Thanks again

guys i dont have any credit card yet, thinking to apply 1...
but i hear standard chartered is good,

so need some comand,
1. every month my petrol for car is 500+ so on to 800 so if i need some cashback.
2. i will starting travel around for vacation, and trip to oversea like taiwan, thai, hongkong, Aus, and so on ... shoping and food meal transportation
3. my salary around 60k above minimum per anum, not like /k 20k per anum la

so which card can i apply???

i need a cashback card... but i dont know which 1 to choose, since.

how much is the limit for the card? i dont need alot just 3k or so on will do...

Can we have an eligible list of cash back on first page.

Just an suggestion.

Have a look at Stand Chart Cash Back card

Is annual fee free the first year for Just one platinum card for cashback up to 15%?

Hi there, meaning paying insurance online instead of auto debit is also eligible for the cash back right? Coz there are a few insurance where we can pay online, i.e. AIA, Prudential, AXA Affin (via UOB PayOnline) etc. Is your insurance paid online relates to any of the insurance provider that I mentioned here?

Thanks a lot in advance.

call cs, mine having same problem. after calling cs and try second day, no problem

SCB cards are good but the AF is pretty hefty to pay.

Though my sis claims that she hasn't been charged with AF all these years for her SCB CB Gold, I just want to prepare ourselves on this, how easy to waive the AF? I'm quite interested with the JustOne card but the AF is pretty high.

Any old timers care to shed some lights in this matter?

For the Standard Chartered Gold CashBack MasterCard, does the cashback works for oversea transactions? I actually called the customer service to ask, initially the lady says it still works, but later ask me to hold on the line while she confirm it, later tell me that there is no cashback for oversea usage as it is not retail. Anyone tried it?

I don't quite believe the lady as all other credit card's cashback still works overseas.

Dah 3 years I tak pernah kasi AF, when they charge I just Call them ask for Waiver...

May i know how much u spend annually on SC cards.
Because they may check on the spending to decide to waive or not

Seldom spend on their Card even thought I got both CB Gold & JustOne Plat...
So, I would said Annual spending amount not Necessarily is the key point of AF Waiver Cretiria.

This post has been edited by fly126: Mar 7 2017, 10:11 AM

Never paid they AF before for the pass 10 years.
Just need to call them to waive.

Ya, the only problem is need to call them up.
I ask them before why need to call to waive so troublesome since every time i call also get waiver straight away. They reply to me is "Sir, there are many people never call to waive."

Great information. Thanks!
So, I can spend like normal and no need to avoid spending before AF is charged right?

Why need to avoid spending before AF is charged?

Some banks do not allow to waive AF if you still spend after AF is charged.

Wah! Never know got such thing.

Member since 2012 and never paid anything. They used to charge me AF and I had to call to get it waived. Initial years they even gave $$ to retain.

Last year, my AF didn't even appear in the statement at all

Yeah, my sister mentioned the same thing too, already having their card for at least 7 years but no AF has been charged so far.

Does uobpayonline falls under internet for Just One Card?