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 FundSuperMart v16 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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kimyee73
post Oct 25 2016, 09:42 PM

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QUOTE(Avangelice @ Oct 25 2016, 09:02 AM)
[attachmentid=7859515]

TA Global needs a dose of steroid after last week's declaration of one-for-five unit split for the fund.

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Nasdaq gained 1% last night. Maybe that will help.

drewgtan
post Oct 25 2016, 09:43 PM

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QUOTE(Avangelice @ Oct 25 2016, 09:31 PM)
yes. some people whack the fund kao kao after distribution. coupled along with the 0.5% sales charge. it's a good opportunity to lump sum

cc

ramjade AiYH pinkspider
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You're even meaner than I am brows.gif brows.gif
Avangelice
post Oct 25 2016, 09:47 PM

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QUOTE(kimyee73 @ Oct 25 2016, 09:42 PM)
Nasdaq gained 1% last night. Maybe that will help.
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QUOTE(drewgtan @ Oct 25 2016, 09:43 PM)
You're even meaner than I am  brows.gif  brows.gif
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not often you get a distribution AND sales promotion for that particular fund AND a high chance that Asia ex Japan is the new darling in UT.

or I could be just talking cock and hai lang.


xuzen
post Oct 25 2016, 09:50 PM

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Want to ask:

If RHB AIF for whatever reason no longer is favoured and another fund is the flavour of the month, what will you all do?

I mean, now we know that the market is volatile and a lot of pure equity may be too volatile for our current liking, what if the market as a whole turnaround and pure equity fund becomes de'riguer again?

What would you do?

Xuzen

This post has been edited by xuzen: Oct 25 2016, 09:51 PM
Avangelice
post Oct 25 2016, 09:55 PM

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QUOTE(xuzen @ Oct 25 2016, 09:50 PM)
Want to ask:

If RHB AIF for whatever reason no longer is favoured and another fund is the flavour of the month, what will you all do?

I mean, now we know that the market is volatile and a lot of pure equity may be too volatile for our current liking, what if the market as a whole turnaround and pure equity fund becomes de'riguer again?

What would you do?

Xuzen
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hold down and wait out the storm.

continue on DCA.

we are investing in Unit trusts not stocks so continue sailing on as markets will go up and down such is the wheel of life,

also our other equities in our portfolio will cover for the "lost of return" because of our practice of diversification

in short. don't panic and be patient.

four cardinal practices in UT investment. you thought us that master

This post has been edited by Avangelice: Oct 25 2016, 09:56 PM
TSAIYH
post Oct 25 2016, 10:10 PM

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QUOTE(xuzen @ Oct 25 2016, 09:50 PM)
Want to ask:

If RHB AIF for whatever reason no longer is favoured and another fund is the flavour of the month, what will you all do?

I mean, now we know that the market is volatile and a lot of pure equity may be too volatile for our current liking, what if the market as a whole turnaround and pure equity fund becomes de'riguer again?

What would you do?

Xuzen
*
QUOTE(Avangelice @ Oct 25 2016, 09:55 PM)
hold down and wait out the storm.

continue on DCA.

we are investing in Unit trusts not stocks so continue sailing on as markets will go up and down such is the wheel of life,

also our other equities in our portfolio will cover for the "lost of return"  because of our practice of diversification

in short. don't panic and be patient.

four cardinal practices in UT investment. you thought us that master
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If I am not mistaken, RHB AIF practice distribution quarterly

Volatility and long term performance are the reasons I still favor Ponzi 1 and 2

Is just the promotion doesnt cover my monthly schedule

Sigh... no choice, resist temptation, continue my monthly investment as usual laugh.gif

This post has been edited by AIYH: Oct 25 2016, 10:11 PM
dasecret
post Oct 25 2016, 10:12 PM

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QUOTE(xuzen @ Oct 25 2016, 09:50 PM)
Want to ask:

If RHB AIF for whatever reason no longer is favoured and another fund is the flavour of the month, what will you all do?

I mean, now we know that the market is volatile and a lot of pure equity may be too volatile for our current liking, what if the market as a whole turnaround and pure equity fund becomes de'riguer again?

What would you do?

Xuzen
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I hold AIF, I've been for the past 3.5 years. It's a great stabilizer. But I haven't been adding la
Ramjade
post Oct 25 2016, 10:24 PM

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QUOTE(xuzen @ Oct 25 2016, 09:50 PM)
Want to ask:

If RHB AIF for whatever reason no longer is favoured and another fund is the flavour of the month, what will you all do?

I mean, now we know that the market is volatile and a lot of pure equity may be too volatile for our current liking, what if the market as a whole turnaround and pure equity fund becomes de'riguer again?

What would you do?

