Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
153 Pages « < 10 11 12 13 14 > » Bottom

Outline · [ Standard ] · Linear+

 FundSuperMart v16 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
andrewkuek91
post Oct 26 2016, 10:37 AM

New Member
*
Junior Member
5 posts

Joined: Jul 2012


QUOTE(T231H @ Oct 26 2016, 05:11 AM)
"I" would go with my self imposed guidance......
if
3 yrs annualised volatility <5 (approximates allocation 25%)
3 yrs annualised volatility 5~10 (approximates allocation 20%)
3 yrs annualised volatility 10~12.5 (approximates allocation 15%)
3 yrs annualised volatility 12.5~15 (approximates allocation 10%)
3 yrs annualised volatility > 15 (approximates allocation 5%)

therefore "I" would allocate the allocation as ....

Libra Asnita Bond..........3 yrs annualised volatility 1.06 ...... (25%)
TA Global Technology Fund.........3 yrs annualised volatility 11.52 ...... (15%)
Eastspring Investments Small-Cap Fund..........3 yrs annualised volatility 13.54 ...... (10%)
RHB Asian Income Fund......3 yrs annualised volatility 5.85 ....(20%)
CIMB-P Greater China Equity............3 yrs annualised volatility 15.03 .....(5%)
CIMB-P Asia Pac (ponzi 2.0)..........3 yrs annualised volatility 9.6 ......(20%)
Manulife India.........3 yrs annualised volatility 16.38 ......(5 %)

just a note:
"I" may not have the same risk appetite as yours,...so the fund selection and allocation maybe different.
"I" want my portfolio to be able to stay intact when the little storm comes...
these 3 yrs annualised volatility % would have to be updated from time to time
overlapped funds coverage may create havoc to the allocation too...

"I" now want to go sleep....
*
Hi, thanks for your advise.

The portfolio suggested is great to reassure on what i had in mind.
To minimize single-country focused funds while having a diversified asian fund.

However, RHB AIF that have is showing RED only. i guess i just have to stick with it.

Also, having saying to update allocation %, i am looking into doing DCA every quarterly by topping up. Is that advisable?

TQ sifus thumbup.gif

puchongite
post Oct 26 2016, 10:42 AM

20k VIP Club
*********
All Stars
33,660 posts

Joined: May 2008
QUOTE(andrewkuek91 @ Oct 26 2016, 10:37 AM)
Hi, thanks for your advise.

The portfolio suggested is great to reassure on what i had in mind.
To minimize single-country focused funds while having a diversified asian fund.

However, RHB AIF that have is showing RED only. i guess i just have to stick with it.

Also, having saying to update allocation %, i am looking into doing DCA every quarterly by topping up. Is that advisable?

TQ sifus thumbup.gif
*
May I know how long you have been having RHB AIF ? Was it lump sum invested ?
andrewkuek91
post Oct 26 2016, 10:44 AM

New Member
*
Junior Member
5 posts

Joined: Jul 2012


QUOTE(puchongite @ Oct 26 2016, 10:42 AM)
May I know how long you have been having RHB AIF ? Was it lump sum invested ?
*
Not for long since im fairly new. Last 2 months i think? yes lump sum.
Michaelbyz23
post Oct 26 2016, 10:57 AM

Sarawak Maju Makmur
*******
Senior Member
4,546 posts

Joined: Jun 2009
From: Selangor / Sarawak / New York



Currently got 0.5% sales charge only promotion. I have just invested on:
Affin Hwang Select Asia (Ex Japan) Quantum Fund
CIMB-Principal Asia Pacific Dynamic Income Fund - MYR

With transaction date both on 21st and 24th Oct. Still can refund right? And repurchase again
tonytyk
post Oct 26 2016, 11:15 AM

Look at all my stars!!
******
Senior Member
1,962 posts

Joined: Nov 2011
QUOTE(Ramjade @ Oct 25 2016, 10:24 PM)
Hold and look for opportunity to topup when chances present themselves like now still topping up KGF and eastspring (haven't topup yet but already allocated some funds for that purpose)
*
KGF and Eastspring small cap not on promo, better to go for funds on promo ?
Ramjade
post Oct 26 2016, 11:20 AM

20k VIP Club
*********
All Stars
24,358 posts

Joined: Feb 2011


QUOTE(tonytyk @ Oct 26 2016, 11:15 AM)
KGF and Eastspring small cap not on promo, better to go for funds on promo ?
*
No promo but I have allocated some money for them (eGIA-i).
Best topup is RHB AIF (some may not agree, some may - up to individual to decide) But since I don't have that, will topup other funds.

When don't drop much, just topup minimum/hold.
When drop drastically, bomb one shot. Regardless who win US election, something will drop biggrin.gif. Promo is still valid until 10/11. Still got time.

This post has been edited by Ramjade: Oct 26 2016, 11:22 AM
puchongite
post Oct 26 2016, 11:23 AM

20k VIP Club
*********
All Stars
33,660 posts

Joined: May 2008
QUOTE(Ramjade @ Oct 26 2016, 11:20 AM)
No promo but I have allocated some money for them (eGIA-i).
Best topup is RHB AIF (some may not agree, some may - up to individual to decide) But since I don't have that, will topup other funds.

When don't drop much, just topup minimum/hold.
When drop drastically, bomb one shot. Regardless who win US election, something will drop biggrin.gif. Promo is still valid until 10/11. Still got time.
*
You seem very sure of US drop. So how to make money from the predicted drop ? Top up or run away ?
Ramjade
post Oct 26 2016, 11:41 AM

20k VIP Club
*********
All Stars
24,358 posts

Joined: Feb 2011


QUOTE(puchongite @ Oct 26 2016, 11:23 AM)
You seem very sure of US drop. So how to make money from the predicted drop ? Top up or run away ?
*
Now? Do nothing. If want to make use of the promo, topup some.
For me, I topup la. You will be holding for min 3 years. Running away only if the fund is not performing or you have no confidence in the market.
I already have my startegy for US election = hold, wait and while waiting topup some AP - not much (make use of promo + slight dip from now until election)

Either one win, something will drop. Question is how much. biggrin.gif

Note: Don't follow me. My way is sesat way. I am still experimenting.

