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> Mindfucuk by fresh grad expenses

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VCBlogger
post Nov 5 2016, 10:45 PM

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QUOTE(trewq @ Nov 5 2016, 11:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
*
Take LRT save Car Installment of Rm 400 + Rm 150 petrol
You LRT could be Rm 200 only

Dont rent room ... live with parents unless your from outstation then its tougher.
You may need some start up capital from parents until your income stabilize

Insurance although you should buy but if you work then depend on co insurance for the time being

ctrl_alt_del
post Nov 5 2016, 10:46 PM

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Room Rental - share with more ppl, maybe <RM200 per month
Car installment: buy 1990 cars, no need installment
Phone Bill: Poorfag can always use prepaid <RM30 per month
Eat: If you are fresh grad, eat like a fresh grad then. Should be less than RM500. Of course you can choose to spend RM3000 for food in the future when you earn more.
Insurance:Start buying after increment

See, so easy & flexible.

ctrl_alt_del
post Nov 5 2016, 10:48 PM

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QUOTE(Subang Nuclear Reactor @ Nov 5 2016, 10:44 PM)
car installent got 400 so low ?

400 is axia level wo

fresh grad nowadays drive honda city one

but TBH EnC bachelor grad working in huawei can get RM4k if you grad from famous school with first class
*
But most people did useless courses. whistling.gif
2malaysia
post Nov 5 2016, 10:48 PM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
I am accessing this based on a fresh grad who work in klang valley.
I think i have make a fair expenses review here.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: RM 150 per month
PTPTN: RM 150 per month
Parent: RM 200 per month
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 = RM 700
Insurance: RM 100 per month
Additional expenses (entertainment): RM 200 per month

Total: RM 2550 per month

So those who no earn RM 3k per month how u survive? Mind share
*
As employer I would like to advise that if a fresh graduate is having the above issues, try to work harder to
prove to the company that you are valuable to them and ask for company car and company petrol card.
Most company can provide these now but pls expect only viva or axia..but you just save 550..

Try to live with your parent to avoid living alone unless your kampung is really far away. In this case you have to
quickly get a working life partner to get marry. If 2 person is earning monthly salary, 600 rental a month can
be shared...just save 300

Please change all your ringgit into singapore dollar and keep it safely. Ringgit value will fall further until Najib and Umno
is defeated.

The economy is Selangor is really really bad now and expected to even worse in 2017..try to think positive and
move on. Hope you find a good employer that is really scarce now ...

Lastly please do not get sick because medical fees is getting expensive..
Subang Nuclear Reactor
post Nov 5 2016, 10:49 PM

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QUOTE(ctrl_alt_del @ Nov 5 2016, 10:48 PM)
But most people did useless courses. whistling.gif
*
i cannot brain people paying close to 100k for a hotel management degree rclxub.gif


Chisinlouz
post Nov 5 2016, 10:49 PM

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QUOTE(jishu @ Nov 5 2016, 10:44 PM)
Goddamn eat RM25 per day. What are you? Bill Gates?
*
Zapfan conservatively makan also 6-7, 2 meals a day only rm14 and u will grow fatter. So what is it for 25?
pisces88
post Nov 5 2016, 10:50 PM

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usually the skip the ptptn and the insurance.
sasuketaichou
post Nov 5 2016, 10:50 PM

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QUOTE(trewq @ Nov 5 2016, 10:39 PM)
student rent more expensive la. FAMA pay
*
no its not
i was a student last few years and rm80 for house + rm20 for bill
10 person it the house

what do u expect?
2 people? please, open your mind, be creative
stargamer
post Nov 5 2016, 10:52 PM

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Eat rm10 enough, just buy bread, buy chicken, vege, cook self.
hirano
post Nov 5 2016, 10:52 PM

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QUOTE(Chisinlouz @ Nov 5 2016, 10:49 PM)
Zapfan conservatively makan also 6-7, 2 meals a day only rm14 and u will grow fatter. So what is it for 25?
*
my conservative zapfan below rm4 in midvalley
cmk96
post Nov 5 2016, 10:53 PM

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Fresh grad should use bike or second hand kancil.