Xuzen
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Hold and look for opportunity to topup when chances present themselves like now still topping up KGF and eastspring (haven't topup yet but already allocated some funds for that purpose)
drew86
post Oct 25 2016, 10:39 PM

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QUOTE(xuzen @ Oct 25 2016, 09:50 PM)
Want to ask:

If RHB AIF for whatever reason no longer is favoured and another fund is the flavour of the month, what will you all do?

I mean, now we know that the market is volatile and a lot of pure equity may be too volatile for our current liking, what if the market as a whole turnaround and pure equity fund becomes de'riguer again?

What would you do?

Xuzen
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Nobody knows when and how exactly the market will react, will it go on a bull? Rebound? Correct? Meltdown? If one has chosen a balanced fund, one has decided he's got no steel balls. Ride it on as per plan, and when and if the balls turn to steel and one is comfortable riding on the pure equity boat, then hop on! Staying on a balanced fund will at worst net you lower profit than the pure equity counterparts in good times.
_azam13
post Oct 25 2016, 11:38 PM

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Aiyo got discount, suddenly my tangan gatal wanna lump sum but too sked of rate hike though. Maybe will use some of my bullets.

Ironic that right now my work has something to do with market timing.
andrewkuek91
post Oct 25 2016, 11:53 PM

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Hi all Sifus,

I've just recently started investing in FSM for few months now,

My current portfolio:

Libra Asnita Bond (25%)
TA Global Technology Fund (25%)
Eastspring Investments Small-Cap Fund (25%)
RHB Asian Income Fund (25%)

As FSM is giving some juicy sales charge discount for asian funds, i would like to diversify more into asian market/emerging markets.

Currently thinking of adding few into my portfolio

CIMB-P Greater China Equity
CIMB-P Asia Pac (ponzi 2.0?)
Manulife India

I appreciate any advise and suggestions given. TQ icon_question.gif icon_question.gif
pisces88
post Oct 26 2016, 12:00 AM

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QUOTE(andrewkuek91 @ Oct 25 2016, 11:53 PM)
Hi all Sifus,

I've just recently started investing in FSM for few months now,

My current portfolio:

Libra Asnita Bond (25%)
TA Global Technology Fund (25%)
Eastspring Investments Small-Cap Fund (25%)
RHB Asian Income Fund (25%)

As FSM is giving some juicy sales charge discount for asian funds, i would like to diversify more into asian market/emerging markets.

Currently thinking of adding few into my portfolio

CIMB-P Greater China Equity
CIMB-P Asia Pac (ponzi 2.0?)
Manulife India

I appreciate any advise and suggestions given. TQ icon_question.gif  icon_question.gif
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oh yes. definitely put some india+china in your portfolio.

ponzi 2 is everyone's darling laugh.gif
TSAIYH
post Oct 26 2016, 12:08 AM

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Just curious, why is there no love for indonesia fund? icon_question.gif
adele123
post Oct 26 2016, 12:20 AM

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QUOTE(andrewkuek91 @ Oct 25 2016, 11:53 PM)
Hi all Sifus,

I've just recently started investing in FSM for few months now,

My current portfolio:

Libra Asnita Bond (25%)
TA Global Technology Fund (25%)
Eastspring Investments Small-Cap Fund (25%)
RHB Asian Income Fund (25%)

As FSM is giving some juicy sales charge discount for asian funds, i would like to diversify more into asian market/emerging markets.

Currently thinking of adding few into my portfolio

CIMB-P Greater China Equity
CIMB-P Asia Pac (ponzi 2.0?)
Manulife India

*
And yes, if it was me, i would increase my asia holdings.

Be careful with single country but non-Malaysian fund. volatility is indeed much higher.

if you want to buy Greater China Equity, check out the performance in the past 2 years... get a feel of the volatility involved so that you know what you're gonna get. Oh, btw, not to jinx it... FSM recommended CIMB greater China in March 2015. guess what happened after March 2015? biggrin.gif

This post has been edited by adele123: Oct 26 2016, 09:53 AM
T231H
post Oct 26 2016, 05:11 AM

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QUOTE(andrewkuek91 @ Oct 25 2016, 11:53 PM)
Hi all Sifus,

I've just recently started investing in FSM for few months now,

My current portfolio:

Libra Asnita Bond (25%)
TA Global Technology Fund (25%)
Eastspring Investments Small-Cap Fund (25%)
RHB Asian Income Fund (25%)

As FSM is giving some juicy sales charge discount for asian funds, i would like to diversify more into asian market/emerging markets.

