anybody knows if we can cancel a hong leong cc that we used to BT, since there's a separate account for the BT for hong leong?

i already cancel my HLB mach on 1st week of September. CS told able to cancel because separate account as you mention. But 2nd week HLB call back said that mmg kena ada CC pulak....They want to give other HLB card as Mach already EOL. Lucky i didn't cut Mach CC so activate back. Hopefully answer your question.

lol I see. thanks. exactly what I'm looking for

anyone successful to waive SST? my supp card kena, live chat with CS, doesn't allow to waive. haizzzz......

Thinking now with SST coming into the picture, will HLB consider waiving the compulsory annual fees for Wise card.

7% online cashback winner no list this year?

you can periodically check hlb's website for published list.

else, try contact their CS when they gonna publish it.

Where you check in HLB website? Under Promotion?

yes, there's a separate section for DD

omg, only 3 pax gotten the rm477?

im still disputing my missing rm30 jompay cb.

The cash back is based on monthly basis or our statement date?

Like my statement date is 15 Oct 2018, so means any spending between 15 Sept - 15 Oct 2018 will be consider as 1 month?

HLB Wise?

Transactions POSTED on 1/9/18-30/9/18, must >RM2000, rebate on 28/10/18 (check on 29/10/18).
Transactions POSTED on 1/10/18-31/10/18, must >RM2000, rebate on 28/11/18 (check on 29/11/18).

P/S Not based on transaction date.

I also didn’t receive it.. n the cs told me the tnc said need to pay to 2 different favorite biller, but I only pay to same biller.. but, I check the tnc didn’t mentioned must be different biller, just mentioned as any 2 favorite biller.. the tnc is misleading..

Supp card kena RM25 too?

Yes, all credit cards (main and supp) will kena Rm25 sst.

If want waive SST have to go to customs or finance ministry. If want bank to donate 25 then only talk to CS.

Unlikely. They said the reason to increase the annual fee 1-2 years ago is to keep the program going. If can waive, then no need to increase in the first place. Where to find so much money to give such a high cash back woh

This is not high cash back actually if you compare in the market since min spending of RM2K and annual fees coming in place as basically you only get around 8%++ for relevant RM1K spending.

If ever you include the additional spending of RM1K, it basically means you get around 4%++ cash back for total spending of RM2K.

To me, this is a marketing business trying to make things complicated instead of showing you the real percentage of cashback.

In summary, this card now only suited for those using above RM2K including RM1K relevant spending to earn the full 8%++ cashback which is around 80 bucks per month in cashback.

Hehe RM1k on BP/Insurance/Govt and RM1k real spending, RM1200 - (RM160+RM25) = RM1015 guarantee CB.
HLB suka-suka give money, I have got RM500 extra CB since January.

Yeah, when I first ventured into cash back cards, I did encounter this and asked in forum. I thought it was a one-off 2000 spending

I guess it's only useful for people who spends a lot or know how to workaround the spending.

Haha. You have so much cashless to spend. Mine are mostly cashful, so only left with a little groceries and bills that can go with cards.

I know someone who's even utilizing the Essential card for unlimited 1% cash back. I think he has the volume that the 1% unlimited is more worthwhile than those 5% cards. And no, he's not keen to apply for the 5% cards to max them out before this 1%.