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Credit Cards Maybank Visa Signature + Barcelona Visa Signature, No e-wallet & BP discussion / FCB 1% rev

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karcity
post Oct 21 2016, 09:04 AM

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Need to clear my treat points. I just wonder
voucher--RM 100=46,400 points, RM1=464 points
Spend in the outlet allow direct deduct -RM1=400 points

Seems that voucher is not worth. Right?
mr.thinkpad
post Oct 21 2016, 11:53 AM

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QUOTE(karcity @ Oct 21 2016, 09:04 AM)
Need to clear my treat points. I just wonder
voucher--RM 100=46,400 points, RM1=464 points
Spend in the outlet allow direct deduct -RM1=400 points

Seems that voucher is not worth. Right?
*
the extra should be the shipping cost.. better to redeem direct at outlets
drbone
post Oct 25 2016, 11:46 AM

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Just received a call today to collect my card. Excited !
drbone
post Oct 25 2016, 11:50 AM

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QUOTE(kengyan @ Oct 1 2016, 01:59 PM)
You yourself know what is the best card for your spending.
Anyway, for the balance of rm28884 you spent in order to get AF waived, after 2 years, you still can get rm100 of cash by redeeming the 40000TPs.
Now with WISE being cancelled and I got a big TNB spender of rm1500 average a month, so it won't be much problem for me.
When shopping in Tesco, I'm helping other to pay their bills also, this is the way I get cash without being charged.
If your spending on groceries + petrol average are rm1000, the balance you can always fill it up by helping others. This is a good way to maximize the rm88 of cash back.
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How do you reap the benefit from your Tnb bill of rm1500?
TSHuman Nature
post Oct 25 2016, 02:31 PM

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QUOTE(drbone @ Oct 25 2016, 11:46 AM)
Just received a call today to collect my card. Excited !
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QUOTE(drbone @ Oct 25 2016, 11:50 AM)
How do you reap the benefit from your Tnb bill of rm1500?
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Please use multi quote or post in the same post in future
https://forum.lowyat.net/index.php?act=faq&article=10

This post has been edited by Human Nature: Oct 25 2016, 02:31 PM
Sitting Duck
post Oct 25 2016, 07:07 PM

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Just called Maybank and was told my spending did not reach 50K.
I was pretty sure it was close to 50K.
Asked for Waiver but told it was not possible, so requested to cancel the card through phone.

They will assist to transfer all the outstanding and points to my other Maybank 2 Card.

Now have to find a different card for my grocery and petrol.
drbone
post Oct 25 2016, 07:11 PM

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QUOTE(kengyan @ Oct 25 2016, 06:35 PM)
My main concern is to earn that rm88 of cash back and avoiding paying rm550 of AF. As this year I will be doing my house renovation, in some sense I no need to spend for others to achieve the grand total of rm50000. Still, it do have 1X of TP. If that fellow pay by him self(an old timer anyway), he have to spend time on post office since he don't have credit card. Every month he give me rm1500 then only I pay.
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So basically you help to pay the tnb bill of rm1500 to try to touch 50k. And not for cashback from the tnb bill. Correct ?
coolguy_0925
post Oct 25 2016, 07:40 PM

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Normally it takes how long for us to receive the replacement card once Pending New Card Activation appeared in M2U? DO they send by courier or normal post?
drbone
post Oct 25 2016, 08:34 PM

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QUOTE(coolguy_0925 @ Oct 25 2016, 07:40 PM)
Normally it takes how long for us to receive the replacement card once Pending New Card Activation appeared in M2U? DO they send by courier or normal post?
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For me, I got it the day after the notification appeared in my M2U. So happened, the bank official called me the next day. Sadly, once I collected the card, they got my name spelt wrongly, so I activated my card anyway and am waiting for my replacement card.
fruitie
post Oct 25 2016, 08:39 PM

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QUOTE(coolguy_0925 @ Oct 25 2016, 07:40 PM)
Normally it takes how long for us to receive the replacement card once Pending New Card Activation appeared in M2U? DO they send by courier or normal post?
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PIN & Pay replacement card or newly applied VS?
coolguy_0925
post Oct 25 2016, 09:02 PM

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QUOTE(fruitie @ Oct 25 2016, 08:39 PM)
PIN & Pay replacement card or newly applied VS?
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PIN & PAY : )
fruitie
post Oct 25 2016, 09:20 PM

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QUOTE(coolguy_0925 @ Oct 25 2016, 09:02 PM)
PIN & PAY : )
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Takes some time. Saw it in my M2U in July but only got it two weeks ago.
coolguy_0925
post Oct 25 2016, 09:33 PM

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QUOTE(fruitie @ Oct 25 2016, 09:20 PM)
Takes some time. Saw it in my M2U in July but only got it two weeks ago.
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snailmail?
fruitie
post Oct 25 2016, 09:33 PM

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QUOTE(coolguy_0925 @ Oct 25 2016, 09:33 PM)
snailmail?
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Poslaju.
coolguy_0925
post Oct 25 2016, 09:33 PM

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QUOTE(drbone @ Oct 25 2016, 08:34 PM)
For me, I got it the day after the notification appeared in my M2U. So happened, the bank official called me the next day. Sadly, once I collected the card, they got my name spelt wrongly, so I activated my card anyway and am waiting for my replacement card.
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I guess they poslaju to you?
fruitie
post Oct 25 2016, 09:34 PM

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QUOTE(coolguy_0925 @ Oct 25 2016, 09:33 PM)
I guess they poslaju to you?
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His is new application not PIN & Pay replacement card. smile.gif
coolguy_0925
post Oct 25 2016, 09:36 PM

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QUOTE(fruitie @ Oct 25 2016, 09:34 PM)
His is new application not PIN & Pay replacement card. smile.gif
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lol your reply is instant
yeah I also got mine like suprisingly fast without me knowing it was approved
tqvm
drbone
post Oct 25 2016, 10:15 PM

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QUOTE(coolguy_0925 @ Oct 25 2016, 09:33 PM)
I guess they poslaju to you?
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Collected from branch. By the way, am planning a trip to langkawi next Monday to Tuesday and would like to stay in Westin , care to share how I can reap the benefit of having this visa signature card for the hotel stay rate ?
enkil
post Oct 29 2016, 11:05 PM

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Received all my Maybank new PIN n Pay replacement cards in one big envelope. Since my yearly AF is in Nov will wait for AF waiver for VS and VI before activating them. M2cards is free already.
kenlui
post Oct 30 2016, 10:06 PM

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Got charged for AF but requested for waiver as my annual spending was 45k+. I asked the CR the other day, he mentioned that I can clear off any outstanding & still cancel the card but I remember reading here before that there any spending after the annual fee will make cancellation of the card impossible.

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