Ya I'm also tempted to apply. I'm thinking of either JustOnePlatinum and FC Liverpool card for the cash rebate. JustOne has a higher cap of RM60 but it's split into categories which is troublesome to keep track. I may just go for FC Liverpool that caps cashback at RM50.
I have just successfully applied for RHB. Don't know if it's better to wait a few months to apply with SCB. Or it doesn't matter?

Yes After reading through terms and conditions, I think I will go for Just One Platinum. But I'm also going to try apply Affin Duo card. See which one gets approved.

This post has been edited by LemonJane: Sep 7 2020, 04:33 PM

Your example shows if I spend > 2501, I will get cash back of 60, equal to 2.4%.
I thought it's calculated as:
1st tier 1000 X 0.2% = 2 cap at 2
2nd tier 500 X 5% = 25 but cap at 12
3rd tier 1000 X 10% = 100 but cap at 28
4th tier 1 X 15% = 0.15
Therefore total = 42.15
Therefore to max 60, have to spend 2620 in total
Which one is right?

O you are right.
Think the RHB Signature Visa rebate is the same basis then.
I always thought the tier system is like income tax tier structure.