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> Mindfucuk by fresh grad expenses

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SUStrewq
post Nov 5 2016, 10:32 PM, updated 10y ago

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I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
silent_stalker
post Nov 5 2016, 10:35 PM

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how they survive?

rent cheaper room with no internet
ride bike
Dont take insurance
less entertainment
hcmalaya
post Nov 5 2016, 10:35 PM

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My first job was paid 2370 only...
I still can survive without debt
10 years later today earning 10k
So stop complaining n just earn your way up
SinzChan
post Nov 5 2016, 10:36 PM

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no car installment, public sandwich transport
mars2003
post Nov 5 2016, 10:36 PM

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New graduate don't need car , u can't afford a car
Baconateer
post Nov 5 2016, 10:37 PM

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25 for meals per day? u fucking kidding me?
SUStrewq
post Nov 5 2016, 10:38 PM

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QUOTE(mars2003 @ Nov 5 2016, 10:36 PM)
New graduate don't need car , u can't afford a car
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But but i see 90% of fresh grad have car
sasuketaichou
post Nov 5 2016, 10:38 PM

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why did u assume all fresh grad bodo one?

moto + fuel only rm100 per month
room share with students + bill easily rm200++
SUStrewq
post Nov 5 2016, 10:38 PM

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QUOTE(Baconateer @ Nov 5 2016, 10:37 PM)
25 for meals per day? u fucking kidding me?
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too many or too little
SUStrewq
post Nov 5 2016, 10:39 PM

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QUOTE(sasuketaichou @ Nov 5 2016, 10:38 PM)
why did u assume all fresh grad bodo one?

moto + fuel only rm100 per month
room share with students + bill easily rm200++
*
student rent more expensive la. FAMA pay
Baconateer
post Nov 5 2016, 10:40 PM

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QUOTE(trewq @ Nov 5 2016, 10:38 PM)
too many or too little
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dei.. thts too much la..
UserU
post Nov 5 2016, 10:40 PM

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First job RM2.5k, side income RM2.6k so it doesn't affect me.
UnknownH
post Nov 5 2016, 10:40 PM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month rent other place? Rm250 may do it
Car installment: RM 400 per month kapcai would cost less
Petrol + Parking: RM 150 per month park-what?
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
*
Cut somewhere. And why makan so freaking mahal?!
hirano
post Nov 5 2016, 10:40 PM

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Find cheaper room around 350-400 in kl

Food u need only 300-400 max per month

Insurance no need lah
Baconateer
post Nov 5 2016, 10:41 PM

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QUOTE(skydreamcatcher @ Nov 5 2016, 10:39 PM)
25 is quite prudent for 3 meals per day based on the budget drawn above, can eat OK without resorting to survival mode style of meals
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limit urself 20 per day.. in the long run can save more money..

every ringgit worth something for a fresh grad..
SUSwin7
post Nov 5 2016, 10:42 PM

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QUOTE(hcmalaya @ Nov 5 2016, 10:35 PM)
My first job was paid 2370 only...
I still can survive without debt
10 years later today earning 10k
So stop complaining n just earn your way up
*
Doing what job now?
less1234
post Nov 5 2016, 10:42 PM

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Room rental depends on location, this reflects the petrol usage also. For this fresh grad, kinda too high to balance.

Eating 25 per day is abit high. Even your breakfast, lunch and dinner makan McD, also wont reach 25. May need to resort cooking dinner for self.

And insurance, the thing is fresh grad probably coerce by their insurance agent fren to buy insurance, but actually do they need it ? Actually if you just get medical card only and less coverage...it should be enough..since lesser chance for shit to happen when ur still young.
SUSTheHitman47
post Nov 5 2016, 10:43 PM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
*
earn 3k?, theres still alot who earn 2k. ask them how they survive.
jishu
post Nov 5 2016, 10:44 PM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
*
Goddamn eat RM25 per day. What are you? Bill Gates?
Subang Nuclear Reactor
post Nov 5 2016, 10:44 PM

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car installent got 400 so low ?

400 is axia level wo

fresh grad nowadays drive honda city one

but TBH EnC bachelor grad working in huawei can get RM4k if you grad from famous school with first class
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