Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Visa Signature + Barcelona Visa Signature
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 May 2 2019, 10:42 PM
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Senior Member
4,672 posts Joined: Nov 2016 
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QUOTE(piausuk @ May 2 2019, 10:04 PM) hi expert, i'm just kena SST RM 25 for the month of April 2019. I have 50K TP (collected from AMEX), but when i called CS, they said cannot use TP to waive for the SST charged to FCB card as TP only can use to redeem for the card which earn TP. Kindly advise, is it true? should i walk to branch? very true, just pay if u are using the card to earn cashback |
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May 3 2019, 09:43 AM
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Junior Member
540 posts Joined: Sep 2010
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QUOTE(cybpsych @ May 2 2019, 06:41 PM)  |
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May 3 2019, 09:53 AM
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All Stars
65,295 posts Joined: Jan 2003
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QUOTE(cybpsych @ May 2 2019, 02:51 PM) 1) assuming spend rm500, yes, cashback rm50. 2) if spend remaining rm500 on 31 May but posted in June, it will utilize June's cashback quota! any spending in June, no more cashback given because you have utilized the rm50 cashback quota in advance. the cross-month posting is to utilize June's rm50 cashback quota (in advance) by spending the LEAST amount, which is RM500 (because transacted in May = 10%, but posted in June = RM50 max cashback quota for June) compare to, spending rm2500 in June to get RM50 cashback. QUOTE(maskcooler @ May 3 2019, 09:43 AM) RM500 spending get RM50 rebate? 10% for that mnth? This post has been edited by cybpsych: May 3 2019, 09:54 AM |
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May 3 2019, 12:25 PM
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Senior Member
7,924 posts Joined: Jul 2009 
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So far everything I've charged my VS Barcelona end up being posted on the same day, which makes spending on 31 May quite risky
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May 3 2019, 12:30 PM
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All Stars
14,931 posts Joined: May 2015
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QUOTE(BRY7 @ May 3 2019, 12:25 PM) So far everything I've charged my VS Barcelona end up being posted on the same day, which makes spending on 31 May quite risky Find some merchants that don't use Maybank card machine or payment channel. Eg Giant (HLB/OCBC/CIMB), Guardian (HLB/CIMB). T+1 or T+2 |
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May 3 2019, 12:35 PM
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Junior Member
121 posts Joined: Jun 2018
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QUOTE(piausuk @ May 2 2019, 10:10 PM) Thanks for the info, then die die have to pay ady. can't runaway. FCB is quite good card which get 2% & 10% CB without min spend...no other card can replace it at this moment unless revise the T&C |
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May 3 2019, 01:01 PM
Show posts by this member only | IPv6 | Post
#5607
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Senior Member
1,566 posts Joined: Jun 2013
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Wanna clarify.
Standing instruction eg insurance monthly still included in the RM1000 quota spending for this month right? I mean let say rm200, so i just need to spend RM800 more for perfect RM100 cashback am i right? While those monthly installment payment iphone telco contract doesnt count right? |
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May 3 2019, 01:22 PM
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Senior Member
7,924 posts Joined: Jul 2009
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QUOTE(ClarenceT @ May 3 2019, 12:30 PM) Find some merchants that don't use Maybank card machine or payment channel. Eg Giant (HLB/OCBC/CIMB), Guardian (HLB/CIMB). T+1 or T+2 what about big pay? same day or T+1?even boost same day, i reload my account at around 2pm |
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May 3 2019, 01:43 PM
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All Stars
14,931 posts Joined: May 2015
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QUOTE(BRY7 @ May 3 2019, 01:22 PM) what about big pay? same day or T+1? Bigpay and Boost are using Maybank's, same day posting till 23:xx hours, T+1 in the final XX minutes of the day. even boost same day, i reload my account at around 2pm You need to find out xx by doing some tests a few nights before 30/5. Of course some people here are solving this mystery. But it is a bit risky, what if system down/busy? You can always top up RM2500 in June; If cash-out, the cost difference is only RM4 more or less (RM2000/3000 X 6), not really a big deal. I will spend RM500 on something else, anytime on 31/5, for T+1 or T+2. NOT Bigpay, Boost, Petronas, Shell, Shopee, M2U Bill payments, Paybillsmalaysia (SiliconNet Tech-EC), Alpro, Aeon / Aeon Wellness, Watsons, Parkson,... |
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May 3 2019, 01:49 PM
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Staff
72,808 posts Joined: Sep 2005 From: KUL 
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QUOTE(facktura @ May 3 2019, 01:01 PM) Wanna clarify. Yes, you will need to spend RM 800.Standing instruction eg insurance monthly still included in the RM1000 quota spending for this month right? I mean let say rm200, so i just need to spend RM800 more for perfect RM100 cashback am i right? While those monthly installment payment iphone telco contract doesnt count right? |
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May 3 2019, 02:53 PM
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Senior Member
2,965 posts Joined: Jul 2014
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Why make life so difficult.
