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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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Wolgie
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 May 15 2019, 03:18 PM
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QUOTE(ClarenceT @ May 14 2019, 05:50 AM) I only need to spend RM990 on Utilities and Groceries to get RM98. Effective rate is misleading. QUOTE(ClarenceT @ May 14 2019, 07:57 PM) Category 1 RM **5 x 10% rounded to nearest RM Category 2 RM **5 x 10% rounded to nearest RM So RM990 + BP/Boost/Govt RM1010 to get CB RM100 Assume cash-out cost RM2 from BP/Boost, So my real spending RM990 to get CB RM98. Wow.. see ur case here. seem attractive. but annual fees? |
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Wolgie
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May 15 2019, 03:33 PM
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Let try simple calculation. hahaha 1) SESB 250permonth, Maxis Fibre 89permonth+99permonth 2) Petrol 400-500 3)Grocery 1-1.5k extra donno popular grocery Sabah calculate or not? Batharas or CKS supermarket or 99smart  (i know CIMB yes) like this should consider rebate 100 already, right. hehe |
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Wolgie
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May 15 2019, 03:44 PM
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QUOTE(ClarenceT @ May 15 2019, 03:43 PM) 2 categories only + mobile. You choose any 2 of utilities, petrol and groceries. To spend RM1000 only. Not sure if Maxis Fibre is under Mobile CB. Then spend RM1000 on Boost and cash-out to your bank account at RM2 service charge. Then spend RM1000 on Boost and cash-out to your bank account at RM2 service charge. lol.forgot this play thanks So Boost reload as which categry for WISE card? This post has been edited by Wolgie: May 15 2019, 03:46 PM |
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Wolgie
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May 17 2019, 04:55 PM
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QUOTE(Wolgie @ May 15 2019, 03:44 PM) Then spend RM1000 on Boost and cash-out to your bank account at RM2 service charge. lol.forgot this play thanks So Boost reload as which categry for WISE card? Do 99speedmart, CKS Groceries, Bataras supermarket, Survey include in groceries category? I normally buy from them. As Sabah dont have Tesco, and Aeon. For Petrol, any petrol station? And for speeding in boost, i can direct cash out then payback in same month before payment date, right? This post has been edited by Wolgie: May 17 2019, 04:57 PM |
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Wolgie
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May 17 2019, 05:19 PM
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QUOTE(cybpsych @ May 17 2019, 05:10 PM) read and understand the eligible MCC for Wise categories >> https://www.hlb.com.my/content/dam/hlb/my/d...ns%20-%20EN.pdfboost question, ask in Boost thread >> https://forum.lowyat.net/topic/4698581read and understand the eligible MCC for Wise categories >> https://www.hlb.com.my/content/dam/hlb/my/d...ns%20-%20EN.pdfread already. just all groceries. not sure my mention include or not. Not found anywhere. |
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Wolgie
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May 17 2019, 05:21 PM
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QUOTE(cybpsych @ May 17 2019, 05:20 PM) then try yourself. swipe and call bank CS to verify the MCC. else, wait for statement to see the eliglble category printed on the statement. im not try because not apply yet. If al groceries mention not include, no point take this card as yrsly 250 |
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Wolgie
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May 17 2019, 05:31 PM
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QUOTE(Wolgie @ May 17 2019, 04:55 PM) Do 99speedmart, CKS Groceries, Bataras supermarket, Survey include in groceries category? I normally buy from them. As Sabah dont have Tesco, and Aeon. For Petrol, any petrol station? And for speeding in boost, i can direct cash out then payback in same month before payment date, right? QUOTE(ClarenceT @ May 17 2019, 05:26 PM) Giant (OCBC/HLB/CIMB card machine), Servay (CIMB), Guardian (HLB) - should be under Groceries. Shell, Petronas at pump only - under Petrol. i means the above groceries. 99speedmart, CKS Groceries, Bataras supermarket, Survey supermarket (SABAH) But nvm. Thank for help. |
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Wolgie
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May 17 2019, 05:44 PM
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QUOTE(ClarenceT @ May 17 2019, 05:37 PM) You have PB CC, spend RM10 then call PB to check MCC. Not difficult. Noted and Thanks. PB CC not try yet, but confirm CIMB includes. so all bank same. thanks i will going SCB card also follow ur boost concept. Thanks very much. Time to cancel other card. hehehe This post has been edited by Wolgie: May 17 2019, 05:45 PM |
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Wolgie
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Jul 5 2019, 02:25 PM
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New not yet use HLB creditcard yet.
