FYI, this is what Maybank FB reply me when I ask about bringing credit cards to foreign countries.

Kindly be informed that there is no activation needed for credit card retail overseas transaction. For credit card usage via the overseas online website or overseas, there will be additional charge 2.25% (VISA and Mastercard) on top of the purchase while for AMEX card will be 2.5% on top of the purchase amount.

Generally, there will be a PIN usage of credit card and it is subject to the country and merchant acceptance, as an example for Australia and some European Countries, you may be required to key in your Credit card PIN number. However, there are several countries are still not using the PIN & Pay method. Thank you.

Expected answer.
They also told me the same via phone. There was another guy reported here, was told the same and yet Maybank still called him in overseas.
I just want to have peace of mind for my travels and make it as a habit to call banks. Though I dislike but I have to, just call few banks for me, the rest I keep back home.

If u call cs to inform, they will ask if you're roaming your phone number. I always say no. They say ok.

1. By default, your card is ready to be used overseas. But will be nice let them noticed you are out of country and avoid fraud just in-case.

2. 1-800 toll-free is FOC from Celcom/Digi/Maxis. 1-300 not so worth using cellphone. Otherwise, call their landline.

This post has been edited by shahr04360: Apr 6 2017, 08:08 PM

Noted. For my peace of mind I will call too. Forgot to mention that I won't be using roaming as well since they can't call in.

Thanks for reminding! I totally forgot to mention that I will not use my number to roam.

okay this I really don't know! thanks for info!

very helpful everyone! thanks!

Hi guys, If I'm going to pay LHDN tax using Amex e.g. 5k tax on a weekend, do I get 25k TP?


Going to pay tax payment via 0% EzyPay Instalment plan of up to 12 months.

This post has been edited by xXTeslaXx: Apr 6 2017, 07:39 PM

It should be parked under Government transactions which give 0xTP.

Call to toll-free 1800 is also free from DiGi and Maxis.

its a "normal". there is a bug in their system that dont allow you to pay more then the stated montly amount. u will have to pay twice instead if you wish to pay more.

i let u know by next week. i paid mine last month and i should have the statement by early next week.

but i not sure if ezpay qualify for rebate/points. need to double check.

Edited. Appreciated the input

Yes. I paid extra. No problem. Got Cash back too. No extra charge. I will try again later this month.

Thank you !

How about if I have the actual date to be travels (few of trips) within this year, can this be done to bank ? Anyone tried before ?

Called CS and mentioned that where/when will be travelling, therefore, one call for multiple trips

i just paid 3x the monthly amount in single transaction last saturday, and transaction accepted

The TP no need wait for the statement, can check in m2u

Yes can, when I told them I'm always travelling. They said just call them and inform in advance of my plans. The thing is I know I will always travel but not sure when especially I always travel on last minute basis.
So, if you have confirmed schedule can inform them in advance.

This post has been edited by fruitie: Apr 6 2017, 11:05 PM

hmmm... then I just stick to the default amount..

Okok, once u try and then share the outcome to this group.

House mortgage? car loan?
is this your first credit card application?

For me this is my 2nd card perhaps bank need to see some kind of credit activity...i only apply for gold card because i only want the amex card .

My card arrived yesterday but too bad im not at home to open it need to wait for 2 more weeks before i come back. M2U so easy can straight away change pin no & activate card. Since I applied for the card i always peeped out on any shop if they can accept amex. Not much over here in sarawak though candidly asked if i pay dinner at a hotel using amex they said it will include extra 4%...is tat true?

This post has been edited by speedfamgirl: Apr 7 2017, 01:50 AM