This post has been edited by Ramjade: Oct 26 2016, 11:49 AM
xuzen
post Oct 26 2016, 11:46 AM

Look at all my stars!!
*******
Senior Member
4,436 posts

Joined: Oct 2008


QUOTE(AIYH @ Oct 26 2016, 12:08 AM)
Just curious, why is there no love for indonesia fund? icon_question.gif
*
If you look at only one year data, Indonesia centric fund looks good. But previously I have written at length about my experience of using only one year data to make judgement and it went disastrous (cue: China specific fund).

However, if you look at three year average data, Indonesia risk to reward ratio suxs big time.

The only country specific fund that has very good three years risk to reward ratio at the moment is India fund.

Xuzen


wongmunkeong
post Oct 26 2016, 11:50 AM

Barista FIRE
Group Icon
Elite
5,608 posts

Joined: May 2011
From: Here, There, Everywhere


QUOTE(xuzen @ Oct 26 2016, 11:46 AM)
If you look at only one year data, Indonesia centric fund looks good. But previously I have written at length about my experience of using only one year data to make judgement and it went disastrous (cue: China specific fund).

However, if you look at three year average data, Indonesia risk to reward ratio suxs big time.

The only country specific fund that has very good three years risk to reward ratio at the moment is India fund.

Xuzen
*
"short term love" ok la? smile.gif
xuzen
post Oct 26 2016, 11:57 AM

Look at all my stars!!
*******
Senior Member
4,436 posts

Joined: Oct 2008


QUOTE(wongmunkeong @ Oct 26 2016, 11:50 AM)
"short term love" ok la? smile.gif
*
Do you feel lucky punk?, Well do ya?

On another note, AMAsia Reits seems to be going south, and I wonder why? Could it be a because MYR semakin kuat?


This post has been edited by xuzen: Oct 26 2016, 11:59 AM


Attached thumbnail(s)
Attached Image
Ramjade
post Oct 26 2016, 12:01 PM

20k VIP Club
*********
All Stars
24,358 posts

Joined: Feb 2011


QUOTE(xuzen @ Oct 26 2016, 11:57 AM)
Do you feel lucky punk?, Well do ya?

On another note, AMAsia Reits seems to be going south, and I wonder why? Could it be a because MYR semakin kuat?
*
Something about HK and Singapore property market negative news for the past 1 month +? hmm.gif

This post has been edited by Ramjade: Oct 26 2016, 12:02 PM
Avangelice
post Oct 26 2016, 12:57 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(Ramjade @ Oct 26 2016, 12:01 PM)
Something about HK and Singapore property market negative news for the past 1 month +? hmm.gif
*
singapore economy is slowing down thats for sure and maybe HK is because of the typhoon?


either way I am not phased by it.
dasecret
post Oct 26 2016, 01:21 PM

Regular
******
Senior Member
1,498 posts

Joined: Nov 2012
QUOTE(xuzen @ Oct 26 2016, 11:57 AM)

On another note, AMAsia Reits seems to be going south, and I wonder why? Could it be a because MYR semakin kuat?
*
REITs normal return is generally single digit. The last 12 months is simply extraordinary. I didn't think it's reasonable to expect double digit in mid-long term basis
Avangelice
post Oct 26 2016, 01:40 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


Just purchased my MYR 2000 cash management fund.

Need to force myself to be more proactive in investing
adele123
post Oct 26 2016, 01:57 PM

Look at all my stars!!
*******
Senior Member
4,726 posts

Joined: Jul 2013


Actually today would be an-OK day to top up ponzi 2.0.

market is red, ringgit is up.
prince_mk
post Oct 26 2016, 02:23 PM

Look at all my stars!!
*******
Senior Member
2,679 posts

Joined: Oct 2014


QUOTE(puchongite @ Oct 26 2016, 10:42 AM)
May I know how long you have been having RHB AIF ? Was it lump sum invested ?
*
Mine is in red too. Went in mid of Aug.
puchongite
post Oct 26 2016, 02:30 PM

20k VIP Club
*********
All Stars
33,660 posts

Joined: May 2008
QUOTE(prince_mk @ Oct 26 2016, 02:23 PM)
Mine is in red too. Went in mid of Aug.
*
I just looked at the graph.

You are so lucky, sweat.gif from August till now that's when it goes up-down-up-down but averagely flat.
river.sand
post Oct 26 2016, 02:51 PM

Look at all my stars!!
*******
Senior Member
3,815 posts

Joined: Feb 2012
QUOTE(dasecret @ Oct 26 2016, 01:21 PM)
REITs normal return is generally single digit. The last 12 months is simply extraordinary. I didn't think it's reasonable to expect double digit in mid-long term basis
*
Calendar year returns for AmAsia from 2012 to 2015 were:
26.47%, 0.64%, 15.53%, 13.16%

I think this was fueled by property revaluation.
Moving forward, if the nations in which a REIT fund has investments announce rate cuts, it could boost the NAV.
SUSDavid83
post Oct 26 2016, 03:06 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Pink Spider @ Oct 26 2016, 10:22 AM)
Rebalance from where to where?
*
Still thinking!

153 Pages « < 10 11 12 13 14 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0299sec    0.59    6 queries    GZIP Disabled
Time is now: 10th December 2025 - 09:23 AM