good info....
thanks

frankzane was asking about declaring taxable income from dividend..just for info XD

Of course if you don't want to declare also no big deal. LHDN won't come chasing after u to give u free money! Someone will prolly spend it on diamonds/ submarines and what not

This post has been edited by drew86: Oct 18 2016, 07:28 PM

Somewhere I read:
On average, there is one recession every 8 years.

With that in mind, ideally we should use 10-year data, which would include data from a recession.

Then again, many funds are less than 10 years old...

Any other fee than switching from bond fund (asnita) to say KGF?

Q:
Where can I see the charges applicable for Intra/Inter fund house switching?

A:
To view the switching fees for Intra and Inter fund house switches, please look under FUNDS INFO-> FUNDS SALES CHARGES-> SWITCHING and select either INTRA FUND HOUSE or INTER FUND HOUSE.

more on switching FAQs
https://www.fundsupermart.com.my/main/faq/1...g-of-Funds-8922

I think too long a data is counterproductive as it may not represent recent performance of the fund.

hi all sifu, i m new in FSM, has been investing DCA in Public mutual since 3 years...ROI is -4% after deduct all the service charges..

Hope i wont be too late to invest via FSM.
let say this is my pocket money for investing

20% in ASNB FP Fund
30% in Public mutual (PRSF, PSSCF) - malaysia EQ
50% Matured FD

I would like to invest the lump sump matured FD, let say 100k in UT via FSM.
reading through the forum, this's what i plan
- CIMB-Principal Asia Pacific Dynamic Income Fund 33%
- KGF 33%
- TA global tech 33%
any comments guy?
currently i m in my early 30, my aim is for long term >10years, and i will invest monthly via DCA method
Should i invest the lump sum regardless the NAV price? or wait till it's relatively low..

thanks

You want to go for pure equity?

Do you not consider fixed income for your portfolio above?

me no sifu.....so just take what I am saying as a pinch of salt.

do consider your other substantial investment in M'sia via ASNB and PM funds
have a look at the annual reports or prospectus of those funds to see the approximate allocations in M'sia....then evaluate the need to have another 33% in M'sia via KGF.
(would ends up very heavy in M'sia and would have over lapping coverage)

Also consider about this.....
How you can benefit from a weakening ringgit? [7 Oct 2016]
https://www.fundsupermart.com.my/main/resea...-Oct-2016--7560

Does Valuation Matters? [22 Aug 16]
https://www.fundsupermart.com.my/main/resea...22-Aug-16--7410

if you believes FSM, try to buy those with more stars first, then buy others later when there are corrections/dips...
no necessary must buy all funds for the portfolio at the same time....
Sector Star Ratings
https://www.fundsupermart.com.my/main/resea...tarRatings.svdo

since this are your pocket money for investment and you also have some experience in UT and know of its risks....
thus I would says,..lump sum on regions with More Stars....
Others can wait, either DCA 20% each entry on mkts dips.
(I would WAIT for any new entries after US election and FED rate talk,.....mkts are now manipulated by the noises of these, I am just too chicken...well this is just me I hope )

would you like to consider RHB Emerging Market Bond or Asian total Return Bond funds or Asian Income fund?
they are
I would not suggest LibraAnista or other local bond funds b'cos you have got 20% in ASNB -FP funds

finally,....if for me (at my current risk, preferences and chicken hearted thinking)
I would just go max 10% in TA Global tech....as its mandate is just too focused and it high volatility ratio value does not permits my appetite to go higher for > 10% allocation
I would reduce the KGF & TA Global tech and go 5~8% at India, 10% at Am Reits and 15% at EM bond

well that is just me.....my liking may not be to you likings.....

Imputation dividend is history already.

Now all Malaysia company are distributing dividend as single tier already since 2014.

thanks for the suggestion.

reconsidering my reallocation now to ->
-CIMB-Principal Asia Pacific Dynamic Income Fund 35%
-KGF 20%
-RHB EM Bond fund 15%
-RHB Asia total return fund 15%
-TA global 10%
-India 5%

however, my brain keep disturbed by the US election and FED rate talk later.. when should i do the DCA/lumpsum?
I m still a noob newbie in investment, open to any critics and comments

Why is everybody so optimistic about KGF ? Due to historical data ? But we are also told not to believe so much of historical data wor ? Happened previously may not happen again, particular when Malaysia is so plague with many problems ( currency, oil price & corruption ).

these 2 funds performanced almost similar-wor.....
you sure want 30%-meh?

buy with a mind that allows you to sleep at night....remember you cannot win all.....
if you think you like to buy after Dec...buy after Dec lor...
even if the NAV did goes up in DEC...nvm-lor...you just cannot win all the time.
btw,...Jan "may" got FSM promo again


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What kind of promo ( if at all there is ) in Jan ?

usually there is one in Jan...."What/where to invest 201x..."

2x post

This post has been edited by MUM: Oct 19 2016, 12:48 PM

[/SPOILER]thanks for pointing it out.. i m still too noob in the investment field.

-CIMB-Principal Asia Pacific Dynamic Income Fund 35%
-KGF 20%
-RHB EM Bond fund 15%
-Am Asia pacific reit 15%
-TA global 10%
-India 5%
the portfolio looks abit aggressive thou..

now contact them to check out your allocation....and feedback here ok?
Remember to tell them you have 20% in ASX-FP and 30% in Public mutual (PRSF, PSSCF)

or use the portfolio simulator to back track the performance.....
https://www.fundsupermart.com.my/main/portf...tPortfolio.svdo
just a note: past performance is not a indicator of possible future performance

This post has been edited by MUM: Oct 19 2016, 01:26 PM


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Thanks for all the answers. I shall start investing in FSM then.

One more thing, can I invest in Public Mutual via FSM when I already have my PMO? If yes, what are the difference between them?

FSM no sell PM funds..
PMO can buy/sell other FH funds?