UNITED EMERGING MARKETS BOND FUND - Annual report as of 30th June 2016

https://secure.fundsupermart.com/main/admin...portsUBGEMS.pdf


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It's not bad for a bond fund. You can't get a lot more stable than diversified government-backed securities

Nah, spoon feed
https://secure.fundsupermart.com/main/admin...portsUBGEMS.pdf

Page 6 & 7, so long until can't fit into 1 page

You know what, I've been seeing folks here running to and forth between ATR and EM bond depending of the return for the month.... just pick one and stick to it la

To backup incase all equities fall. Anyway, I already considered no bond fund for my FSM MY.

I am 100% equities.

Yea.. the volatility doesn't seem worth it to me.. for that kind of return. If you have a diversified enough equity strategy, all you need to do is top up when you start losing money. Eventually, as a whole, it will go up again.

for those who have a risk of getting heart attacks when they check on their portfolio.

for those who want better returns than FD while having stability in mind.


so many underdeveloped countries in the list.

Hence emerging market, not developed market

Reiterating the point that con-sultan highlighted in the past, the chart below compares ATR (orange line), mother fund - UOB Asian bond and USD:MYR exchange rate

The mother fund returns is ok ok only

True. What goes down must go up. However I am not sure about malaysia funds.

Perhaps it would go up after 3 years like what happen to my ASG.

my idea of emerging markets would be Thailand, Malaysia, Vietnam or even Indonesia.

those in the list are far from being emerging with their current political situation.

Stagnant-ing market?

Dear UTF participants,

RHB - ATR

&

RHB EMB

both even though are bond funds; however, if you take a look at their volatility factor aka standard - deviation , both are exhibiting risk as though they are like balanced fund.

Hence, when you consider these UTF in your portfolio , it is better to see them as the non-fixed income portion. Let lower volatility fixed - income UTF such as Asnita Bond or AHAM Select Bond to act as your portfolio stabilizer. Not advisable to allow the former to be an anchor point.

Having said that, I have personally choose RHB EMB in lieu of RHB ATR because I want some exposure to lower correlated asset class to my general Asia - Pac exposure. In simple English, RHB EMF provide better diversification than RHB ATR to my overall portfolio.

Xuzen

p/s

I) On a separate note, perhaps some of the older or more veteran UTF participant may or may not have noticed; that is, in the earlier 2016, we were all talking about equities UTF such as CIMB APDIF (Ponzi 2.0) and also CIMB Titan Fund (Titanic).

II) Then in 2H-2016, we went down to lower volatility UTF such as RHB AIF

III) Now, towards the end of 2016, most of us are chattering about fixed income UTF.

This shows that perhaps, our risk tolerance are dropping. Our perception is that market is more risky at the end of 2016 compared to beginning of 2016?

This post has been edited by xuzen: Dec 6 2016, 11:05 AM

Of course. Sentiments are sentiments I suppose.

Nobody want to consider AHSIF ?
Heard from agent that it is very popular by corporates.

The PC term is "emerging countries"

Don't like what I see on the 1 year return and the ytd performance is below 4%

who would want to invest in those countries. the performance shows

This post has been edited by Avangelice: Dec 6 2016, 11:17 AM

Yea brokers like to recommend AHSIF

If I treat Fund Hse as restaurant, tis is their 'chew pai choy'
I wud think tis is d opportunity to invest/top up now since they offer 0% s/c as their returns is decent over long term

Friend,

consider this thus: AHAM SBF versus AHAM SIF, in terms of risk to reward ratio, AHAM SBF wins by a massive margin.

Consider this again: AHAM SBF = bond = lower sales charge = lower commission.

Consider this perhaps: AHAM SIF = balanced fund = higher sales charge = better commission.

Perhaps you may come to some illuminating deduction?

Xuzen

Maybe this shows that the global economy is slowing? people becoming more cautious.