i have this balanced fund RHB Islamic Regional instead, to pair with my CIMB APDI
This fund has a bigger exposure towards lower region of Asia, mainly Thailand, Indonesia and Philippines.
Having it since September last year, it has been tanking till recently, around 3months ago, starts giving more profits
ROI is at 3.65% since i bought it, dca monthly for first 6 months then i leave it, no top up since the last dca
is currently at 7% of my portfolio, ya i know the return is not much, but the reason i bought it was to have a bigger exposure on the lower region of Asia, specifically on Indonesia

On the bond side, it has some exposure in Asia bonds, and i pair it with RHB EM bond which i bought just 3 months ago

Here's my 6month old portfolio fund allocation. I'd pefer slightly heavy bias towards foreign exposure.
Any suggestions/comment welcomed.


Now /Target /Fund Name
15% / 20% / CIMB-Principal Asia Pacific Dynamic Income Fund
21% / 20% / CIMB-Principal Global Titans Fund
20% / 20% / Kenanga Growth Fund
19% / 15% / United Income Plus Fund
07% / 15% / AmAsia Pacific REITS -Class B
18% / 10% / RHB Islamic Bond Fund

just let it ride for sometimes and review how it goes during mkt corrections....
maybe one risk appetite may change....trade off for a better sleep.

btw, what is United income Plus Fund?

just let it ride for sometimes and review how it goes during mkt corrections....
maybe one risk appetite may change....trade off for a better sleep.

btw, what is United income Plus Fund?

I think these are consider high risk category, are you? 

Do you invest one shot and DCA when time comes, or periodically top up? 

All in 1 shot. Until now returns are reasonable except for REITs and RHB AIF.
Will do top up when time comes....

Wa, me pocket not rich enough to go one shot 

Can only slowly RSP to hope for silver status by end of 2018 

I thought both funds have reasonable return overtime? or you enter at peak 

But it is quite heavy on Malaysia exposure 
Yup, it has been consistently exposed to Malaysia at around 1/3 of the fund, i aim to maintain this fund less than 10%, because i only have Kenanga Growth and RHB Islamic Bond + Libra Asnita, just nice i guess
Is it your preference on islamic compliance or SEA bond exposure? 
Nope I dont really care Islamic compliant or not ;p As long I happy with the return then good fund lor, but now not so happy ;( so lets see how it perform

What a waste of your nice good % return portfolio. LOL.

why a waste? dont quite understand   

But it is quite heavy on Malaysia exposure  tongue.gif
Yup, it has been consistently exposed to Malaysia at around 1/3 of the fund, i aim to maintain this fund less than 10%, because i only have Kenanga Growth and RHB Islamic Bond + Libra Asnita, just nice i guess wink.gif
Is it your preference on islamic compliance or SEA bond exposure?  smile.gif
Nope I dont really care Islamic compliant or not ;p As long I happy with the return then good fund lor, but now not so happy ;( so lets see how it perform

Wa, me pocket not rich enough to go one shot 

Can only slowly RSP to hope for silver status by end of 2018 

I thought both funds have reasonable return overtime? or you enter at peak 

Sorry for making things complicated. I meant to say small investments, even though % return is big, the return is still small lar. And so it's a waste.

Hehe. I enter them 2 weeks ago and straight away went into correction stage.....
However, CIMB China India Indonesia went upwards

Hehe. I enter them 2 weeks ago and straight away went into correction stage.....
However, CIMB China India Indonesia went upwards

aiya, my EISCF entered 2 months ago still in correction stage     

just hoping RSP now brings down the weighted unit and profit soon 

CII enter not even 2 weeks already profit le (thanks to sales charge promo)

A few of the CIMB funds are on steroid lately.

What is your risk appetite? 

If you can stomach the volatility and all for return, I may suggest either APDIF or affin quantum, both not bad and have some SEA exposure like thailand, philipines and indonesia 

Or if you want, I may suggest RHB Indonesia Equity fund 

Put it this way -

If u prefer to have a Fund Manager juggle the split between bonds and equities for u, go for RHB AIF.

If u prefer to juggle it on your own, take CIMB + RHB Asian Total Return.

If u have positive ROI there's no way u could get negative IRR. Something is wrong.

When you are profiting, u could have low IRR, but never negative IRR.