You won't lose your money, just will lose some of your business since your Paypal couldn't be used right now until everything solved.

Just provide all the information it needs at the checklist will do. Proof of address is a scan copy of your electric/water bill. They will limit whoever account that involves a lot of transactions or huge amount of transaction. And if you have a lot of disputes, they will create a reserve payment towards your account which is happening to mine right now in which 30% of it couldn't be taken out forever until u terminate your service with paypal which is pretty ridiculous.

Since Paypal is used in majority, I guess we just have to follow their guidelines if we want to use their service. The more you use Paypal as a seller, the more troubles you will see later. And that is just the beginning. Good luck

This post has been edited by iampokemon: Nov 29 2011, 06:17 PM

Just received my fund today in my Maybank.

23rd to 29th ... Quite long due to Holidays

Really appreciate your response. But this would be my first and last time with Paypal. Apparently, my Paypal account is high risk and they decided to close it.

Hi Guys,

Not sure if this is the right place to ask, but since it's Paypal related, hope you guys can advice.

I have a local credit card that is linked to my Paypal account. Then when I do online transaction with local companies (eg. Maxis or local webhosting companies), I used paypal as the option to pay as oppose to paying using directly using the credit card.

I've actually been doing this for 6 months plus now but only today I noticed that in my credit card statement, the amount charged using paypal is higher.

Eg. I made a maxis payment for RM313 using paypal, but in my credit card statement, it shows RM315.80.

I know it's not much, but if I were to use lots of paypal transactions, this might accumulate to larger amount..

Is this normal? Do you guys experience the same thing?

Appreciate if anyone could advice.

Thanks!

Yes it's normal. And it's even higher if you're transferring in other currency rates that requires conversion.

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Added on November 29, 2011, 9:56 pmPaypal is quite troublesome nowadays especially for sellers outside of US, not sure if there's any other companies offering service like Paypal.

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Added on November 29, 2011, 10:01 pmThat's great news. But I don't like the conversion from Paypal to local banks especially in usd. They always charge 0.05-0.10 lesser from the current currency rate.

This post has been edited by iampokemon: Nov 29 2011, 10:02 PM

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Added on November 29, 2011, 10:01 pm
That's great news. But I don't like the conversion from Paypal to local banks especially in usd. They always charge 0.05-0.10 lesser from the current currency rate.

[/quote]

their rate really sxuk..
like today conversion at xe.com 1 USD to MYR 3.19-+ ,but paypal only give me 3.08 (different 0.11)this is a lot cause i hold a lot USD

And AUD at xe.com 1 AUD to MYR 3.19-+ but paypal only give me 3.06...

This morning i transferred money thru RHB FPX with CIMB click,they deducted money from my Cimb account but paypal account remain Zero. Called them up(RHB) but they ask me to wait 7-14 days for investigation . Really giving me trouble as I had to postpone my payment to stuff i ordered. NOT recommended.

This post has been edited by yurameshi: Nov 30 2011, 05:44 AM

actually can try on other online payment name Moneybookers ,but less people using it,their provide very fast transfer to our bank account and the rate also very nice compare to paypal.

How about alertpay? I feel that it can be alternative to paypal but dunno why a lot of online shop didn't accept it.

I had a email account which only register for paypal and moneybooker. No other thing register under it but the strange thing is this email account always receive spam mail which show out my real name(my email account is other name which is not same as my real name, only paypal and moneybooker got my real name).

I dun think paypal will leak my real name out so I suspect it is moneybooker that leak my real name out to other advertiser.

You can open a Paypal acccount. No need credit card to load money, just do a FPX payment from your bank to your Paypal account. Your Paypal account wont be verified therefore the amount you can purchase over ebay is RM1575.00 I think??

If its a small amount then it should be okay.

But remember if the Ebay item is fraudulent or you didn't receive the item, then you wont be able to do a reverse charge back.
The only option if anything goes wrong is to issue a 'dispute'

hehe do you notice that post is dated back in year 2007?

Oopps

oic.. I never withdraw USD yet.. only withdraw Rm. Normally I will ask international customers to pay me in RM.

Scary!!!

One thing you can do is, go to Bank Negara Website, get RHB - Complaints Dept No. # - call or write to RHB.

If no response or unsatisfactory, then officially complain to Bank Negara.

RHB has duty to care!!

i waiting over a mouth already, still waiting until now
i email to PayPal, PayPal ask me to call RHB, because i was denial the transition at the last step, so the money is not in there, hv to ask RHB to make refund..........
then, i call RHB.......... they give me a report reference number and ask me to wait.......so...........until now still waiting

hi...
i have some question regarding paypal

1. i do have paypal acc that link to my maybank debit visa card...and the question is how can we check maybank currency exchange if i pay in euro??is it the same with normal maybank foreign currency exchange rate???any fees or extra charges impose by maybank if using paypal??

2. regarding purchasing from ebay...my seller is from ebay canada and i don't have their account ( i do have ebay malaysia acc though i can't access into ebay canada )...so my question is can i register in ebay canada???and which is the safest and "cost efficient" way to pay my seller???using ebay acc??or directly transfer to my seller???

this is my first time buying from ebay and paypal....
last time i always use middle man.....and the purchase was in small amount....
this time in order to save some fund...big amount transaction...i need to do it by myself
really appreciate any feedback from you guys...


This post has been edited by budakdegilz: Dec 3 2011, 06:46 PM

I have some questions about paypal withdrawal.

-Withdrawal to Maybank bank account is better and cheaper than maybank visa debit card, right?

-If withdraw to Maybank bank account, will Maybank charge any fee?

I'm new to paypal. Thanks~

Maybank follows it's own rates as shown in their chart. There's no extra charges.

For purchasing from eBay, as long as you have an eBay account, you could login in whichever eBay, either eBay.uk, eBay canada, eBay china, eBay singapore, etc.

Safest is use credit card linked to Paypal and eBay for payment. So in case of fraud, you could send a dispute over the seller in eBay and make a credit card chargeback from your local bank. Meaning you get double protection from both eBay and your bank. The funds will automatically deducted from your bank account converted in RM once you have click the purchase button in eBay.

thanks for the reply!!!

Withdraw to Maybank account = Maybank visa debit card. It's the same since it goes to the savings account at last.

There will be no fees charged if the amount withdrawn is more than RM300 if I'm not mistaken. If there is, the amount would be small too.

Only withdraw to credit card do they charge extra.