Currently thinking of adding few into my portfolio

CIMB-P Greater China Equity
CIMB-P Asia Pac (ponzi 2.0?)
Manulife India

I appreciate any advise and suggestions given. TQ icon_question.gif  icon_question.gif
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"I" would go with my self imposed guidance......
if
3 yrs annualised volatility <5 (approximates allocation 25%)
3 yrs annualised volatility 5~10 (approximates allocation 20%)
3 yrs annualised volatility 10~12.5 (approximates allocation 15%)
3 yrs annualised volatility 12.5~15 (approximates allocation 10%)
3 yrs annualised volatility > 15 (approximates allocation 5%)

therefore "I" would allocate the allocation as ....

Libra Asnita Bond..........3 yrs annualised volatility 1.06 ...... (25%)
TA Global Technology Fund.........3 yrs annualised volatility 11.52 ...... (15%)
Eastspring Investments Small-Cap Fund..........3 yrs annualised volatility 13.54 ...... (10%)
RHB Asian Income Fund......3 yrs annualised volatility 5.85 ....(20%)
CIMB-P Greater China Equity............3 yrs annualised volatility 15.03 .....(5%)
CIMB-P Asia Pac (ponzi 2.0)..........3 yrs annualised volatility 9.6 ......(20%)
Manulife India.........3 yrs annualised volatility 16.38 ......(5 %)

just a note:
"I" may not have the same risk appetite as yours,...so the fund selection and allocation maybe different.
"I" want my portfolio to be able to stay intact when the little storm comes...
these 3 yrs annualised volatility % would have to be updated from time to time
overlapped funds coverage may create havoc to the allocation too...

"I" now want to go sleep....
SUSDavid83
post Oct 26 2016, 08:58 AM

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When I'm about to dump the funds, they're on sales again! sweat.gif
Avangelice
post Oct 26 2016, 09:20 AM

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QUOTE(T231H @ Oct 26 2016, 05:11 AM)
"I" would go with my self imposed guidance......
if
3 yrs annualised volatility <5 (approximates allocation 25%)
3 yrs annualised volatility 5~10 (approximates allocation 20%)
3 yrs annualised volatility 10~12.5 (approximates allocation 15%)
3 yrs annualised volatility 12.5~15 (approximates allocation 10%)
3 yrs annualised volatility > 15 (approximates allocation 5%)

therefore "I" would allocate the allocation as ....

Libra Asnita Bond..........3 yrs annualised volatility 1.06 ...... (25%)
TA Global Technology Fund.........3 yrs annualised volatility 11.52 ...... (15%)
Eastspring Investments Small-Cap Fund..........3 yrs annualised volatility 13.54 ...... (10%)
RHB Asian Income Fund......3 yrs annualised volatility 5.85 ....(20%)
CIMB-P Greater China Equity............3 yrs annualised volatility 15.03 .....(5%)
CIMB-P Asia Pac (ponzi 2.0)..........3 yrs annualised volatility 9.6 ......(20%)
Manulife India.........3 yrs annualised volatility 16.38 ......(5 %)

just a note:
"I" may not have the same risk appetite as yours,...so the fund selection and allocation maybe different.
"I" want my portfolio to be able to stay intact when the little storm comes...
these 3 yrs annualised volatility % would have to be updated from time to time
overlapped funds coverage may create havoc to the allocation too...

"I" now want to go sleep....
*
screen shot. gonna crunch the numbers. thank you and good morning

QUOTE(David83 @ Oct 26 2016, 08:58 AM)
When I'm about to dump the funds, they're on sales again! sweat.gif
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why dump when you can Bbbbbb uuuuuu as the property flippers love saying

SUSPink Spider
post Oct 26 2016, 09:31 AM

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QUOTE(river.sand @ Oct 25 2016, 08:16 PM)
Pink Spider has always been advocating passive asset allocation strategy.
Now he is proven right  wub.gif
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Pasir Sungai wub.gif

Yeah, just set the allocation (esp geographical) right, and sleep on your portfolio thumbsup.gif

Stocks...ada apa tipsy? wub.gif

QUOTE(David83 @ Oct 26 2016, 08:58 AM)
When I'm about to dump the funds, they're on sales again! sweat.gif
*
Sikit je ma yawn.gif

This post has been edited by Pink Spider: Oct 26 2016, 10:01 AM
SUSDavid83
post Oct 26 2016, 10:18 AM

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QUOTE(Pink Spider @ Oct 26 2016, 09:31 AM)
Pasir Sungai wub.gif

Yeah, just set the allocation (esp geographical) right, and sleep on your portfolio thumbsup.gif

Stocks...ada apa tipsy? wub.gif
Sikit je ma  yawn.gif
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I told you guys that I wanted to re-balance!
SUSPink Spider
post Oct 26 2016, 10:22 AM

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QUOTE(David83 @ Oct 26 2016, 10:18 AM)
I told you guys that I wanted to re-balance!
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Rebalance from where to where?

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