House mortgage? car loan?
is this your first credit card application?

For me this is my 2nd card perhaps bank need to see some kind of credit activity...i only apply for gold card because i only want the amex card . 

My card arrived yesterday but too bad im not at home to open it need to wait for 2 more weeks before i come back. M2U so easy can straight away change pin no & activate card. Since I applied for the card i always peeped out on any shop if they can accept amex. Not much over here in sarawak though  candidly asked if i pay dinner at a hotel using amex they said it will include extra 4%...is tat true?

The TP no need wait for the statement, can check in m2u

how to check TP expiration in m2u?
login ystdy, clicked all the link i think possible but dont see the TP expiration details..

statement only.

The last 2 column on the Treatspoints Account Details in statement, If 'Expiring Date' is 31/05/2017, and 'Expiring Points' is 0. Does it means no point going to be expire upon 31/05/17?

My current points about 22k, not really enough for redeem, of course not willing to see it expire as well....

I just found out about this Maybank 2 Gold Card. So from what I understand, if I use this to pay for petrol every weekends, no matter which petrol band, I can get 5% cashback?

pretty straightforward, 0 points to expire on 31/05/2017.

iinm, you can walk-in to maybankcard centre to redeem a rm50 petronas gift card @ 20k TPs.

Thanks for your clarification, bro! 

Yup, if is going to expire, PETRONAS gift card is my only choice, else normally I wait until can redeem shopping voucher.

As none of the On-the-spot redeem is near to my daily route. Have to make a trip for it , either with LRT (KLCC) or drive to Mid Valley or 1U.

Thanks for your clarification, bro! 

Yup, if is going to expire, PETRONAS gift card is my only choice, else normally I wait until can redeem shopping voucher.

As none of the On-the-spot redeem is near to my daily route. Have to make a trip for it , either with LRT (KLCC) or drive to Mid Valley or 1U.

Does anyone default sms alert to RM1. Can we do it?

use the AMEX card only + spend on anything + spend on weekends = 5% cashback (capped at RM50 per calendar month)

thanks for replying bro, do i need to spend minimum amount to enjoy this 5%? say if i use to pumpo petrol RM50 - 5% = RM 47.50, correct?

yes, i did, took 3 business day to process since the day you request, just call their customer service line to request for that

mbb doesnt award cb of less than RM1, that translates to RM20 spending in a month.

if u spend >RM20/mth, this should not worry you.

RM50 petrol = RM2.5 cashback la

thanks for replying bro, do i need to spend minimum amount to enjoy this 5%? say if i use to pumpo petrol RM50 - 5% = RM 47.50, correct?

Understood. Sorry asking all the noob question. I'm very new to CC. Still reading a lot about it  >.<

Just in case you weren't aware, the cashback is not a discount, thus it's not given immediately.. You need to spend the RM 50 first, then the cash back is only given the following month..