For those who have been charged with AF before, when will it charge you? Once the new statement cycle starts?

My statement cycle is from 28th to 27th and my anniversary is in Sept, not sure when it will be charged...

Will it be 1st Sept as my anniversary is in Sept?
I checked back my approval date, it is around 14th Sept 2015.

Hi all. Wish to know:

Activate Wise in Dec 2015, annual fee charged & waived in Feb 2016 statement. When will be the month of next annual fee charge on my Wise Card?

Let's say CB for transaction in Sept will reflect in Nov statement, is it i have to cancel the card by end of this month and the CB transfer to CASA?

Please advice.

Like most of you all, I make full payment of statement balance, by the payment due date.

Let's assume that my statement date is 8th of each month. If I cancel my WISE card on 3 October 2016, when is the latest date by which I should make full payment of statement balance (or even outstanding balance)? Is it still 28 October 2016?

CS told me to pay only when the the cycle comes. Don't know la. I'm lost. I'll report here soon.

Thank you for the reply.

It's relevant because 28 Oct CB will be stated in Nov statement. If i stop using started 1st Oct, how is the CB goes to?

Isn't it now minimum RM 2k?

Though not sure how pawnshop service works but if it can get you RM 170 cash back every month, why not?

this card is useful for those who have lots of bills to pay where one card is not enough. 2k is achievable.

but for normal user i don't recommend keeping it if HLB want to continue with the AF.

Next week will notice a surge of WISE card cancellation once the cashback is posted.

Just out of curiosity, swipe on what? Still needs to have a real transaction right?

Sorry I'm very slow and blur (lol.. maybe it's because it's late) but I was just wondering what you meant when you said can use your wife's company terminal to swipe 1k.

I understand the concept of Wise and spending 1k on those falling outside the cashback categories, but I don't really know what you meant when you referred to using company terminal.

your wife owns a company which got so much variety of business for swiping or your wife working under a big company with all those retail swiping facilities? if yes, u not only can swipe 2k for wise card, u can swipe 1 million + to earn may be at least 2 million mbb treat points.... but if own company, swiping a card may incur the company to pay some % of money to the bank....