You sure you did it correctly? I don't think it is mathematically possible.

If u have positive ROI there's no way u could get negative IRR. Something is wrong.

When you are profiting, u could have low IRR, but never negative IRR.

mind share the % of allocation for clearer picture?

If u have positive ROI there's no way u could get negative IRR. Something is wrong.

When you are profiting, u could have low IRR, but never negative IRR.

for fund that is less than 1 year, try use ROI.....

note: if you had gotten into it in Jan/FEB......better "Huat-lah" than Dec 2015

that is simplest....(does that profits take into consideration of sales charges paid?)
for more than 1 year than use IRR....
FSM does not have this function....

The IRR is annualized, so it will appear higher if less than a year of investment

ROI, just the current value of the fund/portfolio over your invested amount in the fund/portfolio

Some bosses here are really nice. Indeed.

But even if you smooth out the unit split, it is still dropping
Ponzi 2.0 had been dropping since last Friday

Coz of forex, MYR dropped 1.x% last two days, think it accumulate into today NAV
and MYR today still depreciate 

You are not alone....
Yesterday's morning a forummer also posted he topup Ponzi 2.0 too.

TakoC is right when he said about correlation is very weak....between mkts and Navs

Something to remember when you try to time the market - For foreign funds forex plays an important role on top of the ups and downs in various equity markets
In fact forex would have more certainty in predicting if the fund would go up/down than the market indexes because the fund may or may not invest in the indexed stocks and the weightage in each top holding and market is also dynamic. The only information you have is fact sheet which is at least 1 month old

My simple solution to that is, I don't try to time the market, because I suck at it
Hmm, the answer to this question is rather complex

Each class would be translated to its denominated currency on daily basis

So although the exchange rate for 13/10/15 and 13/10/16 for USD:SGD is identical, in between there were lots of fluctuations and the transactions took place during the year would be affected by those fluctuations

The only instance where it would be exactly the same would be during the RM pegging of USD at 3.8 because there were no forex movement in the whole year.

Hope that makes sense
Anyway, is this an important consideration? The SGD and USD class as I understand is to be distributed by CIMB in other Asean countries instead of Malaysia. If you invest in the MYR class just focus on the MYR performance lor

Ia a good fund managed by pink spider and xuzen's favourite fund manager

But I believe since FSM reduced their bond fund sales charge to 0% and introduce the platform fee (around 2013 Sep), they no longer available through FSM

May be Affin do not agree with that sales charge or FSM can't afford for that fund to be at 0% (since the original SC is 3%)

cough Ponzi 1.0 cough

We have one job for you

Negotiate with them through life help, or wait for their event, and raise it to CIS, hopefully the management will consider and negotiate.

I choose you!
Oooi, apa lagu ni kaitan dengan UT? 

I  wub.gif select bond

I'm selling RHB ATR and buying more select bond... (from conventional channel)

Actually if you just look at performance, on 2 or 3 years historical performance actually ATR beats select bond hands down. But ATR is very volatile. I like my FI to behave like FI.

Select bond volatility is really low for an Asian bond fund. Credit to the fella who recommended the fund to me.

Go buy direct from Affin-Hwang or thru bank. Affin-Hwang Select Income is a good fund that I would strongly recommend esp if u don't want a too complicated portfolio, it covers Asian bonds and Asian dividend-yielding stocks.

If u go direct to Affin-Hwang, u COULD get cheaper than 3%.

Eunittrust lar, someone already said it earlier. It's 2% SC.