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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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fruitie
post Sep 20 2024, 12:00 PM

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What's the easiest way to apply for a HLB supp card?
newtunes
post Sep 23 2024, 02:27 PM

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Now in between choosing wise or essential.
Based on posted, seems like wise is not able to waive annual fee.
My other family member got one essential card, auto waive after spending x amount or number of swipe.
But seems unable to find it from HL website cited essential has auto waive.
If cannot have auto waive, might as well get wise.
cybpsych
post Sep 23 2024, 02:32 PM

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QUOTE(newtunes @ Sep 23 2024, 02:27 PM)
Now in between choosing wise or essential.
Based on posted, seems like wise is not able to waive annual fee.
My other family member got one essential card, auto waive after spending x amount or number of swipe.
But seems unable to find it from HL website cited essential has auto waive.
If cannot have auto waive, might as well get wise.
*
try check the PDS or TNC for Essential card

user posted image

This post has been edited by cybpsych: Sep 23 2024, 02:33 PM
lilsunflower
post Sep 23 2024, 02:34 PM

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QUOTE(fruitie @ Sep 20 2024, 12:00 PM)
What's the easiest way to apply for a HLB supp card?
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Download the supplementary card form: https://www.hlb.com.my/en/personal-banking/...l/infinite.html (the form is the same for all the cards) and e-mail to HLOnline@hlbb.hongleong.com.my (you can also add hltelemktg@hlbb.hongleong.com.my) together with the supplemetary cardholder's NRIC / passport.

I have done this multiple times and usually takes less than a week before you see new supp card suddenly appear in your HL online. If they're slow, you can follow up using those 2 e-mail addresses.
fruitie
post Sep 23 2024, 02:41 PM

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QUOTE(lilsunflower @ Sep 23 2024, 02:34 PM)
Download the supplementary card form: https://www.hlb.com.my/en/personal-banking/...l/infinite.html (the form is the same for all the cards) and e-mail to HLOnline@hlbb.hongleong.com.my (you can also add hltelemktg@hlbb.hongleong.com.my) together with the supplemetary cardholder's NRIC / passport.

I have done this multiple times and usually takes less than a week before you see new supp card suddenly appear in your HL online.  If they're slow, you can follow up using those 2 e-mail addresses.
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Thanks so much sis! I guess I will do the same too but I'm unsure if there is any age limit for supp card? I saw from the website principal card is between 21-70 years old. I plan to apply supplementary for my mom who's 71 years old. I guess I will just use my sister's name then since they live together.

I will apply soon. Thanks!
newtunes
post Sep 23 2024, 03:30 PM

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QUOTE(cybpsych @ Sep 23 2024, 02:32 PM)
try check the PDS or TNC for Essential card

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Thank you.

Their essential card every year auto waived with x number of swipe.
But now only can find first year waived in the t&c.

Change already?
1mr3tard3d
post Sep 23 2024, 04:02 PM

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QUOTE(newtunes @ Sep 23 2024, 02:27 PM)
Now in between choosing wise or essential.
Based on posted, seems like wise is not able to waive annual fee.
My other family member got one essential card, auto waive after spending x amount or number of swipe.
But seems unable to find it from HL website cited essential has auto waive.
If cannot have auto waive, might as well get wise.
*
how did u end up comparing these two cards? sounds like comparing apple with orange
fundamentally different cashback benefit (spending category, spending amount, cashback cap)
user posted image

i would pick whichever provides the highest anticipated return: cash back - annual fee - service tax
newtunes
post Sep 23 2024, 04:25 PM

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QUOTE(1mr3tard3d @ Sep 23 2024, 04:02 PM)
how did u end up comparing these two cards? sounds like comparing apple with orange
fundamentally different cashback benefit (spending category, spending amount, cashback cap)
user posted image

i would pick whichever provides the highest anticipated return: cash back - annual fee - service tax
*
Not spending much, intend to have no annual fee card.
wongmunkeong
post Sep 23 2024, 04:42 PM

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QUOTE(newtunes @ Sep 23 2024, 03:30 PM)
Thank you.

Their essential card every year auto waived with x number of swipe.
But now only can find first year waived in the t&c.

Change already?
*
Beware - now on my log-in into HLB, it says minimum spending RMx,xxx for annual fee waiver. For years it was 12x swipe and i've already hit the 12x but this month i see the reminder changed. geram aku - 1-2 mth to go, just to hit their goal-post movement.
lilsunflower
post Sep 23 2024, 05:27 PM

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QUOTE(fruitie @ Sep 23 2024, 02:41 PM)
Thanks so much sis! I guess I will do the same too but I'm unsure if there is any age limit for supp card? I saw from the website principal card is between 21-70 years old. I plan to apply supplementary for my mom who's 71 years old. I guess I will just use my sister's name then since they live together.

