Waiver successful? I am still waiting to be charged for the AF before requesting for waiver. CS already told me cannot request beforehand. Not like my HL Wise i manage to get waiver even before the AF date

Need 5-7 working days, will know by this week.

Just noticed waiver for my VS online

but my VI is charged. Call CS to request for waiver and need 6 working days to know the result.

How much have you spent for the past one year?

This post has been edited by fruitie: Oct 31 2016, 03:32 PM

Dont know the exact amount but when i called back in Sept it was about 25k. They can only check up to 6 months history thats what the CS told me. Anyway i got the the card back in 2014 so in fact i have already got a one time waiver before. When i got my VI in 2015 they standardize my AF to be in Nov and waived the 2015 fees.

Good for you, I don't think I will achieve it. I still haven't started using it.

i never use MBVS beyond its 5% cash back swipes.

For that extra RM1500 i would have used PBB VS and get nearly 2 additonal CB RM50 x 2.


Dont worry, i used only around RM20k last year, purely for its 5% Cashback swipes.
To swipe RM50k a year would mean we have used beyond its 5% CB cap already.

You can get AF waiver i think.

And yes, dont forget to enjoy the current 0% fee BTs, more free cash from higher CL now.

^
guy3288
Good for you who managed to get annual fee waiver, despite spending only around RM20k per year.

The general idea I get from other cardholders here is that there is strictly no annual fee waiver, if the annual spending is below RM 50k.

How do you get rm50x2 when the cap is RM50/month?

On a separate note , which outlet can I use MBVS under groceries category to buy alcohol to enjoy my 5% CB?

This post has been edited by drbone: Nov 1 2016, 08:25 AM

check in pbb vs thread.

if supp card is on separate statement, then separate cashback from principal's.

Would have been clearer if it was mentioned as sepalarate cashback for supplementary card holder instead of per primary account.

I believe they have a quota or they will suddenly lose half of VS membership if they strictly go with the 50k spend rule


I manage to get a waiver too with roughly 30k spend.

I believe they have a quota or they will suddenly lose half of VS membership if they strictly go with the 50k spend rule


I manage to get a waiver too with roughly 30k spend.

Pretty risky to BT using an AF card, later cannot achieve and AF cannot be waived after one year.

Did you use your VS for BT? I think some forummers reported previously that the BT was counted in the RM50k spend. Therefore you may have qualified for waiver, despite spending only RM20k in "real" retail transactions.

Any idea which store in langkawi to buy alcohol can be used to enjoy the CB ?

Got my card this year March, but annual fee will charge to me on this month.
Follow my M2Cards...

That's just 8 months? I have a feeling it will be charged only next year's November. Have you checked with CS?

logged into my online account and cant view my transaction details. it shows (pending new card activation). I have not received any new cards. How come like this?

bare in mind for AF, the system can charge 1 month before the expiry month, during, or 1 month after. mine got charged the month after. if you plan to cancel after one year then to be safe stop spending one month before.