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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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ClarenceT
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Jan 2 2019, 03:06 PM
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QUOTE(lkwah86 @ Jan 2 2019, 02:59 PM) Sorry for asking this questions if I missing previous post. If I top up RM 2500 on BP, am I getting RM85?π― Or I need to spend around RM 600 online to get the RM85 (>2500 spending monthly)? RM2500 online (incl BP), 2500x0.15 = RM375 but capped at RM85 RM600 online (incl BP) + RM1900 others = 600x0.15 + 1900x0.002 = RM93.8 but capped at RM85 No difference.
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cybpsych
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Jan 2 2019, 03:06 PM
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QUOTE(ClarenceT @ Nov 27 2018, 06:00 PM) Online - those transactions you get an OTP. You just need to spend RM566 on online/petrol (15% CB). +RM1934 on online or offline (mostly 0.2%). You don't need to charge RM2500 on online items to get RM85 CB. QUOTE(lkwah86 @ Jan 2 2019, 02:59 PM) Sorry for asking this questions if I missing previous post. If I top up RM 2500 on BP, am I getting RM85?π― Or I need to spend around RM 600 online to get the RM85 (>2500 spending monthly)? not necessary to max rm2.5k to BP. it's just easier to do it this way else, follow above guide. mix and match with others like Boost/other purchases.
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BacktoBasics
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Jan 2 2019, 03:06 PM
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QUOTE(lkwah86 @ Jan 2 2019, 03:05 PM) Ok, this is easiest way for me I think this is the way also. Hopefully when we apply now they dont change the BP cashback to no cashback
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ClarenceT
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Jan 2 2019, 03:08 PM
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QUOTE(BacktoBasics @ Jan 2 2019, 03:06 PM) I think this is the way also. Hopefully when we apply now they dont change the BP cashback to no cashback Alternatively spend RM566 on petrol / Lazada.
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akafoz
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Jan 2 2019, 03:11 PM
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Getting Started

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QUOTE(ClarenceT @ Jan 2 2019, 02:52 PM) RM2500/month on Bigpay (>RM567)+Boost -> Cash-out -> Pay your SC statement balance. so Free cash RM85 - Cashout cost (RM4 to 6) new rule: AF waived if annual spending >RM20k. [JOP] Lol nice one.. Any tips for Liverpool cash back card?
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BacktoBasics
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Jan 2 2019, 03:18 PM
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QUOTE(akafoz @ Jan 2 2019, 03:11 PM) Lol nice one.. Any tips for Liverpool cash back card?  Why you dont opt for JOP instead? After reading benefits, JOP seems better.
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BacktoBasics
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Jan 2 2019, 03:19 PM
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QUOTE(ClarenceT @ Jan 2 2019, 03:08 PM) Alternatively spend RM566 on petrol / Lazada. Haha Alright bro, my petrol is subsidized by Company hahaha but i think no issue to spend 566 online many thanks for your tips
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tohff7
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Jan 2 2019, 03:19 PM
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QUOTE(BacktoBasics @ Jan 2 2019, 03:06 PM) I think this is the way also. Hopefully when we apply now they dont change the BP cashback to no cashback Just do it while the fun time last... eventually it's as simple for SC to exclude BigPay MCC code if they want to reduce the cashback...
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akafoz
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Jan 2 2019, 03:19 PM
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Getting Started

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QUOTE(BacktoBasics @ Jan 2 2019, 03:18 PM) Why you dont opt for JOP instead? After reading benefits, JOP seems better. I am trying to get both
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xxnazxx
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Jan 2 2019, 03:33 PM
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Getting Started

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QUOTE(akafoz @ Jan 2 2019, 03:19 PM) I am trying to get both  i just recently got the liverpool cash back card, so i have both. users reported in previous post that you spend RM1500 to Bigpay you get the RM50 cashback. correct me if i am wrong
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ClarenceT
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Jan 2 2019, 03:39 PM
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QUOTE(tohff7 @ Jan 2 2019, 03:19 PM) Just do it while the fun time last... eventually it's as simple for SC to exclude BigPay MCC code if they want to reduce the cashback... Not a big issue. Then RM1933 on BP (0%) + RM567 on Online/Petrol.
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akafoz
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Jan 2 2019, 03:52 PM
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Getting Started

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QUOTE(xxnazxx @ Jan 2 2019, 03:33 PM) i just recently got the liverpool cash back card, so i have both. users reported in previous post that you spend RM1500 to Bigpay you get the RM50 cashback. correct me if i am wrong I got none of the cards yet..i plan to apply both card next week. Trying to understand more by following this thread.
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tohff7
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Jan 2 2019, 03:54 PM
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QUOTE(ClarenceT @ Jan 2 2019, 03:39 PM) Not a big issue. Then RM1933 on BP (0%) + RM567 on Online/Petrol. SC can exclude BP/e-wallet to count towards 'other spending' also wat...
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beLIEve
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Jan 2 2019, 04:04 PM
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QUOTE(tohff7 @ Jan 2 2019, 03:54 PM) SC can exclude BP/e-wallet to count towards 'other spending' also wat... if banks exclude even for the 0.2% cash back, I think people will just jump to other banks. Last time I was offered to apply for 0.2% cash back card, I didn't even bother. Now also won't bother. But yes, they can exclude.
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skty
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Jan 2 2019, 04:15 PM
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for spin promotion, RM2000 in one transaction can get 20 chance for spin or one chance only?
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wilson1149
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Jan 2 2019, 04:18 PM
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QUOTE(skty @ Jan 2 2019, 04:15 PM) for spin promotion, RM2000 in one transaction can get 20 chance for spin or one chance only? one time only. This post has been edited by wilson1149: Jan 2 2019, 04:18 PM
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skty
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Jan 2 2019, 04:21 PM
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QUOTE(wilson1149 @ Jan 2 2019, 04:18 PM) one time only. make it rm100 reload 20 times. 
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tohff7
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Jan 2 2019, 04:44 PM
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QUOTE(beLIEve @ Jan 2 2019, 04:04 PM) if banks exclude even for the 0.2% cash back, I think people will just jump to other banks. Last time I was offered to apply for 0.2% cash back card, I didn't even bother. Now also won't bother. But yes, they can exclude. Nothing good last forever Just like the good old days of ppl using Maybank Amex to pay for big amount of income tax, educations, insurance etc.. and get 5x TP which is about 4-5% cashback before the TP devaluation...
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lwc629
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Jan 2 2019, 04:49 PM
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Getting Started

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QUOTE(skty @ Jan 2 2019, 04:15 PM) for spin promotion, RM2000 in one transaction can get 20 chance for spin or one chance only? only one chance, but not sure if the chance of getting bigger amount of cb is higher  only scb itself knows.
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skty
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Jan 2 2019, 04:51 PM
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QUOTE(lwc629 @ Jan 2 2019, 04:49 PM) only one chance, but not sure if the chance of getting bigger amount of cb is higher  only scb itself knows. looking at those forumers feedback, you will get average around 5% of the amount you spend.
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