1) assuming spend rm500, yes, cashback rm50.
2) if spend remaining rm500 on 31 May but posted in June, it will utilize June's cashback quota! any spending in June, no more cashback given because you have utilized the rm50 cashback quota in advance.

the cross-month posting is to utilize June's rm50 cashback quota (in advance) by spending the LEAST amount, which is RM500 (because transacted in May = 10%, but posted in June = RM50 max cashback quota for June)

compare to, spending rm2500 in June to get RM50 cashback.

[quote=wesleycjh,May 2 2019, 02:38 PM]

[/quote]

I want to clarify whether my understanding is correct based on above post.
1. Spent RM500 at any day before 31st May to make sure get the 10% casnback posted in May => RM50
2. Spent the remaining RM500 at 31st May to make sure it posted in 1st Jun, then get the remaining 10% rebate RM50 of May also. In addition to this I also get the same transacted amount RM500 count against the Jun RM50 rebate? Means in total I just need to spend RM1000 in May and can get the total rebate RM150 (RM100 in May and RM50 in Jun)?

[/quote]
No, this is wrong.
Spend rm1000 in May and transaction posted in May to get rm100 CB.
Spend rm500 on 31May for transaction posted in Jun to get rm50 CB for June CB quota. So June no need to spend.

What merchant u think is good to swipe on 31may to get this rm50?

what we've done last year

Spend on offline merchants that u frequent b4 mid May n check via m2u whether posting is at least T+1. Or go thru your past statements to look for these merchants, Fave is 1 of them.

You like Shopee, but AVOID "SHOPEE MALAYSIA KUALA LUMPUR MY"
Same day posting now, but sometimes T+1.
It is different from "SHOPEE MALAYSIA SINGAPORE SG" (T+2) or "IPAY88-SHOPEE" (T+1).

[quote=cybpsych,May 2 2019, 02:51 PM]
1) assuming spend rm500, yes, cashback rm50.
2) if spend remaining rm500 on 31 May but posted in June, it will utilize June's cashback quota! any spending in June, no more cashback given because you have utilized the rm50 cashback quota in advance.

the cross-month posting is to utilize June's rm50 cashback quota (in advance) by spending the LEAST amount, which is RM500 (because transacted in May = 10%, but posted in June = RM50 max cashback quota for June)

compare to, spending rm2500 in June to get RM50 cashback.

[/quote]


[quote=MGM,May 2 2019, 03:29 PM]
I want to clarify whether my understanding is correct based on above post.
1. Spent RM500 at any day before 31st May to make sure get the 10% casnback posted in May => RM50
2. Spent the remaining RM500 at 31st May to make sure it posted in 1st Jun, then get the remaining 10% rebate RM50 of May also. In addition to this I also get the same transacted amount RM500 count against the Jun RM50 rebate? Means in total I just need to spend RM1000 in May and can get the total rebate RM150 (RM100 in May and RM50 in Jun)?

[/quote]
No, this is wrong.
Spend rm1000 in May and transaction posted in May to get rm100 CB.
Spend rm500 on 31May for transaction posted in Jun to get rm50 CB for June CB quota. So June no need to spend.

[/quote]

Thanks for the reply. In short means I need to swipe total RM1500 in May in oder to fully enjoy the rebate => RM1000 transacted and posted in May, another RM500 in 31st May but posted in June, correct?

Yes.

Edited

This post has been edited by ismetheboy: May 2 2019, 05:23 PM

bigpay can?

good to know, thanks !

but is it required do this at 11:59pm?

not necessary, i supposed last 30 minutes - 1 hour on 31 May, it will be posted on following day

last tested above.

assuming no change this month.

great, thanks

[quote=cybpsych,May 2 2019, 07:17 PM]
[/quote]
last tested above.

assuming no change this month.

[/quote]

cool, i will do this for both of mine and wife card.

hi expert, i'm just kena SST RM 25 for the month of April 2019. I have 50K TP (collected from AMEX), but when i called CS, they said cannot use TP to waive for the SST charged to FCB card as TP only can use to redeem for the card which earn TP. Kindly advise, is it true? should i walk to branch?

Yes, it's true.

Thanks for the info, then die die have to pay ady. can't runaway.