Yup, it stands for Principal. Mine also same.

P for priority..

It is settled [P] = "Principal".

The "Visa Infinite P" is different card with minimum RM200K credit limit.

Principal for this case. I have that card and not definitely not that Priority card.

I don't know why their product is so confusing.

The visa infinite with a fancy "P" is offer by invitation to Priority Banking clients with AUM at least300K and Private Banking, AUM 3mil.

Whereas the visa infinite with a (P), it just denotes your principal cardholder.

Anyone knows whether Speedmart99 still treated as Grocery for wise card ?

Is there a way to receive transaction notification for every transaction made using the credit card? If so how do I enable it?

call bank

1. some banks disable such notification, especially SMS to save cost
2. some banks has certain threshold to trigger

HLB Connect App.
BELL sign (Inbox)

TRANSACTIONS where you got all the transactions notified.
CARD OTP where you normally receive OTP for online transactions.
JUST FOR YOU where you receive marketing/promotion/invitation messages.

They no longer send SMS notifications?

No longer using sms lah.

Want to ask, how is the cashback cycle for HLB Wise?

Do I need to spend 1k in a month, or in a statement cycle?
Cashback cap is by month or by statement cycle?

Month. Weekend only for the high cash back categories

Hi,
May I know what Others transaction >RM250 CB =RM10 means ?

For example, if I use this card to pay for RM450 insurance monthly, will I get the 15% dining, 10% groceries 10% petrol cashback if my total minimum monthly is RM1001 ? Do I still need to charge anything further to ensure i get the full cashback and not RM10 ?

Kindly advise, thanks.

Others RM450 x 0.2% = RM0.90 rounded to RM1.00
(If only RM251 then RM0.502 so CB rounded to RM1.00)
(If RM749 then RM1.498 but rounded to RM1.00 only)

You get Dining CB 15% capped at RM20 (so spend RM130 to get full CB), Groceries CB 10% capped at RM15 (spend RM145 to get full CB), Petrol CB 10% capped at RM15 (spend RM145 to get full CB)

Provided monthly (calender month) POSTED transaction >RM1000.

Okay , I get it now. Thanks so much for the clear explanation

anyone here still keep the VI card? worth to keep?

Lifetime free annual fee. Just SST yearly. If you got decent or pretty nice CL, why not keeping it?

And HLB on and off got 0% BT, in which sometimes they even allowed the BT amount directly transfer into CASA, it is a free spare cash.

yes now more worth to keep.
1st annual fees free
4x - lounge access without spending
1x - dining =1 miles. Its my primary cc when go for dining
Rm6 = 1 miles -> insurance. consider better than other cc already

This post has been edited by ericlaiys: Aug 2 2025, 09:34 PM

My primary card for dining. Keep it for sure. It has no annual fee anyway.