I will apply soon. Thanks!
*
I'm not sure, but I think I successfully applied for my dad when he was above 70 (can't remember as I cancelled the cards). For CIMB, definitely allowed me to apply above 70.
Human Nature
post Sep 23 2024, 06:07 PM

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QUOTE(wongmunkeong @ Sep 23 2024, 04:42 PM)
Beware - now on my log-in into HLB, it says minimum spending RMx,xxx for annual fee waiver. For years it was 12x swipe and i've already hit the 12x but this month i see the reminder changed. geram aku - 1-2 mth to go, just to hit their goal-post movement.
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Essential only?

This post has been edited by Human Nature: Sep 23 2024, 06:07 PM
skty
post Sep 23 2024, 06:10 PM

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QUOTE(lilsunflower @ Sep 23 2024, 05:27 PM)
I'm not sure, but I think I successfully applied for my dad when he was above 70 (can't remember as I cancelled the cards).  For CIMB, definitely allowed me to apply above 70.
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maybank doesn't allow supp card application for >70 yo.

really cannot brain why like that. The risk is borne by the principal card.
wongmunkeong
post Sep 23 2024, 08:08 PM

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QUOTE(Human Nature @ Sep 23 2024, 06:07 PM)
Essential only?
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I've only Essential CC with HLB - forced to "convert" from their wonderful "Fortune" sweat.gif
skty
post Sep 24 2024, 12:29 AM

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QUOTE(wongmunkeong @ Sep 23 2024, 08:08 PM)
I've only Essential CC with HLB - forced to "convert" from their wonderful "Fortune"  sweat.gif
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Fortune was one of the best card.

I still keeping the retired card.
safe118
post Sep 25 2024, 11:12 AM

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QUOTE(wongmunkeong @ Sep 23 2024, 04:42 PM)
Beware - now on my log-in into HLB, it says minimum spending RMx,xxx for annual fee waiver. For years it was 12x swipe and i've already hit the 12x but this month i see the reminder changed. geram aku - 1-2 mth to go, just to hit their goal-post movement.
*
Hi, I just found out the same thing. Last yr when the officer approved my essential card, I was given an understanding that as long as I swipe 12 transactions, no annual fee charged. I recently found out I need to swipe at least RM8K to waive that stupid 100 annual fee?
wongmunkeong
post Sep 25 2024, 03:02 PM

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QUOTE(safe118 @ Sep 25 2024, 11:12 AM)
Hi, I just found out the same thing. Last yr when the officer approved my essential card, I was given an understanding that as long as I swipe 12 transactions, no annual fee charged. I recently found out I need to swipe at least RM8K to waive that stupid 100 annual fee?
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CS said i need to poke them if the AF isnt auto-waived this coming 2 months and they'll wave "with required actions" - like use the card xtimes etc.
whee.. i love jumping through hoops - like SCB which now does waiver via their mobile app AND disallows waiver (final decision) for nearly everyone i know. fun! bangwall.gif
safe118
post Sep 25 2024, 03:22 PM

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QUOTE(wongmunkeong @ Sep 25 2024, 03:02 PM)
CS said i need to poke them if the AF isnt auto-waived this coming 2 months and they'll wave "with required actions" - like use the card xtimes etc.
whee.. i love jumping through hoops - like SCB which now does waiver via their mobile app AND disallows waiver (final decision) for nearly everyone i know. fun!  bangwall.gif
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Yes, i just contact my local branch officer. They told me to contact them to waive the annual fee if the bank charge me.
soonwai
post Sep 25 2024, 11:59 PM


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QUOTE(safe118 @ Sep 25 2024, 11:12 AM)
Hi, I just found out the same thing. Last yr when the officer approved my essential card, I was given an understanding that as long as I swipe 12 transactions, no annual fee charged. I recently found out I need to swipe at least RM8K to waive that stupid 100 annual fee?
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Good already. Mine is RM15k just for that RM120 annual fee. Sutera Visa.
MGM
post Sep 26 2024, 12:46 AM

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QUOTE(soonwai @ Sep 25 2024, 11:59 PM)
Good already. Mine is RM15k just for that RM120 annual fee. Sutera Visa.
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The last cycle i only spent ~8k n still managed to get af waiver & sst rebate for sutera cc by calling cs b4 they were charged.
safe118
post Sep 26 2024, 01:35 PM

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QUOTE(MGM @ Sep 26 2024, 12:46 AM)
The last cycle i only spent ~8k n still managed to get af waiver & sst rebate for sutera cc by calling cs b4 they were charged.
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So we need to call them before they charge the af?

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