Within the day itself; few hours later IIRC.

This post has been edited by David83: May 6 2019, 08:29 PM

I tried applying by 2pm, still can get within the same day by evening. This applies on working days but weekends will be on next working day.

Thats good info , probably i will drop by earlier to get it on same day. Thanks

New Revised T&C effective on 01/06/19

Is there a specific MCC code for utilities and gov bodies?

Yes, Maybank usually uses MCC.

Thanks for the notice. Can top up to BigPay and pay for those 2 categories if really need to then in future.

Just to confirm MBPJ/DBKL assessment is under government services right?

YES

Alamak I plan a Govt transaction on 31/5 to be posted on 1/6, I need to review now.

i just worry will change T&C in future if many ppl top up by using bigpay and boost...

Those will be in the exclusion on next revision.

its not too bad since its just exclusion of utility and government related payments. if they remove Big Pay and Boost that would be a significant lost

can i just reconfirm definition of utilities? Would Maxis and Unifi be applicable?

I actually have this card on pure auto debit with TNB, Maxis, Unifi, insurance etc. If applicable, it basically means my RM2.5k spend per month will be voided.

should be MCC 4900 - Electric, Gas, Sanitary and Water Utilities

ah. hopefully. then I may not have to use rocket science to restructure my auto debits. thanks for the quick response.

hopefully they stick to MCC as identification.

if they use other methods, we dont know how much it will affect us.

TNB - kena.
Unifi - use Boost to manually pay if you want more cashback.

Yeah, looks like my TNB will kena. Will prob need to restructure my payments a bit.

Thks for the tips on manually paying my Unifi via boost, but I usually like to keep things as simple and automated as possible. As of now, my combo on CTB, FCB, Amex, VS, Boost, TNG, Fave is already half confusing me.

My Fave is linked to Amex, so is my boost. TNG is with my CTB since they are now stricter on AFW hence the need to clock some spend there. VS is purely for groceries/petrol. Amex for weekends.

My usage priority is usually
1) Boost or Fave
2) Amex

TNG, CTB, VS comes in when the two options above are not applicable.

Auto debits all into FCB.

In general, I get RM50 CB on each of the 3 MBB cards monthly.

What is CTB?

citi lah.