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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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cybpsych
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 May 13 2019, 11:52 AM
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QUOTE(naruko85 @ May 13 2019, 11:49 AM) hmm, want to ask where to check the cashback for wise card? because I have spent more than rm 2k on 1st to 28th Apr, but havent show any info yet on the cashback? or need wait another month? my statement date on 12th later this month // For the avoidance of doubt, any Cash-Back due to the Cardholder will be posted in the WISE Card account on the 28th of the following month and reflected in the Cardholder’s Statement. In the event the Cash-Back due to the Cardholder falls on or after the date of the Cardholder’s Statement, the Cash-Back will only be reflected in the Cardholder’s Statement in the next following month. // |
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naruko85
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May 13 2019, 02:00 PM
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noted, thank you
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saitong09
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May 13 2019, 07:17 PM
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QUOTE(ClarenceT @ May 13 2019, 11:51 AM) 28th of the following month. So check on 29/5. I love this card, give me rm100 every month  |
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ClarenceT
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May 13 2019, 07:41 PM
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QUOTE(saitong09 @ May 13 2019, 07:17 PM) I love this card, give me rm100 every month Getting tough to get full CB recently due to special CB from Boost, other e-wallets and credit/debit card games. |
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saitong09
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May 13 2019, 08:14 PM
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QUOTE(ClarenceT @ May 13 2019, 07:41 PM) Getting tough to get full CB recently due to special CB from Boost, other e-wallets and credit/debit card games. Reserve 1k for selected category, balance go to BP |
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ClarenceT
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May 13 2019, 08:16 PM
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QUOTE(saitong09 @ May 13 2019, 08:14 PM) Reserve 1k for selected category, balance go to BP Hard to spend RM1k on electricity+groceries+mobile. I can get/win >10% from e-wallets or other credit/debit CC recently. |
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saitong09
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May 13 2019, 08:19 PM
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QUOTE(ClarenceT @ May 13 2019, 08:16 PM) Hard to spend RM1k on electricity+groceries+mobile. I can get/win >10% from e-wallets or other credit/debit CC recently. Oh, which wallet/cc give you >10% for TNB? |
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ClarenceT
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May 13 2019, 08:21 PM
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QUOTE(saitong09 @ May 13 2019, 08:19 PM) Oh, which wallet/cc give you >10% for TNB? Sarawak Energy (Sesco), not TNB. |
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kelvinlzy
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May 13 2019, 11:46 PM
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QUOTE(ClarenceT @ May 13 2019, 08:16 PM) Hard to spend RM1k on electricity+groceries+mobile. I can get/win >10% from e-wallets or other credit/debit CC recently. HLB Wise only gives effective 5% cashback so in your case its better to use other alternatives. |
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ClarenceT
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May 14 2019, 05:50 AM
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QUOTE(kelvinlzy @ May 13 2019, 11:46 PM) HLB Wise only gives effective 5% cashback so in your case its better to use other alternatives. I only need to spend RM990 on Utilities and Groceries to get RM98. Effective rate is misleading. |
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saitong09
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May 14 2019, 07:19 PM
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QUOTE(ClarenceT @ May 14 2019, 05:50 AM) I only need to spend RM990 on Utilities and Groceries to get RM98. Effective rate is misleading. You already checked with HLB? |
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ClarenceT
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May 14 2019, 07:57 PM
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QUOTE(saitong09 @ May 14 2019, 07:19 PM) You already checked with HLB? Category 1 RM **5 x 10% rounded to nearest RM Category 2 RM **5 x 10% rounded to nearest RM So RM990 + BP/Boost/Govt RM1010 to get CB RM100 Assume cash-out cost RM2 from BP/Boost, So my real spending RM990 to get CB RM98. This post has been edited by ClarenceT: May 14 2019, 07:58 PM |
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saitong09
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May 14 2019, 08:32 PM
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QUOTE(ClarenceT @ May 14 2019, 07:57 PM) Category 1 RM **5 x 10% rounded to nearest RM Category 2 RM **5 x 10% rounded to nearest RM So RM990 + BP/Boost/Govt RM1010 to get CB RM100 Assume cash-out cost RM2 from BP/Boost, So my real spending RM990 to get CB RM98. ic, wait for 1499 then only cash out Boost, so your effective rate will be rm99 |
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weiseang72
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May 15 2019, 12:44 PM
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the RM2,000 minimum spend , is it included amount of the 2 category we spend? or separate?
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ClarenceT
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May 15 2019, 12:52 PM
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QUOTE(weiseang72 @ May 15 2019, 12:44 PM) the RM2,000 minimum spend , is it included amount of the 2 category we spend? or separate? Minimum RM2000 transactions posted in a calander month, but usually I spend RM990-RM1000 on 2+1 CB categories and RM1000-1010 on other items including BP, Boost and Govt bills (not SST, annual fee and other bank charges). |
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gg8989
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May 15 2019, 02:03 PM
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Getting Started
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if using wise card to topup my bigpay card, does it consider as travel categories?
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cybpsych
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May 15 2019, 02:05 PM
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QUOTE(gg8989 @ May 15 2019, 02:03 PM) if using wise card to topup my bigpay card, does it consider as travel categories? quiz: what is Bigpay's MCC? hlb wise's Travel category covers ---- All airlines (MCC 3000-3299, 4511), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723) |
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ClarenceT
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May 15 2019, 02:06 PM
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QUOTE(gg8989 @ May 15 2019, 02:03 PM) if using wise card to topup my bigpay card, does it consider as travel categories? None of 10 CB categories. |
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Wolgie
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May 15 2019, 03:18 PM
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QUOTE(ClarenceT @ May 14 2019, 05:50 AM) I only need to spend RM990 on Utilities and Groceries to get RM98. Effective rate is misleading. QUOTE(ClarenceT @ May 14 2019, 07:57 PM) Category 1 RM **5 x 10% rounded to nearest RM Category 2 RM **5 x 10% rounded to nearest RM So RM990 + BP/Boost/Govt RM1010 to get CB RM100 Assume cash-out cost RM2 from BP/Boost, So my real spending RM990 to get CB RM98. Wow.. see ur case here. seem attractive. but annual fees? |
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ClarenceT
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May 15 2019, 03:21 PM
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QUOTE(Wolgie @ May 15 2019, 03:18 PM) Wow.. see ur case here. seem attractive. but annual fees? Gold RM250 (new cardholder) + SST RM25. Not waivable . |
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