Good Good this new card appear on time.


Since CIMB CRP CC just "Enhanced" their card's benefit.
Since UOB OP CC also "Enhanced" their card's benefit.

is time for me to jump to this card for weekday or non AMEX expenses on weekend

few day ago i go 1U road show for this FCB card, the fellow told me only for new customer can get free gift and need to spend RM100 in 1U on the same day only can get the gift.

As i am M2C P users, so not eligible for this.
At the end i apply today just now via online. Hope receive good news from Maybank

This post has been edited by dragonteoh: Oct 18 2017, 04:05 PM

For AIA , need to sign the form and pass the original copy to agent to process. I don't think they accept fax or email scan copy.

I just get my FCB card.

Apply on 18 OCT via Maybank2U (Trying to submit doc but keep on repeat ask me submit doc even i already submit via Chrome) , Fully Submit doc on 19 OCT (via Firefox) , 20 OCT receive SMS Approved , 23 OCT receive card.

Credit Limit been increase (as i submit full set document include salary slip )
However plan to decrease Credit Limit.

I get the card first, then after 2 week later only receive a welcome letter which inform that card will be arrive soon by post =_=

This post has been edited by dragonteoh: Oct 31 2017, 05:38 PM

Agree, better apply asap since you now still receiving pay slip.

Dear All,

wanna ask, i plan to purchase a phone via 11street using their installment plan 12 month via Maybank, and i plan to use Maybank FCB for this installment.

Question : will i still earn cash back 2% ? Is it under Maybank EasyPay ?

Thanks for the info
is abit risky to try on FCB. Maybe should try on MBB AMEX which at least still earn 1X TP.

By the way, last 2 month i bought a notebook from Lazada via Maybank Installment 6 Month (on lazada website).
I receive full cash back on that month (the 1st month)... is that consider Easypay or ?

Since is Ezpay, it should not have cash back rite ?

Hi guys, wanna ask.

Scenario :
I plan to buy something which cost RM11K and the shop allow installment 36 month.
My credit limit is RM7000 Only and CC billing date is 14 of every month

Understand that if wanna installment RM11K , my credit limit & available credit must above 11K.

Today is 9 of the month and i only have RM5500 credit available.
I apply installment for RM5500. The balance RM5500 will be another installment after the available credit reset.

Question 1 : Is the credit limit reset after the billing date ?

Question 2 : I had made advance payment to my FCB CC account. For the moment i din owe FCB CC any money. But when i call CS , i been told my available credit left RM5500 (Previously spend RM1500 i already pay advance to FCB but the statement only will come out on 14)

Since i owe nothing on FCB CC , why my credit limit is RM5500 but not RM7000 ?



This post has been edited by dragonteoh: May 9 2019, 12:23 AM

Oic... Thanks for the info, i think i need to increase my credit limit then....
I never do installment before on Credit Card. Not only that, never fully utilize the credit limit before


Conclusion is , available credit limit will be lock down based on full installment amount and will be slowly release based on monthly repayment each month until settle all. Am i correct ?





This post has been edited by dragonteoh: May 9 2019, 05:24 PM

Thanks for the confirmation.

Dear all,

wanna ask , if let say we have some purchase is under installment , EZPay.
if installment until half way, can we request for full settlement ?
if yes, do this request will face penalty ?

And how to make this request ?

Noted with thanks.

I have a similar issue as your wife.
I got one NSK Transaction on 30/July/2019 RM130.55 but the posting date is 01/Aug/2019 (That was after cash rebate calculated)
The July cash rebate i DID NOT receive the RM130.55's 2% cash rebate which RM2.61


When come to end of august i was thinking RM130.55 should get 10% Cash rebate BUT I was wrong.
The system credit the Missing Cash Rebate RM2.61 (which posted late which previously suppose to be in July Cash Rebate) in August Cash Rebate + other transaction which earn 10% Cash rebate


End up i under utilise the 10% Cash rebate

Called CS , CS say , all cash rebate is base on transaction date. like my case transaction date 30/July/2019 but due to late post , so it will be given back on August but as July Spend's 2% CB, NOT 10%

This post has been edited by dragonteoh: Sep 3 2019, 09:07 PM

One question , let say above situation the 2% been credit in Aug quota
Let say Aug i Utilize all the cash back

will i get RM100 CB + the 2% (RM2.61) ?
or just RM100 CB max ?

I had call CS just now to confirm this.

CS mention the previous month miss out CB which cause by late post will be adjust into coming month CB
Mean that i will get RM100 CB for August (if i fully utilise 10% CB) + RM2.61 (2%) for July Late post CB (which posted late after July CB had been calculated)

This post has been edited by dragonteoh: Sep 3 2019, 09:40 PM

if 31/8 spend , but post on 1/9 (late post) , you should get 31/8's transaction 10% CB on Sep's CB (as adjustment as long as your 10% quota still available)


However, this is an answer from one CS. I not sure other CS will say the same thing or not. Anyone can call CS to confirm with above scenario ?



You can check the CB when come to end of Sep.

This post has been edited by dragonteoh: Sep 3 2019, 09:55 PM

For this Extra RM500 sure tak ada CB lo.... as their max CB is RM100 (Max Spend RM1000, amount over RM1000 will not get any CB)
some more CS repeat twice just now , based on Transaction Date and not posting date.

Kecuali the loop hole still open
However, we will know the result coming month. Don't forget to update us.

This post has been edited by dragonteoh: Sep 3 2019, 10:03 PM

by the way if i not wrong

Let say 25AUG i buy lazada item RM100, then return the item to get refund let say on 5SEP (as i already collect the 10% CB RM10 for August) when come to SEP CB , system will deduct back the RM10 CB (due to refund)

Am I Correct ?

This post has been edited by dragonteoh: Sep 3 2019, 10:12 PM