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Hello...Take a look at my current allocations (ignore the cash management fund I suppose)

Am I already too diversified? I'm 34, have about RM800 / month to invest and have a goal of 8% average by the time I retire.

Should I look at China / India / Emerging markets as another avenue?

I worried spread too thin based on my monthly capabilities.

I definitely feel the trouble of maintaining a good investment cadence with Aberdeen due to the whopping RM500 per top up.

Assuming that once in 2 months I eke out another RM200 to top up Aberdeen, it'll still be rather sustainable, will you keep it?
Thanks for the suggestions

I'm also holding Global Titan as my portfolio global exposure. But, the 'global' in naming sometimes bug me since the fund actually invest in US, EU and Japan (developed countries) only. Or is it simply because these regions pretty much covered most of the world so it is sufficient to be taken as global?

Actually if you opt for RSP, you can top up Aberdeen with only rm100 every month 

Hi I am just a humble investor. Very new to UT and especially new to DIY UT. I have been following this awesome thread and trying hard to learn from best of the crop here. This thread is truly precious. 

Below is my current portfolio. Have been keeping it since last year Oct. I have tweaked the initial recommended portfolio by FSM Client Investment Specialists about 4 to 5 months ago and dropped AmSchroder EEA to take up TA European EF. And also picked up EI Bond Fund. Nearly dropped Manulife India EF but luckily I preserved. Phew!    I think I best hang on to Manulife India EF and VA whenever I have extra cash. The volatility was a little nerve wrecking for a newbie like me.

My initial recommended portfolio was 70% equities fund, 30% fixed income fund. But I had to tweak it during the downturn and I am now roughly around 60% plus equities funds and 40% fixed income fund. I have been doing DCA diligently since the start of my portfolio but last month I have stopped the DCA since my investment amount has reached the desired percentage. So I am going to just VA from here onwards.
12.4%  Eastspring Investments Small-Cap Fund
13.9%  Kenanga Growth Fund

8.4%    RHB Global Fortune Fund
10.5%  CIMB-Principal Global Titans Fund

13.1%  CIMB-Principal Asia Pacific Dynamic Income Fund

3.6%    TA European Equity Fund

6.6%    Manulife India Equity Fund

11.5%  AMB Dana Arif Class A-MYR
11.3%  Eastspring Investment Bond Fund
8.7%    RHB Asian Total Return Fund

6%      RHB Cash Management Fund 2
I am currently thinking of dropping a bond fund. Perhaps AMB Dana Arif and go for Libra ASnita Bond Fund. Going to leave Eastspring IBF there just in case I need to shift allocation from my EISCF should things goes too crazy. I am still unsure if keeping RHB ATR on my portfolio is a good move since it does tends to drag profit abit. It really does not act much like how a bond fund should. Maybe I should just dump that sum into my RHB GFF?

I am also wondering if I have been overzealous and had over-diversified here. Although I have already checked with the friendly FSM Client Investment Specialist and assured my portfolio is still okay. By the way, I am looking at around 7 years horizon for my portfolio.

Gosh, I am still trying to figure out how to keep tabs of how much each investment profited or lost. The IRR and ROI thingy is 

Thank you for reading this and hope if anyone could give this lost lamb a little pointer?     

I have read the queries here about which is the better global funds to invest in. If I have to choose only one fund, I will pick CIMB Global Titans Fund.

It is a actually "a fund of funds", i.e. holding a collection of other unit trusts. CIMB Global Titans currently invests as a feeder fund into 3 separate global equity funds which focus on US, Europe and Japan. So, you are paying 3 for the price of 1.

That I assume, explains why the annual expense ratio of CIMB Global Titans is much higher at 1.99% compared to Eastspring Global Leaders Funds which only has an annual expense ratio of 0.16%.