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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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prs516
post Jan 25 2019, 10:38 AM

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My application for Hong Leong Essential Card through Hong Leong Connect have been approved and the card is on delivery process. I've change my mind about this card and don't want it anymore. I've also been charge service tax RM25. Can this charge be waived if i cancel this card or should i just keep it for a year and use it 12 times and cancel it after that? What should i do? Please advise. Thank you.

This post has been edited by prs516: Jan 25 2019, 10:59 AM
cybpsych
post Jan 25 2019, 11:00 AM

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QUOTE(prs516 @ Jan 25 2019, 10:38 AM)
My application for Hong Leong Essential Card through Hong Leong Connect have been approved and the card is on delivery process. I've change my mind about this card and don't want it anymore. I've also been charge service tax RM25. Can this charge be waived if i cancel this card or should i just keep it for a year and use it 12 times and cancel it after that? What should i do? Please advise. Thank you.
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call cs to cancel it immediately.

ask whether the sst would be reversed since you dont use/activate the card anymore.
goatbernard
post Jan 25 2019, 11:16 AM

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i just noticed payonline cannot pay Maxis bill anymore...
can i used maxis app or other path to pay to enjoy 10% cashback?
prs516
post Jan 25 2019, 11:20 AM

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QUOTE(cybpsych @ Jan 25 2019, 11:00 AM)
call cs to cancel it immediately.

ask whether the sst would be reversed since you dont use/activate the card anymore.
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Thanks for the reply. Just called CS. He said can't reverse the SST. I've to pay for my stupidity then.
ClarenceT
post Jan 25 2019, 11:22 AM

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QUOTE(goatbernard @ Jan 25 2019, 11:16 AM)
i just noticed payonline cannot pay Maxis bill anymore...
can i used maxis app or other path to pay to enjoy 10% cashback?
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I got 10% using MaxisPay but my last transaction was in October 2017.
ClarenceT
post Jan 25 2019, 11:24 AM

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QUOTE(prs516 @ Jan 25 2019, 11:20 AM)
Thanks for the reply. Just called CS. He said can't reverse the SST. I've to pay for my stupidity then.
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It is a good CC, not difficult to earn back RM25 in 1 year, especially in July (Digital Day)!
goatbernard
post Jan 25 2019, 11:29 AM

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QUOTE(ClarenceT @ Jan 25 2019, 11:22 AM)
I got 10% using MaxisPay but my last transaction was in October 2017.
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then i better check with HLB CS first before i make payment...
shmily86
post Jan 25 2019, 12:03 PM

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QUOTE(prs516 @ Jan 25 2019, 11:20 AM)
Thanks for the reply. Just called CS. He said can't reverse the SST. I've to pay for my stupidity then.
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u can request to waive the SST for essential card.

user posted image

This post has been edited by shmily86: Jan 25 2019, 12:04 PM
RickRick88
post Jan 25 2019, 01:47 PM

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QUOTE(ClarenceT @ Jan 25 2019, 11:22 AM)
I got 10% using MaxisPay but my last transaction was in October 2017.
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QUOTE(goatbernard @ Jan 25 2019, 11:16 AM)
i just noticed payonline cannot pay Maxis bill anymore...
can i used maxis app or other path to pay to enjoy 10% cashback?
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can confirm 10% cashback via MaxisPay, reflected in my Jan statement for my Dec tranx. This month should be the same.

This post has been edited by RickRick88: Jan 25 2019, 01:48 PM
goatbernard
post Jan 25 2019, 02:12 PM

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QUOTE(RickRick88 @ Jan 25 2019, 01:47 PM)
can confirm 10% cashback via MaxisPay, reflected in my Jan statement for my Dec tranx. This month should be the same.
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biggrin.gif Thanks! uobpayonline getting smaller now...
RickRick88
post Jan 25 2019, 03:21 PM

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QUOTE(goatbernard @ Jan 25 2019, 02:12 PM)
biggrin.gif Thanks! uobpayonline getting smaller now...
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You're welcomed. I pay via Maxispay website for years dy. Seamless and easy to use.
stevenkkh
post Jan 25 2019, 03:33 PM

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QUOTE(ClarenceT @ Jan 25 2019, 11:24 AM)
It is a good CC, not difficult to earn back RM25 in 1 year,  especially in July (Digital Day)!
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It is not only SC but also the mandatory AF of around 160++ above
ClarenceT
post Jan 25 2019, 03:37 PM

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QUOTE(stevenkkh @ Jan 25 2019, 03:33 PM)
It is not only SC but also the mandatory AF of around 160++ above
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No AF if 12 swipes/year for HLB Essential. He just got HLB Essential.
prs516
post Jan 25 2019, 07:12 PM

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QUOTE(shmily86 @ Jan 25 2019, 12:03 PM)
u can request to waive the SST for essential card.

user posted image
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Yes you're correct for the second year. For the first year i must pay the SST charge.
shmily86
post Jan 26 2019, 09:29 AM

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QUOTE(prs516 @ Jan 25 2019, 07:12 PM)
Yes you're correct for the second year. For the first year i must pay the SST charge.
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My NEW fortune card (received on DEC 2018) also can waive.
prs516
post Jan 26 2019, 09:36 AM

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QUOTE(shmily86 @ Jan 26 2019, 09:29 AM)
My NEW fortune card (received on DEC 2018) also can waive.
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Thanks for the info. I will call CS after i receive the card and try to waive the SST.
skty
post Jan 26 2019, 03:02 PM

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HLB Wise cashback quota refresh date is follow statement date or 1st of every month?

My note is "Cashback is based on posting date (not transaction date) within a statement cycle and will be credited on the same statement."

Correct?

My statement date is 1st of every month so I don't really look into this previously. thanks.
ClarenceT
post Jan 26 2019, 03:05 PM

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QUOTE(skty @ Jan 26 2019, 03:02 PM)
HLB Wise cashback quota refresh date is follow statement date or 1st of every month?

My note is "Cashback is based on posting date (not transaction date) within a statement cycle and will be credited on the same statement."

Correct?

My statement date is 1st of every month so I don't really look into this previously. thanks.
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Statement date not important. eg your statement date 1/2

CB based on Posted transactions 1/1 to 31/1 (calendar month), credited on 28/2.

skty
post Jan 26 2019, 03:07 PM

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QUOTE(ClarenceT @ Jan 26 2019, 03:05 PM)
Statement date not important. eg your statement date 1/2

CB based on Posted transactions 1/1 to 31/1 (calendar month), credited on 28/2.
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thanks. mean based on posted transaction within a calendar month (cashback quota refresh on the 1st of every month), and the cashback will be credited at the end of next month.

This post has been edited by skty: Jan 26 2019, 03:10 PM
lil_flank
post Jan 26 2019, 06:56 PM

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Paying tnb bills through mytnb (computer) using HL wise is eligible for 10% cashback if my chosen category is utilities? Anyone tried before? So far i only been using uobpayonline to pay for tnb bills.

Currently i am looking for alternative method just in case uobpayonline decides to terminate tnb payment.

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