Basic question here:

Token can only be used when buying using cash, not switching?

try these FAQs...
FSM Referral Programme
https://www.fundsupermart.com.my/main/faq/faq.svdo?id=2406

Q:
Can I utilise the token in switching or Regular Savings Plan?

A:
No. This token does not apply to switching or RSP. The token can be only used for purchasing funds in TRANSACTIONS > Buy Unit Trusts with payment method of Cheque, EPF Account 1 or Cash Management Fund

Q:
Is this token applicable to all the funds?

A:
This token is applicable to most of the funds except for the funds of Affin Hwang Investment and the funds with initial sales charge lower than 1% or 0.5%.

I swear I didnt see it when I went through the FAQ this afternoon.. my bad. Must be sleepy. Thanks a bunch!

I am referring from here: http://breakingdownfinance.com/finance-top...ent/m2-measure/

Unless I get the source wrong kingly guide

I see I am not even thinking of asking ROI issue on that

can someone explain why fsm is pushing for cimb greater China with promotions? isn't China in a bubble debt?

good old Titan fund. wonder if I should start buying it back or just continue investing TA global

This post has been edited by Avangelice: Oct 18 2016, 09:15 AM

i guess, CHINA is unique, China is a Party's country.
If China fails, so thus the Party.
China is rich country controlled/dictated by a Party.

i am sure the Party will do it the China men way to dissolve the situation..

so what you are saying is that China is too big to fail?

is anyone investing in China then?

For me, I will avoid the titan because of the Japanese market and Europe. Japanese market is kind of like "opposite".
Of course if there's any fund which is a feeder fund to Hifumi fund, I will buy that fund.
Europe is very fragile. If that German bank goes (which I don't think it will) it will drag the rest of Europe down with it.

Some US investors said good to buy EU stocks
https://www.bloomberg.com/features/2016-how-to-invest-10k/

For me, I feel that the world is too depended on China for manufacturing. As long as there's no competitor to china's manufacturing, china is safe. But I refuse to add so many funds as xuzen said want to play "Gotta Catch Em'All'?

Cukup I stick with 5-6 funds.

Well a bargain is a bargain. It just depends on good or bad bargain. Anyway, just my opinion.

This post has been edited by Ramjade: Oct 18 2016, 09:24 AM

like most foreign single country focused fund, most would advise allocate approximates 5~10% into it.
if one has substantial allocation in Ponzi 2.0...i think that is enough already...as it has abt 26% in Greater China region

thanks for the input Ram as you reminded me why I sold it in the first place. I'll just keep TA as my feeder fund into the US.

as for Europe. I'm having mixed feelings. I know it's cheap and unstable but nah. don't have a good heart for its volatility

what about Manulife US equity fund?

much better risk returns than TA......but just that its fund size is too small...i just scare the fund may close when there is a corrections or major pull out of funds by investor...

has it happened in history a fund ceases to exist?

Didn't they have the same risk return ratio?

And TA is solely on technology (global although majority US), while Manulife is more diversified (but exclusively US)

This post has been edited by AIYH: Oct 18 2016, 10:40 AM

Yes, has happened before . At the moment I cannot remember which one. But I do vaguely recall the UTMC decision was to transfer the moonies contained therein the fund to another UTF of similar nature by the UTMC. Any unit-holders who is not desirous to participate further were advised to redeem all their units and exit the UTF.

The reasons were:

1) The fund size was too small a few million only

2) There are similar UTF in the same UTMC's inventory.

3) The parent fund is closing down

Xuzen

owch. is this one of the reasons you or was it pink spider telling me about investing in new funds? thanks for the input. I learnt something today

Yes...i think it was last year...2 rhb funds...(if i remember correctly)

Fsm rated 1 at 8 & another at 10

But surprisingly manulife US is earlier than TA Global by 2 years, yet TA fund size is 7.x times of Manulife

Because Manulife US sector is diversified while TA global focus on technology (single sector), thats why manulife have lower FSM risk rating

from. my neanderthal way of putting it. you are given a whole basket of chicken eggs but in that basket there's another egg that's a different colour. would you pick it up? lol I suck at this. xuxen does it better