Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Visa Signature + Barcelona Visa Signature
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 Nov 6 2017, 11:27 AM
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All Stars
18,455 posts Joined: Oct 2010 
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QUOTE(LostAndFound @ Nov 6 2017, 11:06 AM) Wonder why my GE plan got price difference whether I pay monthly or annually. Currently paying annually, but if there's no difference I'd rather pay monthly.... FOr my AIA premium, yearly payment is a few % cheaper, should be the same for others too.   |
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Nov 6 2017, 11:30 AM
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All Stars
52,874 posts Joined: Jan 2003
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Pay monthly is more expensive!
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Nov 6 2017, 11:31 AM
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Staff
72,862 posts Joined: Sep 2005 From: KUL 
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QUOTE(MGM @ Nov 6 2017, 11:27 AM) FOr my AIA premium, yearly payment is a few % cheaper, should be the same for others too. I specifically asked him, he said no difference for my plan, and he suggested me to pay monthly. He said other insurers may have discount but not for mine. Not sure how true is that but I'm happy with monthly auto-debit. |
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Nov 6 2017, 11:33 AM
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Senior Member
4,232 posts Joined: Apr 2011 
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QUOTE(fruitie @ Nov 6 2017, 11:31 AM) I specifically asked him, he said no difference for my plan, and he suggested me to pay monthly. He said other insurers may have discount but not for mine. Not sure how true is that but I'm happy with monthly auto-debit. I remember my AIA agent told me, if I pay monthly, there will be approximately RM200 extra.Without second thought, I opted for annual payment. |
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Nov 6 2017, 12:21 PM
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All Stars
18,455 posts Joined: Oct 2010
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QUOTE(fruitie @ Nov 6 2017, 11:31 AM) I specifically asked him, he said no difference for my plan, and he suggested me to pay monthly. He said other insurers may have discount but not for mine. Not sure how true is that but I'm happy with monthly auto-debit. Why dont u call the CS to find out rather than your agent. For my case I have more savings from reduced premium by paying annually(rm5000 premium) than paying and getting 6%CB in 6-monthly, quarterly or monthly. |
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Nov 6 2017, 12:29 PM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(fruitie @ Nov 6 2017, 11:02 AM) Yes, since there is no difference if I pay lump sum or monthly, I checked with my agent before. i remember there will be a small difference if you pay annually compared quarterly/monthly. |
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Nov 6 2017, 12:41 PM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak
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QUOTE(DarReNz @ Nov 6 2017, 12:29 PM) i remember there will be a small difference if you pay annually compared quarterly/monthly. If I’m not wrong ILP insurance premium for monthly or annually payment has no difference whereas non-ILP insurance will be cheaper if you pay annually. |
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Nov 6 2017, 12:47 PM
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Senior Member
1,962 posts Joined: Nov 2011
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QUOTE(DarReNz @ Nov 6 2017, 12:29 PM) i remember there will be a small difference if you pay annually compared quarterly/monthly. yes, 1% extra for monthly prudential premium payment |
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Nov 6 2017, 01:16 PM
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Senior Member
2,734 posts Joined: Jan 2003 From: Melaka
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QUOTE(David83 @ Nov 6 2017, 10:16 AM) My CL split appeal hasn't finalized or approved. For mine I just sent an email request for sharing of limit and gave some reason as I am holding 2 of their platinum card, moments later received SMS informing that my FCB has been approved It has been a week!  |
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Nov 6 2017, 01:25 PM
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Senior Member
4,726 posts Joined: Jul 2013 
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QUOTE(tonytyk @ Nov 6 2017, 12:47 PM) yes, 1% extra for monthly prudential premium payment It varies. Long story short, some better pay off in annual. Some pay monthly cause no difference. |
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Nov 6 2017, 01:36 PM
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Senior Member
1,939 posts Joined: May 2006
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QUOTE(AhBoy~~ @ Nov 4 2017, 01:07 AM) call maybank to increase limit for contactless I called, the CS say only can change the CTA for debit cards. Credit card's limit is fixed at RM250 |
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Nov 6 2017, 01:38 PM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(tonytyk @ Nov 6 2017, 12:47 PM) yes, 1% extra for monthly prudential premium payment i checked again for GE monthly is 5% more, quarterly is 3% more, half yearly is 2% more and yearly no extra charges  This post has been edited by DarReNz: Nov 6 2017, 01:38 PM |
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Nov 6 2017, 01:38 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Bliz @ Nov 6 2017, 01:16 PM) For mine I just sent an email request for sharing of limit and gave some reason as I am holding 2 of their platinum card, moments later received SMS informing that my FCB has been approved That lady told me that if I hold Ikhwan Platinum, it'll be easier to get this card.Then, she asked for CL split from this card. After 3 days, I asked about the application status update and she asked me to wait for 7-14 working days. I'm wondering what is taking so damn long! |
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Nov 6 2017, 02:14 PM
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur 
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Will the FCB VS be added as payment option for JomPAY ?
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Nov 6 2017, 02:16 PM
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Senior Member
2,734 posts Joined: Jan 2003 From: Melaka
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QUOTE(David83 @ Nov 6 2017, 01:38 PM) That lady told me that if I hold Ikhwan Platinum, it'll be easier to get this card. Ikhwan is islamic credit card, is a seperate entity from M2cards Then, she asked for CL split from this card. After 3 days, I asked about the application status update and she asked me to wait for 7-14 working days. I'm wondering what is taking so damn long! |
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Nov 6 2017, 02:17 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Bliz @ Nov 6 2017, 02:16 PM) Ikhwan is islamic credit card, is a seperate entity from M2cards Don't flame.I just quoted what the lady said. |
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Nov 6 2017, 02:20 PM
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Senior Member
2,734 posts Joined: Jan 2003 From: Melaka
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QUOTE(David83 @ Nov 6 2017, 02:17 PM) Don't flame. Lol this is flag as flaming? I just quoted what the lady said.  I am giving your information  |
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Nov 6 2017, 02:36 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Bliz @ Nov 6 2017, 02:20 PM) Lol this is flag as flaming? I know your intention. I am giving your information As if I don't know about the separate, independent financial entity between Maybank (Conventional) and Maybank Islamic. |
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Nov 6 2017, 05:01 PM
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Senior Member
1,972 posts Joined: Jan 2008
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Wanted to apply Barcelona card but the branch recommend MBB 2 cards because the barcelona card only has points if they win a match huh?
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Nov 6 2017, 05:03 PM
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Junior Member
163 posts Joined: Feb 2009
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I apply to add card and excellence for Maybank only 1 day approve. Now waiting card delivery...
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