Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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 Sep 23 2024, 02:27 PM
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#1
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Junior Member
166 posts Joined: Jun 2023 
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Now in between choosing wise or essential.
Based on posted, seems like wise is not able to waive annual fee. My other family member got one essential card, auto waive after spending x amount or number of swipe. But seems unable to find it from HL website cited essential has auto waive. If cannot have auto waive, might as well get wise. |
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Sep 23 2024, 03:30 PM
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#2
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Junior Member
166 posts Joined: Jun 2023
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QUOTE(cybpsych @ Sep 23 2024, 02:32 PM) try check the PDS or TNC for Essential card Thank you. Their essential card every year auto waived with x number of swipe. But now only can find first year waived in the t&c. Change already? |
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Sep 23 2024, 04:25 PM
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#3
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Junior Member
166 posts Joined: Jun 2023
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QUOTE(1mr3tard3d @ Sep 23 2024, 04:02 PM) how did u end up comparing these two cards? sounds like comparing apple with orange Not spending much, intend to have no annual fee card.fundamentally different cashback benefit (spending category, spending amount, cashback cap)  i would pick whichever provides the highest anticipated return: cash back - annual fee - service tax |
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Oct 23 2024, 09:52 AM
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#4
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Junior Member
166 posts Joined: Jun 2023
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The min RM500 spending and cashback given is based on statement date?
l |
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Dec 19 2024, 03:29 PM
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#5
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Junior Member
166 posts Joined: Jun 2023
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Found that on the online banking site got one option "notify overseas travel"
Can the card being used at overseas if no tick on this option? or must tick before travel? |
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Oct 6 2025, 02:06 PM
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#6
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Junior Member
166 posts Joined: Jun 2023
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Being charged RM98 annual fee for the first time, it is possible to get waiver by contacting customer service?
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Yesterday, 02:23 PM
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#7
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Junior Member
166 posts Joined: Jun 2023
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Same here, only received dining cashback, whilst online spending cashback missing.
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