I used bike for 7 yrs until get a new car.
kswee
post Nov 5 2016, 10:54 PM

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QUOTE(Subang Nuclear Reactor @ Nov 5 2016, 11:49 PM)
i cannot brain people paying close to 100k for a hotel management degree rclxub.gif
*
Oum for 25k part time degree . Course duration 4y/half

Avangelice
post Nov 5 2016, 10:54 PM

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QUOTE(trewq @ Nov 5 2016, 10:32 PM)
Come let me do it for you.

Room Rental (include elec, water, internet): RM 600 per month
Car installment: RM 400 per month
Petrol + Parking: take the bus and lrts
PTPTN: RM 150 per month
Parent: If the parent are understanding, no fresh grad should have the responsibility to support parents.
Phone Bill: RM 50 per month
Eat: RM 25 per day * 30 =  (I'm a working adult I eat the max 15 per day.
Insurance: no need still young you don't need insurance.
Additional expenses (entertainment): stay home with a pc game. it's fine.

Total: RM 1600 per month with savings of near 1k plus
*
dont bull shit lah. I survived with 2.8k in Kuala Lumpur when I first started.

This post has been edited by Avangelice: Nov 5 2016, 10:55 PM
Seager
post Nov 5 2016, 10:54 PM

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Meanwhile security guard in SG can earn up to SGD 3k+ a month
MR_alien
post Nov 5 2016, 10:55 PM

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QUOTE(2malaysia @ Nov 5 2016, 10:48 PM)
As employer I would like to advise that if a fresh graduate is having the above issues, try to work harder to
prove to the company that you are valuable to them and ask for company car and company petrol card.
Most company can provide these now but pls expect only viva or axia..but you just save 550..

Try to live with your parent to avoid living alone unless your kampung is really far away. In this case you have to
quickly get a working life partner to get marry. If 2 person is earning monthly salary, 600 rental a month can
be shared...just save 300

Please change all your ringgit into singapore dollar and keep it safely. Ringgit value will fall further until Najib and Umno
is defeated.

The economy is Selangor is really really bad now and expected to even worse in 2017..try to think positive and
move on. Hope you find a good employer that is really scarce now ...

Lastly  please do not get sick because medical fees is getting expensive..
*
1. not all company can be what u said, many like the one i work for has no career advancement at all
2. human will get sick, if humans dnt get sick thn its abnormal
yattnana
post Nov 5 2016, 10:56 PM

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Room Rental (include elec, water, internet): RM250 share ramai2
Car installment: RM0 - ride bike bought cash during U days
Petrol + Parking: RM70
PTPTN: RM 150 per month
Parent: RM0 coz parent faham
Phone Bill: RM 50 per month
Eat: RM 20 per day * 30 = RM600 - ikat perut a bit
Insurance: RM0 no.need
Additional expenses (entertainment): RM 200 per month

Total: RM1320 per month



ciahcra
post Nov 5 2016, 10:56 PM

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Another topic of how can fresh grads survive? Meh...
hirano
post Nov 5 2016, 10:58 PM

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QUOTE(Avangelice @ Nov 5 2016, 10:54 PM)
dont bull shit lah. I survived with 2.8k in Kuala Lumpur when I first started.
*
I survived with 700 in kl for 4 months alone few years back for internship. No fama help

This post has been edited by hirano: Nov 5 2016, 10:58 PM
ctrl_alt_del
post Nov 5 2016, 10:59 PM

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QUOTE(Avangelice @ Nov 5 2016, 10:54 PM)
dont bull shit lah. I survived with 2.8k in Kuala Lumpur when I first started.
*
Yeah, I got an employee....net pay RM27xx.xx bought new HRV.
whistling.gif
mars2003
post Nov 5 2016, 11:00 PM

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QUOTE(trewq @ Nov 5 2016, 10:38 PM)
But but i see 90% of fresh grad have car
*
100% car inherited from parents la

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