So low rate, no excitement to do musical chair immediately after mature. Having FD maturing on 3 different dates in a week, wait for the last date of the 3 only go musical chair in one go. Good time for consolidation.

I'm having bad experience with HLB eFD for the FPX transaction. I made FPX from SCB to HLB, SCB deducted my fund n FPX shown successful, but HLB claimed they didn't receive the fund.. N my money gone missing, the HLB staff even asked me to wait 7-10 working days, I asked to log case for urgent basis, but she told me urgent basis still need 3 working days.. I checked with SCB, SCB told me the fund was successfully posted and settle, n I need to find all the proof to HLB and pressure them only they do back end refund to me at night.. it is such a terrible experience when u dunno where ur money went to.. So I will not go for eFD that required FPX.. Just cannot understand y they want to do like that while last time we will not have issue with HLB MACH eFD that offered 4.5%, now i rather go to OTC placement with RHB which offer better rate..

No, I pressure them with all the details I got from SCB.. Then they do back end refund to my SCB.. In fact, they receive my money, but I dunno y they don create the FD for me but do the refund to me at night..

they sucks not because of FD can't do on weekend banking, last year inside bank ask them question, they dare to tell you to use phone to call hq instead for answer, i mean what are they paid for there? Call hotline and get transferred here and there and no answer given. Walk off furiously after make withdrawal. Told myself that was the last time doing business with them.

This year thought maybe improved, so call their hotline to ask general question, they cannot reply, so transfer to other branch and no one answer, do that few times gave up.

RHB really not up the banking standard, in both their HR and CS policy. This time give me 4% also i better choose HLB or other banks instead.

my neighborhood grocery shop aunty gives better service any day than those high almighty RHB staffs.

Need to rant a little here for their lousy CS. Ok back to FD topic.

More analyst saying OPR maintain for now. Good news for now. 

Called MBSB Damansara.

9 mths - 4%  (min 30k)
12 mths - 4.05% (min 30k)
12 mths - 4.10% (min 100k)

hi guys, suppose i have an FD matured and it was set for auto-renew, how does the interest rate work? stick to the previous rate as it's auto renew or it will be revise to a new rate?

is there a website we can check bank board rate? or how do you usually check a bank board rate?

Hlb extended till dec.

4.15% from hlb capped at 30k

can you elaborate more on the "let it run for one day and see the interest..." ?
say 10K last time put @ 4% interest, then yesterday matured so i see the ammount is now RM10400 for ez calculation.
so tomorrow what ever amount ontop of tht 10400 is the interest i gain and from there i will know the rate?

Yes but why? it's just like a datukship, there are no real benefits there.

Affin FD Promo Flyer

Which part is confusing
Perhaps, I can enlighten

U need to place RM10k each for 2 mths n 15 mths (assume option 1) which will run concurrently
Upon maturity of 2 mths, u have the option to continue or withdraw
The same applies for 15 mths

Affin pakej 3 =4.08 for first six month. Then you will have 50% of your FD at 4.28 for the next 9month.
Unless you foresee >4.28 promo 6 month later, I think Affin a better bet.

Ambank promo rates (not so attractive):
12 months (min RM10k): 3.35%
min RM 100k: 3.82%
9 months min RM 1 million: 4%

Based on feedback from Ambank's priority banking centre, there will be no diary this year