rain.. Now is raining season. Almost everyday I kena hujan. But pakai la baju hujanIf u can, buy a second hand bike cash. Few range u can select from. Take loan, confirmed rugi. GOod luck fresh grads. A car is something you guys can make do without nowadays. |
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Nov 11 2016, 06:41 PM
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Senior Member
3,599 posts Joined: Jun 2009 From: MYBoleh.NET |
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