Means my time to apply? In HLB website?
Connect user? i dont have account tooo
This post has been edited by Wolgie: Jul 5 2019, 02:26 PM
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Wolgie
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Jul 7 2019, 11:14 AM
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Wise card change already, right? weekday 1%, weekday 8%, min spend monthly 500, maks 18+18+18 rebate. Not everymonth rebate100, right? no more setup categores https://www.hlb.com.my/en/personal-banking/.../wise-card.html |
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Wolgie
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Jul 7 2019, 11:29 AM
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QUOTE(cybpsych @ Jul 7 2019, 11:22 AM) walao, been discussing it for 1mth liao sorry sorry. i come here because 7.7. so annual is 98. still acceptable bah. rebate 54monthly with spending 500 monthly |
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Wolgie
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Jul 20 2019, 09:27 AM
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Just received this msg, and the link to here. https://www.hlb.com.my/content/dam/hlb/my/d...ampaign-tnc.pdfJust simple swipe 1 time? that all? |
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Wolgie
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Aug 6 2019, 12:28 PM
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lol.. HLB CS just call me ask me why havent summit the require doc for apply HLB card. which i owe her 2 week ady.
Do you thinks still okie after the revise?
New card apply only get 200 cash rebate.
Thanks for advice
This post has been edited by Wolgie: Aug 6 2019, 12:29 PM
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Wolgie
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Aug 7 2019, 04:41 PM
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QUOTE(alandhw @ Aug 7 2019, 12:51 PM) After revised, the Maximum cashback per annual is RM 648. It will be worth if your spending behavior can sapu all the cashback.. Annual Fees: RM98 Cash Rebate = 18+18+18 = 54 per/m 648 per/year 648-98 = RM550 Mhmm.... understand.... Platinum and Gold any diff? This post has been edited by Wolgie: Aug 7 2019, 04:42 PM |
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Wolgie
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May 7 2020, 04:03 PM
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Thinking apply HLBcard now.
Any good rebate or promote for new card?
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Wolgie
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May 8 2020, 11:06 AM
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QUOTE(ClarenceT @ May 6 2020, 09:24 AM) QUOTE(GrumpyNooby @ May 7 2020, 04:05 PM) tHANKS |
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Wolgie
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May 19 2020, 02:37 PM
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EHhh. i apply and received call underprocess last week.... new offer...more $$$ Should call CS ask.... ???  term link is show? www.hlb.com.my/on9 and facebook HLB This post has been edited by Wolgie: May 19 2020, 02:40 PM |
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Wolgie
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Oct 25 2020, 05:12 PM
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Wolgie
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Dec 22 2020, 10:45 AM
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QUOTE(cybpsych @ Dec 22 2020, 07:50 AM) another Android update for connect mobile app  u become HLB FreeLance staff |
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Wolgie
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Jan 7 2021, 05:36 PM
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QUOTE(Dexter @ Jan 7 2021, 03:36 PM) RM0 HLB: BUY NOW PAY LATER! Convert RM990 into 6 months instalment at 0% for CrCard ending XXXX. Reply F1<space>last 4 CrCard no. by 08Jan. T&C @hlb.com.my/fpAnyone received this? I guess this is good to replace FPP 0% through HLB Connect which ended Jan last year. QUOTE(vince-90 @ Jan 7 2021, 05:29 PM) Random eligible transaction or all eligible transactions also got this SMS ?  QUOTE(tan_aniki @ Jan 7 2021, 05:34 PM) yes, one sms per week spending I though this already end? As i know, reload ewallet also can  https://www.hlb.com.my/en/personal-banking/...r-campaign.htmlThis post has been edited by Wolgie: Jan 7 2021, 05:38 PM |
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