Just spend RM1000 for May&August and RM2500 for other months. |
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May 3 2019, 05:53 PM
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Junior Member
540 posts Joined: Sep 2010
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QUOTE(cybpsych @ May 3 2019, 09:53 AM) |
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May 3 2019, 08:10 PM
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Senior Member
4,507 posts Joined: Aug 2005 From: Klang/Shah Alam
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QUOTE(ClarenceT @ May 3 2019, 01:43 PM) Bigpay and Boost are using Maybank's, same day posting till 23:xx hours, T+1 in the final XX minutes of the day. database You need to find out xx by doing some tests a few nights before 30/5. Of course some people here are solving this mystery. But it is a bit risky, what if system down/busy? You can always top up RM2500 in June; If cash-out, the cost difference is only RM4 more or less (RM2000/3000 X 6), not really a big deal. I will spend RM500 on something else, anytime on 31/5, for T+1 or T+2. NOT Bigpay, Boost, Petronas, Shell, Shopee, M2U Bill payments, Paybillsmalaysia (SiliconNet Tech-EC), Alpro, Aeon / Aeon Wellness, Watsons, Parkson,...  |
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May 4 2019, 06:14 PM
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All Stars
14,259 posts Joined: Jan 2011
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[quote=cybpsych,May 2 2019, 07:17 PM]
[/quote] last tested above. assuming no change this month. [/quote] TOP up boost will it be counted? |
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May 4 2019, 06:49 PM
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All Stars
65,295 posts Joined: Jan 2003
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QUOTE(westlife @ May 4 2019, 06:14 PM) TOP up boost will it be counted? is boost excluded from fcb vs cashback in the t&c? |
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May 4 2019, 10:57 PM
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Senior Member
853 posts Joined: Apr 2017
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QUOTE(cybpsych @ May 4 2019, 06:49 PM) is boost excluded from fcb vs cashback in the t&c? Top up boost with Maybank FCB VS can get cash back |
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May 4 2019, 10:58 PM
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All Stars
65,295 posts Joined: Jan 2003
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QUOTE(westlife @ May 4 2019, 06:14 PM) TOP up boost will it be counted? QUOTE(chonghe @ May 4 2019, 10:57 PM) Top up boost with Maybank FCB VS can get cash back |
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May 6 2019, 07:01 PM
Show posts by this member only | IPv6 | Post
#5618
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Senior Member
2,921 posts Joined: Oct 2007 
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Hi wanna ask , is there any place i can apply this FCB on the spot ? I am existing MBB card holder so i guess i dont need to bring any document right ?
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May 6 2019, 07:11 PM
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Staff
72,808 posts Joined: Sep 2005 From: KUL
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QUOTE(Reventon @ May 6 2019, 07:01 PM) Hi wanna ask , is there any place i can apply this FCB on the spot ? I am existing MBB card holder so i guess i dont need to bring any document right ? Card Centre like in The Gardens or 1U. No need to bring any document. |
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May 6 2019, 08:28 PM
Show posts by this member only | IPv6 | Post
#5620
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(fruitie @ May 6 2019, 07:11 PM) Card Centre like in The Gardens or 1U. No need to bring any document. They issue the card on the spot as well right ? Thanks fruitie. |
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