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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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motoyawata
post Mar 23 2017, 11:13 AM

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SCB Cashback Card - Feb CB dah masuk..clap2x
fruitie
post Mar 23 2017, 12:19 PM

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As expected the fund goes into my principal card, time for my sister to call them to transfer my card. doh.gif Such inconvenience.
klsooo
post Mar 23 2017, 02:31 PM

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Just One Platinum CB for FEB is in
mamamia
post Mar 23 2017, 07:28 PM

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QUOTE(klsooo @ Mar 23 2017, 02:31 PM)
Just One Platinum CB for FEB is in
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Yeah, got it.. thanks for ur notification..
fruitie
post Mar 23 2017, 10:08 PM

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Just for knowledge sharing...

Principal can transfer points to supplementary before do redemption but it will charge RM 10 per transfer. sweat.gif So, to save cost, just redeem to transfer and call CS to transfer CB to supplementary. It takes three working days to effect. I shall monitor further.

Uber cash back is also applicable to supplementary cards. Again cash back goes to principal and have to call CS to transfer to supp.

I really can't wait to have my own principal card. sweat.gif
fruitie
post Mar 24 2017, 02:52 PM

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Uber cash back is in. My sister has to call CS again to transfer to my card. laugh.gif
warren11
post Mar 26 2017, 06:18 PM

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Hi,is there border fee if using Master Gold CB or Just 1 Plat on Paypal?If yes,is 1%?
The 1% is charged on the USD amount or charge on the RM amount (after convert from USD to RM)?Any other charges besides border fee?

Eg 200USD spend on Paypal using Master Gold CB,after minus the border fee,still worth it?

tifosi
post Mar 26 2017, 09:31 PM

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QUOTE(warren11 @ Mar 26 2017, 06:18 PM)
Hi,is there border fee if using Master Gold CB or Just 1 Plat on Paypal?If yes,is 1%?
The 1% is charged on the USD amount or charge on the RM amount (after convert from USD to RM)?Any other charges besides border fee?

Eg 200USD spend on Paypal using Master Gold CB,after minus the border fee,still worth it?
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Cross border fees are only applicable if it's a foreign payment gateway transacted in RM.

If you are paying in foreign currency, there won't be any cross border fees. If you are paying in RM on a foreign payment gateway, then yes, SC will charge you 1%.
lilsunflower
post Mar 26 2017, 11:45 PM

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Uber cashback for Feb in on 23 March. Got 58.90 smile.gif
fruitie
post Mar 27 2017, 12:24 AM

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QUOTE(lilsunflower @ Mar 26 2017, 11:45 PM)
Uber cashback for Feb in on 23 March. Got 58.90 smile.gif
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I got RM 17.99.
I will max out RM 60 for March. rclxms.gif
tifosi
post Mar 27 2017, 01:03 AM

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QUOTE(lilsunflower @ Mar 26 2017, 11:45 PM)
Uber cashback for Feb in on 23 March. Got 58.90 smile.gif
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Nicely done! Do you switch card once it hit RM 300 of Uber spending?

QUOTE(fruitie @ Mar 27 2017, 12:24 AM)
I got RM 17.99.
I will max out RM 60 for March. rclxms.gif
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Mine only 6 bucks sweat.gif Was using Grab quite abit in Feb because of their Zerofare
fruitie
post Mar 27 2017, 01:09 AM

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QUOTE(tifosi @ Mar 27 2017, 01:03 AM)
Nicely done! Do you switch card once it hit RM 300 of Uber spending?
Mine only 6 bucks  sweat.gif Was using Grab quite abit in Feb because of their Zerofare
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I only used once in Malaysia from my house to airport and the rest all in India. Perfect timing for me. laugh.gif
For my case, I thought I won't max out RM 300 but I calculated that day, I already exceeded. laugh.gif I didn't change my card to YOLO because I also maxed out that. laugh.gif
So just let it use my excess credit (BT from Maybank, requested higher amount) and last month's cash back. tongue.gif
ronnie
post Mar 27 2017, 04:22 PM

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I was surprise to win Daily Cashback of RM50 for February 2017 Year End Promo.
Promo info: https://www.sc.com/my/campaign/year-end-cashback/
Duckies
post Mar 27 2017, 04:56 PM

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Hmmm I got rejected for the application...no idea why. I do carry PTPTN loan though but I still have about 5 credits now after I cancelled 2 of them. Not sure if either 1 is the reason I got rejected.
fruitie
post Mar 27 2017, 05:32 PM

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QUOTE(Duckies @ Mar 27 2017, 04:56 PM)
Hmmm I got rejected for the application...no idea why. I do carry PTPTN loan though but I still have about 5 credits now after I cancelled 2 of them. Not sure if either 1 is the reason I got rejected.
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Make sure your CCRIS is nice.
Duckies
post Mar 27 2017, 05:44 PM

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QUOTE(fruitie @ Mar 27 2017, 05:32 PM)
Make sure your CCRIS is nice.
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I cleared all credit card bills on time. The only loans I have are cars and PTPTN hmm.gif
notok
post Mar 27 2017, 06:02 PM

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anyone getting cashback from LHDN tax payment using SCB credit card ?
fruitie
post Mar 27 2017, 06:17 PM

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QUOTE(Duckies @ Mar 27 2017, 05:44 PM)
I cleared all credit card bills on time. The only loans I have are cars and PTPTN hmm.gif
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I know. I was referring to your PTPTN, if there is any outstanding payment earlier, that could be the cause.
david_kiat
post Mar 27 2017, 07:29 PM

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Hi.

I have overpayment of +RM0.50 in my credit card balance and the customer service refused to cancel the card on the basis that it must be RM0.00 in the balance.

Anyone is encounter this?

They are holding it back in all possible ways to pass the anniversary in April to charge annual fee.
warren11
post Mar 27 2017, 11:11 PM

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QUOTE(tifosi @ Mar 26 2017, 09:31 PM)
Cross border fees are only applicable if it's a foreign payment gateway transacted in RM.

If you are paying in foreign currency, there won't be any cross border fees. If you are paying in RM on a foreign payment gateway, then yes, SC will charge you 1%.
*
In that case,paying USD through Paypal does not incurred border fee since the payment is in foreign currency?




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