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> Mindfucuk by fresh grad expenses

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UserU
post Nov 11 2016, 05:33 PM

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QUOTE(MasBoleh! @ Nov 11 2016, 05:23 PM)
So your earning is total earning of 3 or only the CS website?

Mind sharing the other 2? smile.gif
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Total earning comes from 2 website. Both are related (CSO and CSO2).

The last one is not fully defined yet. Still thinking of a niche, haha
MishimaZ
post Nov 11 2016, 05:34 PM

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My first job was only RM1800 nett at 2011.

Car - RM550.
Makan - RM4/day - RM120

Saving RM500 a day.

Now I was earning 4-5 times yet zero savings.
MasBoleh!
post Nov 11 2016, 05:34 PM

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QUOTE(UserU @ Nov 11 2016, 05:33 PM)
Total earning comes from 2 website. Both are related (CSO and CSO2).

The last one is not fully defined yet. Still thinking of a niche,  haha
*
Woah, you got 2 CSO website ah?? Haha

Geng
demetry
post Nov 11 2016, 05:39 PM

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according to you, all freshie must be car.

hahaha then habis our road, all jam.
UserU
post Nov 11 2016, 05:40 PM

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QUOTE(MasBoleh! @ Nov 11 2016, 05:34 PM)
Woah, you got 2 CSO website ah?? Haha

Geng
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One prequel, one sequel. 😁
beyond
post Nov 11 2016, 06:19 PM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
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I am a 36 years old Professional. Currently I work almost 7 days a week. Alternating between corework and part times. I m a big spender. I would like to say. If you want certain lifestyle, U ll have to make sure you got the moolah for it. But these two years.. I realised I m depleting my savings. I can earn up to 12k per month.. But hard to save. So I took a drastic lifestyle change as I have to sustain my parents and siblings. I also got a wife and 3 kiddos. Make sacrifices so they can eat better. I hope you can too. Based on your expenses up there, I reckon u can make some changes.

Scrape:

The Car. I Commute Full time with a Bike these 2 years. Not that I have no cars. I got 3 old cars. Ranging from 34 years old to current Alza. But I hate to be stuck in the traffic daily. My office is right smack in KL and yes.. Being stuck in the traffic daily can be damn stressful. Trust me dude.. You can bypass the car.. Depreciating investment anyway. Get a used bike and commute with it. I dont pay tolls anymore except weekends when I travel with my family in the car. Guess my bike petrol consumption every month? RM36 only. I dont need to pay for parking. This is where you save. Of course the downside is... Riding a bike can be dangerous.. Especially in the city. But you got to ride carefully. Rain.. Now is raining season. Almost everyday I kena hujan. But pakai la baju hujanIf u can, buy a second hand bike cash. Few range u can select from. Take loan, confirmed rugi. GOod luck fresh grads. A car is something you guys can make do without nowadays.
MasBoleh!
post Nov 11 2016, 06:41 PM

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QUOTE(UserU @ Nov 11 2016, 05:40 PM)
One prequel, one sequel. 😁
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Haha good for you. wink.gif

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