QUOTE(Pink Spider @ Dec 6 2016, 09:51 AM)
For those who can stomach risk and wanna maximise returns - RHB
For those who wanna reduce risk - Affin Hwang Select Bond

If one must get bond (like me), then select bond is a good bet, it has the highest risk return ratio; fund size large enough to minimise impact of a default, and exposed to asian corporate bonds yet forex risk is managed through hedging.
Also, for people who is significantly exposed to Asia pac equity funds, would be good to match the FI and EQ portions. But of course if your AP EQ exposure is through RHB Asian Income fund it's less necessary la
Thing with ATR is, the increase is mostly due to USD strength; if you are in the camp to believe that USD will continue to strengthen against RM, then by all means go for it. To me it looks like BNM is actively interfering, so it may go up a bit more, but won't be the quantum of RM3.1-RM4.5 type